Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Politics and Other Controversies
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 06-30-2012, 11:17 AM
 
Location: S.E. US
13,163 posts, read 1,687,867 times
Reputation: 5132

Advertisements

Quote:
Originally Posted by Katiana View Post
Oh, no! One could not buy ins. across state lines prior to Obamacare, either. Do you really know what that means? It means to allow ins. companies to sell stripped down policies that do not cover conditions and care that the state regulatory agencies have mandated in an individual state. In other words, the advocates of this nonsense want the ins. coms to be able to sell policies that basically cover nothing. The consumer would pay premiums, then when s/he needed coverage, it wouldn't be there.
Free market competition will handle that, along with minimum coverage requirements. Those companies who offer nothing will get nothing. It's how open competition works. Look at property and auto insurance as an example, sold across state lines. Why can't health insurance be sold across state lines?
Reply With Quote Quick reply to this message

 
Old 06-30-2012, 11:28 AM
 
Location: Arizona
13,778 posts, read 9,657,742 times
Reputation: 7485
Quote:
Originally Posted by southward bound View Post
Free market competition will handle that, along with minimum coverage requirements. Those companies who offer nothing will get nothing. It's how open competition works. Look at property and auto insurance as an example, sold across state lines. Why can't health insurance be sold across state lines?
Worst idea ever proposed. You can't be serious about de-regulating the entire insurance industry, can you? With current regulations in place, do you think the insurance industry has done a good job of regulating itself? I don't think so.
I can assure you that if you allow insurance to be sold across state lines all the state insurance regulatory boards will be dismantled. If this happens, then the federal government will have to step in and create a national insurance regulatory commission. I'm certain that republicans will never go for that.
Anyone who advocates for a totally unregulated health insurance industry is absolutely bat-crap crazy.
Reply With Quote Quick reply to this message
 
Old 06-30-2012, 11:41 AM
 
Location: S.E. US
13,163 posts, read 1,687,867 times
Reputation: 5132
Quote:
Originally Posted by mohawkx View Post
Worst idea ever proposed. You can't be serious about de-regulating the entire insurance industry, can you? With current regulations in place, do you think the insurance industry has done a good job of regulating itself? I don't think so.
I can assure you that if you allow insurance to be sold across state lines all the state insurance regulatory boards will be dismantled. If this happens, then the federal government will have to step in and create a national insurance regulatory commission. I'm certain that republicans will never go for that.
Anyone who advocates for a totally unregulated health insurance industry is absolutely bat-crap crazy.
Who's talking about total deregulation?? What a leap.
Reply With Quote Quick reply to this message
 
Old 06-30-2012, 12:42 PM
 
Location: Long Island
32,816 posts, read 19,471,329 times
Reputation: 9618
Quote:
Originally Posted by mohawkx View Post
Worst idea ever proposed. You can't be serious about de-regulating the entire insurance industry, can you? With current regulations in place, do you think the insurance industry has done a good job of regulating itself? I don't think so.
I can assure you that if you allow insurance to be sold across state lines all the state insurance regulatory boards will be dismantled. If this happens, then the federal government will have to step in and create a national insurance regulatory commission. I'm certain that republicans will never go for that.
Anyone who advocates for a totally unregulated health insurance industry is absolutely bat-crap crazy.
huh???

1. until liberals can admit that INSURANCE is not CARE, then NOTHING will ever be solved

2. INSURANCE NEVER should be used for EVERYDAY things, like going to the doctor for the sniffles

3. INSURANCE is about RISK management...ie you pay monthly for the ASSURANCE that you will be covered IN THE FUTURE IF something BIG happens
Reply With Quote Quick reply to this message
 
Old 06-30-2012, 12:46 PM
 
9,879 posts, read 8,015,211 times
Reputation: 2521
Quote:
Originally Posted by HappyTexan View Post

We have people who are not supposed to be in this country getting medical care they are not supposed to be entitled to and we are paying for it and we have some posters here thinking our ER problem is going to go away.
More illegal immigrants getting emergency treatment at UMC - News - ReviewJournal.com
running up about $2 million a month in bills for dialysis
This does deserve repeating. The sadder part - they will not face an IRS penalty/TAX either,

Makes you wonder what they were drinking/smoking when they put the AHA together....
Reply With Quote Quick reply to this message
 
Old 06-30-2012, 12:46 PM
 
Location: Great State of Texas
86,052 posts, read 84,442,711 times
Reputation: 27720
Quote:
Originally Posted by workingclasshero View Post
huh???

1. until liberals can admit that INSURANCE is not CARE, then NOTHING will ever be solved

2. INSURANCE NEVER should be used for EVERYDAY things, like going to the doctor for the sniffles

3. INSURANCE is about RISK management...ie you pay monthly for the ASSURANCE that you will be covered IN THE FUTURE IF something BIG happens
Not anymore. Insurance has gone beyond being just insurance against future catastrophic happenings.
Today, insurance IS the treatment. Most folks have no clue what a doctor visit costs because all they pay is $15.

Few, if any, have ever asked "Will it cost me less if I pay cash" ?
I do that with eye and dental. No, I don't have insurance coverage for those and yes I ask about the cost if I pay cash and YES, the cost is lower.
Reply With Quote Quick reply to this message
 
Old 06-30-2012, 01:06 PM
 
9,879 posts, read 8,015,211 times
Reputation: 2521
Quote:
Originally Posted by ian6479 View Post
People need to get over this "tax" thing. The republicans are going to use the word until they wear it out.

If you cannot afford to pay then you are covered under a provision in the law.
ALL I can say is "WOW"

I'll tell you, one can NEVER wear out pointing out THIS tax increase. NEVER, NEVER, NEVER
A tax folks were told did not exist when OUR Congressmen/women put this fiasco AHA together.

You do know the bill would not have passed if it had been called a TAX before passage.

Seriously, if the DEMS keep thinking this tax is no biggie, I MIGHT even have to not vote
Libertarian for once in my life, and vote for Romney, dare I say

2nd, states are not going to be able to sustain an "expanded Medicaid" without going broke.

I do not think any one on Medicare who PAYS premiums should take a back seat to folks who
make between $14,000-30,000 and expect to pay NOTHING. You do know Medicaid
will exceed Medicare in cost and enrollment in the future under AHA.
Reply With Quote Quick reply to this message
 
Old 06-30-2012, 02:21 PM
 
Location: US
3,091 posts, read 3,965,668 times
Reputation: 1648
Interesting article in the Orlando Sentinel by a Sr. VP of Florida Hospital. Makes the following comments about the impact of the new health care law, written below in part:

1. Having younger people signed up is the key to make the reforms work financially. It is not known if the younger, healthier people will opt in.

2. We do expect that those who access the exchanges will opt for the less expensive plans, which means more financial responsibility for the individual. Hospitals and doctors could see their accounts receivable and bad debts increase.

3. We can expect a significant rise in demand for physicians. The supply cannot be increased that rapidly.

4. We can expect a rise in patients who have neglected care. This would mean longer waits for appointments and increase use of emergency departments.

5. While hospitals in Central Florida already provide financial assistance to certain patients, there will be increased requirements of documentation and red tape.

6. The real challenge of the sustainablity of Medicare as it exists today has not been met.

Opinions: Opinions, editorials, commentary, columnists, and blogs - OrlandoSentinel.com
Reply With Quote Quick reply to this message
 
Old 06-30-2012, 02:25 PM
 
6,757 posts, read 8,279,445 times
Reputation: 10152
Quote:
Originally Posted by HappyTexan View Post
Not anymore. Insurance has gone beyond being just insurance against future catastrophic happenings.
Today, insurance IS the treatment. Most folks have no clue what a doctor visit costs because all they pay is $15.

Few, if any, have ever asked "Will it cost me less if I pay cash" ?
I do that with eye and dental. No, I don't have insurance coverage for those and yes I ask about the cost if I pay cash and YES, the cost is lower.
First you have to HAVE the cash. That said, I was uninsured for a while, and paid cash. It wasn't cheap, and meant we had to put off needed treatments until we had the money. Well, except for my husband's broken arm; that cost us over $1,000 all told, including discounts.
Reply With Quote Quick reply to this message
 
Old 06-30-2012, 02:30 PM
 
Location: Sarasota FL
6,864 posts, read 12,070,521 times
Reputation: 6744
Now that a Pesident and Congress have the authority to pass 'mandate' laws, 'taxing' you if you don't comply, it would not be a stretch to see some ridiculous laws.
I am the environmental president, therefore when you purchase a new vehicle, it will be a Chevy Volt. Failure to comply will be a $10,000 'tax'.
I am the law and order president, therefore every person in the U.S. 18 years or older will be 'mandated' to purchase a Glock 9mm. Failure to comply will be a $1000 'tax'.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Politics and Other Controversies
Similar Threads

All times are GMT -6. The time now is 11:26 AM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top