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The cost of private insurance is such that I now insure my wife and leave myself uninsured. The only plan I can afford is the 'high deductible' plan, whereby I pay the first 10k. Since I don't get sick much, I figure I may as well take my chances that if I do get sick it will be under 10k.
There should be a sliding scale where the working person can buy in to a new Medicaid category that is fully funded by the Federal government, and available on a sliding income scale. There is profit in the healthcare sector.
The CEO of United Healthcare gave himself a 1 billion dollar bonus a few years ago. That's more than the GDP of most countries!
A 'government option' such as this would make life a lot easier for millions of Americans if Obama's forced requirement to buy health insurance by 2014 takes effect.
I agree, it seems totally unfair that some people get "rewarded" by get getting MA for NOT working but those of us who do work and aren't lucky enough to have an employer who provides affordable healthcare, have to suffer. Also, there's a lot of people who are on MA who would work, if they didn't fear losing the benefits that they need to survive.
So, instead, they quit work, get MA and sometimes full disability as well...when they could work at least part time and maybe not have to draw so many benefits if they could keep their medical
Well as long as your willing to pay the increase in state taxes and fees to pay your states portion of it. That is exactly what the new healthcrae bill will do in 2017. Remmber it was Nelsen (D) of nebraska who got aq exemptiogn form the increase startig in 2027 for his state saying it would bankrupt his state.The is no free stuff;its always passed on to the consumer i the end.
Anything that is "fully funded by the Federal Government" is an absolute non-starter and shouldn't even be considered.
So it's far better to have health care through bankruptcy? That way you can be assured that the government stays out of paying for someone else's health care?
1) A national payroll tax of (making the number up) 5% each side. Like SS and medicare everyone pays. Any and all compensation is included including stock options etc but hits everyone from dollar 1.
2) 20% coinsurance and $2000 copay. You must have skin in the game.
3) A law against first dollar insurance. You must have skin in the game.
4) Everyone in.
5) A doctors visit is lets say 5x minimum wage. Basic scrips are say 3x minimum wage. Name brand is 10 minimum wage.
This is meant to make sure you get care. If you want to see a doc you will pay something.
>oh how about a better Idea....pay your own darn bill
its your body, your healthcare...your bill.....dont expect others to pay your way<
A working class person is going to pay the $1500 a month family insurance costs, how?
The irony is the couch potato gets everything free while the working stiff not only doesnt get insurance, due to his lack of insurance he will pay ~3x more for a hospital admission than the rich guy with insurace.
So it's far better to have health care through bankruptcy? That way you can be assured that the government stays out of paying for someone else's health care?
The OP stated he has a catastrophic type insurance plan with a 10K deductible. I am a huge proponent of catstrophic plans. Everyone needs skin the game. High deducitible plans are the answer.
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