Quote:
Originally Posted by Grim Reader
There does in short seem to be no observable link ever demonstrated between size or mixed population and system functionality.
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And then there is the geographical and internecine political aspects of having 50 separate sovereign states to impose that upon.
The issue isn't whether the US could make it work or even whether the US should make it work... the issue (in my view) is about what can actually get through Congress and how close that might be to what we actually need and be accepted by the largest majority and in fact be better than what we have now and before these latest changes.
IOW... the realpolitik as opposed to the pipe dream.
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But this continuing argument over the notion that the problem can somehow be resolved as an either/or proposition is a large part of why this problem hasn't been resolved.
The US needs a mixture of the several approaches to PAYING FOR care.
It's also a fair statement that the UHS countries need a mixture of approaches as well.
FIRST: A tax supported plan for the catastrophic and traumatic care, major disease, and other universal underlying systems that individuals can't ever afford on their own but which they also can't ever afford to even insure against.
Just getting the worry and expense of this entire range of care and expenses off the backs of individuals will completely change the dynamic. Even as an incremental step toward eventual UHC this concept will have the most general appeal and likely needs to be done regardless of whatever else we might do beyond this.
SECOND: A whole lot more personal responsibility for the day to day care we may use... the costs of which are most affected by the other day to day choices we make... and will be most impacted by competition and market forces.
With the big worries off our shoulders and no more need for that 'OH MY GOD!" insurance policy... most people will be quite happy to do everything else on their own tyvm.
THIRD: And some small degree of private insurance on an individual basis for the services and costs that will occasionally come up that lie between those two ends.
But what we DON'T need are the Humongous Private Insurance Companies in every corner of our lives to do any of this..
nor do we (the largest majority of us) need an overly large government program to replace that model.
So far, the policies that have the most traction in DC are the ones that work against changing anything at all...
policies designed to actually support those big HI Companies.
THIS is the largest problem we have. That political influence of the HI companies.
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The middle ground approach:
I believe in keeping our employers and employment status out of the discussion entirely.
I believe in a tax supported network that keeps 911 and ER's and Trauma Centers operating.
This is the best part of Medicine in the US and we do it VERY well.
I believe in tax supported basic medicine for the poor, the elderly and for children.
I believe in tax supported advanced medicine (Cancer, Traumatic Injury, etc) for EVERYONE.
I believe in NOT distinguishing the peripheral services (dental, optical etc) from "medicine".
I believe in everything else that we might need of a medical nature on a year to year basis being a personal responsibility;
one that we can plan for and budget for and should pay for privately.
I believe we have NO NEED for
Big Insurance as a part of that scheme in any way whatsoever
or for those companies to be even remotely involved in the servicer choices we may make.
I believe everyone should have a basic insurance policy to backstop us for the occasional hiccup in those year to year expenses
we otherwise pay for privately and that it should function very simply... very much like how a homeowner or auto policy functions.
(Some, with more involved medical conditions or other claim patterns will necessarily pay more for this than others)
I believe this covers it all.