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I wish people who post like the OP would get to experience the joys of catastrophic health problems they gleefully tell other people to drop dead from if they can't pay for. Not that I want to cause people harm, but I see little compassion for people from those lacking human qualities like empathy unless they (or some one they love) get the joy of that experience first hand.
I got the joy of talking to some one who was hit by an uninsured driver, breaking 6 bones (including pelvis, femur, humerus, and clavicle). The guy claimed hydroplaning, so after getting checked out himself the guy skipped town (false ID/insurance). She didn't have health insurance after starting her first job, which she lost...and can't afford to start legal action. Her car insurance paid a bit through the uninsured driver clause, but she still owes tens of thousands of dollars she can't pay for being just out of college plus therapy. Oh yeah, she certainly should have planned better.
Same with a friend who contracted meningitis. His insurance paid for the first parts of the infection and hospital stay, then he was fired even while on medical leave. He cannot afford to sue the company for the illegal action, and his insurance dropped him like he was on fire. He still needs drugs and rehabilitative therapy a year later to get better, which has wiped out 10 years of saving. He certainly should have planned better.
I hope if the OP does get to experience this, some one comes up to them and tell them straight they should have planned better
I wish people who post like the OP would get to experience the joys of catastrophic health problems they gleefully tell other people to drop dead from if they can't pay for. Not that I want to cause people harm, but I see little compassion for people from those lacking human qualities like empathy unless they (or some one they love) get the joy of that experience first hand.
I got the joy of talking to some one who was hit by an uninsured driver, breaking 6 bones (including pelvis, femur, humerus, and clavicle). The guy claimed hydroplaning, so after getting checked out himself the guy skipped town (false ID/insurance). She didn't have health insurance after starting her first job, which she lost...and can't afford to start legal action. Her car insurance paid a bit through the uninsured driver clause, but she still owes tens of thousands of dollars she can't pay for being just out of college plus therapy. Oh yeah, she certainly should have planned better.
Same with a friend who contracted meningitis. His insurance paid for the first parts of the infection and hospital stay, then he was fired even while on medical leave. He cannot afford to sue the company for the illegal action, and his insurance dropped him like he was on fire. He still needs drugs and rehabilitative therapy a year later to get better, which has wiped out 10 years of saving. He certainly should have planned better.
I hope if the OP does get to experience this, some one comes up to them and tell them straight they should have planned better
For your first example, she could of planned ahead, if the job didnt provide the health insurance for her, she could of went out and obtained it herself, that would of been preparing.
As for the second, he doesnt need any money to sue the company, the attorney will collect thier fees after winning the case.
For your first example, she could of planned ahead, if the job didnt provide the health insurance for her, she could of went out and obtained it herself, that would of been preparing.
I asked the same question. She filed, and was retroactively denied coverage after the acceptance letter due to some clerical error on their part (timely filing of paperwork). She did prepare, and she was failed by the people she trusted and paid to insure her.
Quote:
Originally Posted by rhawkins74
As for the second, he doesnt need any money to sue the company, the attorney will collect thier fees after winning the case.
...and what the hell is he going to live on while the case goes through the courts? He still needs food, medicine, a place to live, and physical therapy till anything settles. If he didn't have support from governmental programs he would be dead on the streets (from infection, starvation, or exposure) long before anything settled.
I am preparing for my catastrophic injury/disease by selling my condo to the bank as part of a reverse mortgage to remove it from my asset base so my wife will have a place to live. As I have very little invested I will sell all of it when I am diagnosed so that will be cash in an ammo can somewhere. Then I will take the medical care and bankrupt out from under any payments except lawyer fees.
How, by doing this, am I any more selfish than an insurance company that uses fine print to avoid paying? Or a company that stops providing health insurance for its employees? Or any of the other fraudulent businesses infesting our economy? Not any different.
When I do finally die after all this adventure I want to be buried with my middle finger extended to all the "Best health care you can afford" capitalist thieves.
Blaming people isn't very helpful. Begrudge them some healthcare and all it does is make people sick, they don't "learn" anything excpet indifference and coldness.
And while I'm thinking of it, I'd like the OP to say this to my grandmother, whose insurance dropped her after she was diagnosed with breast cancer. A double mastectomy, chemo and radiation later and she is unable to find anyone who will pick her up with her pre-existing condition. Or perhaps to my MIL, who experienced renal failure at age 18, has had two kidney transplants and whose medications cost more per month than double most people's mortgages. Really, they should have both planned better. Although, I would rather enjoy seeing two old ladies rip the OP a new one...
I'm not saying government is the answer, but not to recognize that the health insurance industry is broken is just sticking one's head in the sand, IMO.
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Although, I would rather enjoy seeing two old ladies rip the OP a new one... 
