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Old 10-21-2007, 11:59 PM
 
Location: Santa Monica
4,714 posts, read 8,450,496 times
Reputation: 1052

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Quote:
Originally Posted by twojciac View Post
Nice sweeping generalizations. I've had family members face grave illnesses and had only copays to worry about and didn't receive sub-par treatment or rushed out of the hospital. So using your logic, I'm safe to assume that there are never issues with private insurance.

You mean, as long as your hospital expenses don't exceed your plan's annual maximum per person, perhaps also even a lifetime maximum per person.

So certain conditions/diseases/injuries requiring high levels of expense can lead to personal bankruptcy. Isn't that a nice kettle of fish.
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Old 10-22-2007, 12:19 AM
 
Location: DFW, TX
2,935 posts, read 6,706,369 times
Reputation: 572
Quote:
Originally Posted by roseba View Post
Medicare happens to work a lot more efficiently than our current private pay system.
If you are referring to a 2% administrative cost, that's because the cost is passed on to the doctors and hospitals. They in turn pass it off to the private insurance companies... not exactly comparing apples to apples.
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Old 10-22-2007, 12:22 AM
 
Location: Chicago
4,688 posts, read 10,085,147 times
Reputation: 3207
Quote:
Originally Posted by twojciac View Post
If you are referring to a 2% administrative cost, that's because the cost is passed on to the doctors and hospitals. They in turn pass it off to the private insurance companies... not exactly comparing apples to apples.
You also won't find another universal health care system in the Western world with any where near the administrative cost (waste) that we experience with our private insurance system.
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Old 10-22-2007, 12:22 AM
 
Location: DFW, TX
2,935 posts, read 6,706,369 times
Reputation: 572
Quote:
Originally Posted by ParkTwain View Post
You mean, as long as your hospital expenses don't exceed your plan's annual maximum per person, perhaps also even a lifetime maximum per person.

So certain conditions/diseases/injuries requiring high levels of expense can lead to personal bankruptcy. Isn't that a nice kettle of fish.
That's life.... no guarantees other than death.
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Old 10-22-2007, 12:26 AM
 
Location: Chicago
4,688 posts, read 10,085,147 times
Reputation: 3207
Quote:
Originally Posted by twojciac View Post
That's life.... no guarantees other than death.
Except that many other countries in the world have realized you can provide citizens first rate health care without consigning them to bankruptcy.
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Old 10-22-2007, 12:36 AM
 
Location: DFW, TX
2,935 posts, read 6,706,369 times
Reputation: 572
Quote:
Originally Posted by jdiddy View Post
Except that many other countries in the world have realized you can provide citizens first rate health care without consigning them to bankruptcy.
You've got the means to do the same in your State. I'm fine with MA, NY, and CA voting for 100% income tax to provide all of these social services.

You just won't see me moving there...

Just don't make this a federal issue. Read the Constitution and realize that it's entirely up to the States under the 10th Amendment.
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Old 10-22-2007, 01:41 AM
 
Location: Somewhere in Flyover country
531 posts, read 1,741,442 times
Reputation: 180
In reading through a few of the posts I am disturbed by the idea that most health problems are the result of bad lifestyle choices or lazyness. Take the case of a woman with the gene for inherited breast or ovarian cancer who, in spite of making good choices--not smoking ,exercising,etc gets cancer. And having had cancer, employers are less likely to want to hire her (they don't want someone with health problems). So, if she can't get a job with benefits,is it "fair" to deny her coverage or charge her an exorbitant rate to get insurance?
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Old 10-22-2007, 02:02 AM
 
Location: Your mind
2,935 posts, read 4,993,399 times
Reputation: 604
Of course it is! This is America, everyone always gets pretty much exactly what they deserve. If you're born with bad genes then your sinful father must have passed down his wickedness through his seed to your corrupted soul, or something like that. Natural selection will sort it all out, Vote Republican 2008! Whoohoo.
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Old 10-22-2007, 04:13 AM
 
7,381 posts, read 7,678,753 times
Reputation: 1266
Quote:
Originally Posted by appalachiangirl View Post
In reading through a few of the posts I am disturbed by the idea that most health problems are the result of bad lifestyle choices or lazyness. Take the case of a woman with the gene for inherited breast or ovarian cancer who, in spite of making good choices--not smoking ,exercising,etc gets cancer. And having had cancer, employers are less likely to want to hire her (they don't want someone with health problems). So, if she can't get a job with benefits,is it "fair" to deny her coverage or charge her an exorbitant rate to get insurance?
Probably not. But, is it "fair" to force others to pay for her health problems?
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Old 10-22-2007, 04:26 AM
 
Location: Somewhere in Flyover country
531 posts, read 1,741,442 times
Reputation: 180
Well, if you own a home or property you will pay school taxes whether you have children or not.
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