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So now its more important to remain on the moral high ground then to walk away from a bad investment?
How many millionaires walk away from their investments. Hell even Trump, darling of the crazed birther and right wing, declared bankruptcy.
No it's more important to set an example to my children that your word means something. You teach yours to screw others over if you want to. Your choice. I don't give a rats ass what some millionaire does or Trump does only what I do.
Folks who are in enough hard times to qualify for HFH are going to be shaky at the best. And when hard times hit us all, they're going to be the first to really get into deep water fast.
I feel very sad for those people, and I hope some have happy endings. Some won't, but the poor are always among us, no matter where we live in the world.
There were 2 times in my life that I would have applied with HFH if it had existed. I eventually was able to buy a home both times, and I've owned 5 of them now over my life. Thank God I was never reduced to living with my family in a car, but only through His Grace it was prevented, once.
Anyone can hit the bottom of the barrel, but not everyone bounces. I don't believe anyone is guaranteed they will always be in circumstances where they are always completely safe from losing everything.
Last edited by banjomike; 02-07-2012 at 02:40 AM..
Now, now. They do tend to help with the painting after all is built.
I've seen at least that with the 3 projects I volunteered for.
Yes, to be fair, the times I saw them the most was for the cosmetic/touch-up type stuff. Not like the roofing or framing. More like the painting and maybe some fixture stuff. A few times I saw no one at all ever.
Simple fact. If you don't earn it, you won't appreciate it. Stuff you get for free is always taken for granted until it one day occurs to you that you are entitled to it.
Generally, but i also depends on the person. That's not universally true although it has a lot of truth in it.
But this is not about mortgage companies and banks, it's about Habitat for Humanity, a non profit. Habitat doesn't benefit as they can put others in that home that can make the payments. Habitat's name is on the deed, not the mortgage payers here.
yes but the underlying sentiment here is that all who have a HFH home are "lazy takers"...
That is ridiculous.
And I am sick of 9th grade mentality posters here who say "its not fair", then pick on poor people to say the are the reason for all America's problems. .
I find Wall Street fraud to be far more enraging (and indeed illegal) than a poor single Mom who needs a home trying to move out of a drug infested neighborhood and better her life for her children. In S. Florida HFH homes helped many single Moms start over after leaving abusive relationships. It is a good program.
And my point is there are some who take advantage in every program, proportionally and financially I have an issue far more with someone like this.... http://en.wikipedia.org/wiki/Richard_S._Fuld,_Jr.
On November 10, 2008 Fuld transferred his Florida mansion to his wife Kathleen for $100 in order to protect the house from potential legal actions against him. They had bought it four years earlier for $13.56 million.[23][24]
than someone like this:
Rachel is a 29 year old single mother with two daughters. She is employed full time and is working toward completing her college education. Rachel joined the IDA Program because she wanted the opportunity to develop a financial strategy for herself as well as set an example for her two daughters. Rachel decided to use her savings toward the purchase of her first home. She received financial management training from USU Extension, completed homeownership training with Habitat for Humanity, and her personal case management was provided by Financial Vital Signs.
I just read that in Cleveland Ohio Habitat for Humanity has foreclosed on 8 home owners and will foreclose on another 25 if they don't begin making mortgage payments. In some cases the owners have stopped making mortgage payments for 3 years. HFH has kept making insurance and tax payments for the owners to help them avoid foreclosure but many have just taken advantage of the organization and done nothing to try to avoid the foreclosures. The foreclosure rate among HFH owners is actually much higher than the national average. Many also do damage to the properties.
HFH is willing to meet with homeowners and to try to help them set up payment schedules but some just don't seem interested. So what are your opinions on this? considering that the owners get their homes at cost with financing they wouldn't normally be able to get it seems foolish they'd just give that up.
Folks who are in enough hard times to qualify for HFH are going to be shaky at the best. And when hard times hit us all, they're going to be the first to really get into deep water fast.
I feel very sad for those people, and I hope some have happy endings. Some won't, but the poor are always among us, no matter where we live in the world.
There were 2 times in my life that I would have applied with HFH if it had existed. I eventually was able to buy a home both times, and I've owned 5 of them now over my life. Thank God I was never reduced to living with my family in a car, but only through His Grace it was prevented, once.
Anyone can hit the bottom of the barrel, but not everyone bounces. I don't believe anyone is guaranteed they will always be in circumstances where they are always completely safe from losing everything.
Nice post. Good to see someone who has a heart here. makes the world a better place to live in .
He is just brave enough to stand up and say it (and endure the large far-left verbal tongue lashing jibberish). There are a great many of us that believe that way. There IS a thing called 'the silent majority'. For some of us, we choose our non-profit organizations to which we donate (and sometimes with quite sizable sums), silently, usually based on viewing their success rate, and political viewpoints.
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priorities in outrage
You didn't read the whole thread, did you?
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