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Medicare was not cut under Obama's health care plane. Medicare Advantage was cut...but that was a bad deal for the patient and the tax payer. So good riddance.
The Medicare till was indeed raided for half a Trillion $$ to fund the start up administrative costs for Obamacare.
I feel the same way. As someone who is fast approaching 48, and has been paying into Medicare since she was 16, I guess I'm just S-O-L.
I'm in by 40's too and by the age of 25 (started first job at 12) I had figured out that I would never see a dime back that was going to FICA. I've been planning accordingly.
I know it isn't a popular opinion that families should be the primary caregivers for the elderly members in their families but this would indeed go a long way to saving money. Other cultures do not throw away their elderly and put them aside in nursing homes, why has it become so acceptable in the USA? Is it simply part of the planned destruction of the basic family unit to promote dependance upon government from cradle to grave?
I'm in by 40's too and by the age of 25 (started first job at 12) I had figured out that I would never see a dime back that was going to FICA. I've been planning accordingly.
I know it isn't a popular opinion that families should be the primary caregivers for the elderly members in their families but this would indeed go a long way to saving money. Other cultures do not throw away their elderly and put them aside in nursing homes, why has it become so acceptable in the USA? Is it simply part of the planned destruction of the basic family unit to promote dependance upon government from cradle to grave?
I have a few friends that are U.S. citizens yet started out in Ghana or The Phillipines. When they retire, they are all going back "home" mainly because of their elderly care. They have large extended families that will take care of them when they are very old. It is a great support system.
Having said that, this type of lifestyle has become just about obsolete in the US. When you have most people working and no one able to stay home, there is no one to take care of the elders. Plus we are no longer a farming community where everyone worked/lived in the same place which was conducive to extended family living. We just don't have that culture anymore.
Heck, my parents *just* retired (ages 67 and 72). Both had to work all their lives. My mom had 5 siblings and both they and THEIR spouses worked. No one could take care of their parents and fortunately they never needed nursing home care.
It's just a tough situation all around.
I expect that my two children, and their spouses if they marry, will both have to work all of their lives. I don't know how I could ever expect them to physically and financially care for me.
Whether Medicare is a government carrier or a private carrier voucher system is really a secondary concern. Coverage reform like this doesn't slow the growth in per-capita health costs. Either system is untenable in the long term for the beneficiary because of those cost increases.
Ryan's plan achieves Medicare solvency by capping the government's expense growth. It's a solution, but it's a solution that simply shifts the financial risk to the beneficiary.
People can debate whether that's the right way to go or not, but it certainly does nothing to actually reduce the nation's healthcare spend.
Better answer would be to expand medicare to cover everyone regardless of age. That is my plan. It would be cheaper per person than paying for private insurance.
People can debate whether that's the right way to go or not, but it certainly does nothing to actually reduce the nation's healthcare spend.
your not going to lower the amount spent on health care
not unless you are going to mandate that every hospital worker, every nurse, every technitian, every doctor works for minimum wage
not unless you can lower the cost of that ray machine being imorted from denmark
not unless you can nationalize every utility company so that the average hospital isnt spending over 5 million dollars a year just on electrical costs
fact when you pay a doctor $100 for an office visit...its not $100 going directly into the doctors pocket..he still has to pay rent/lease/mortgage on his busines office property...he stil has to pay an electric bill...he still has to pay his suppliers for supplies and equipment..he still has to pay a nurse/receptionist/medical clerk...etc
nothing is going to lower costs...especially with the FED continuing to devalue the dollar
Better answer would be to expand medicare to cover everyone regardless of age. That is my plan. It would be cheaper per person than paying for private insurance.
cheaper not even close
medicare costs over 500 billion (yep a half a trillion) to cover (and not at 100%, more closely to a 75/25) about 40 million (yes they are the most costly demographic (the eldery))
medicare for all would cost 3-5 trillion a year..and not for a 100% coverage
it would be garbage
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