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If the Supreme Court only throws out the mandate and leaves everything else intact, how will insurance companies deal with the impact of people being able to sign up for insurance at any time regardless of their health? Meaning couldn't anybody drop their insurance , only to sign right back up when they get an illness?
Wouldn't this require congress to immediately pass either a complete repeal or universal healthcare? In which obviously congress couldn't get either through?
What would be the status of healthcare insurance post supreme court decision if we are in this situation?
If the Supreme Court only throws out the mandate and leaves everything else intact, how will insurance companies deal with the impact of people being able to sign up for insurance at any time regardless of their health? Meaning couldn't anybody drop their insurance , only to sign right back up when they get an illness?
Wouldn't this require congress to immediately pass either a complete repeal or universal healthcare? In which obviously congress couldn't get either through?
What would be the status of healthcare insurance post supreme court decision if we are in this situation?
Premiums would start rising rapidly. Eventually, few if any could buy insurance and a Public Option would be demanded by the people. That would take several years and in the meantime many Americans would die on the street. Other than that, it would look very rosy.
If the Supreme Court only throws out the mandate and leaves everything else intact, how will insurance companies deal with the impact of people being able to sign up for insurance at any time regardless of their health? Meaning couldn't anybody drop their insurance , only to sign right back up when they get an illness?
Wouldn't this require congress to immediately pass either a complete repeal or universal healthcare? In which obviously congress couldn't get either through?
What would be the status of healthcare insurance post supreme court decision if we are in this situation?
I don't believe that the Supreme Court is going to be able to find part of it Constitutional and the other part not since each section is integral to the whole. Therefore, it is probably going to all or nothing.
Maybe a system in which there would be sky high premiums for those who sign up late, and a lower premium for those who maintain constant coverage. Would be good to see a catastrophic coverage option as well. So, it would be wise not to sign up late.
Premiums would start rising rapidly. Eventually, few if any could buy insurance and a Public Option would be demanded by the people. That would take several years and in the meantime many Americans would die on the street. Other than that, it would look very rosy.
Well it would be a very strange situation since theoretically with the law intact you would buy insurance, have open heart surgery from a pre-existing condition, then drop the insurance the next day and legally the insurance companies would have to allow that.
The only thing that would prevent that would be for congress to either repeal obamacare or enact universal healthcare. I would imagine something would need to be done very quickly but it seems impossible with this congress.
Premiums would start rising rapidly. Eventually, few if any could buy insurance and a Public Option would be demanded by the people. That would take several years and in the meantime many Americans would die on the street. Other than that, it would look very rosy.
It's a complicated situation. Perhaps they would start insurance pools for those with preexisting conditions that would be separate from other people's premiums. Rather than die in the streets, perhaps they might choose to go to one of the thousands of federally qualified health centers that provide care regardless of insurance, have been shown to be effective and were promoted by the World Health Organization as a strong method of medical care. They seem to have been completely left out of the current plans though they have been in existence for 40 years.
Well it would be a very strange situation since theoretically with the law intact you would buy insurance, have open heart surgery from a pre-existing condition, then drop the insurance the next day and legally the insurance companies would have to allow that.
The only thing that would prevent that would be for congress to either repeal obamacare or enact universal healthcare. I would imagine something would need to be done very quickly but it seems impossible with this congress.
You describe why premiums would rise very rapidly. That only requires the Ins Cos. The other things you mention would require Congress to act. I think we know how that would work out.
If only the mandate is unconstitutional the Democrats will have to support repeal of the rest of it won't they?
No, not really. I think the Dems would opt for a Universal Single Payer first, and they would have 80% or more of Americans supporting them. 1 or 2 elections later, voila!
No, not really. I think the Dems would opt for a Universal Single Payer first, .......
They already had a chance to pass that the first time and it will never happen now so the question question remains if just the mandate is found unconstitutional what other choice do they have except to support full repeal? Granted support would be against their will but I see no other alternative unless they want to send the HC system into chaos.
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