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If you get in a bad care accident had you went to the hospital for 2 weeks without health insurance you would be in debt for life. Now that you can get health insurance you will not have to worry about being $50k to $150k in debt if something bad happens to you. Another thing you can now go to the the better hospitals not the crappy county hospitals where you wait for 6 to 8 hrs
If you get in a bad care accident had you went to the hospital for 2 weeks without health insurance you would be in debt for life. Now that you can get health insurance you will not have to worry about being $50k to $150k in debt if something bad happens to you. Another thing you can now go to the the better hospitals not the crappy county hospitals where you wait for 6 to 8 hrs
That's not the case in NJ. If you have a low income and cannot afford health insurance you are covered by NJ charity care which requires all hospitals to provide free or reduced services. Chances of you going in debt are minimal unless you have high income and no health insurance.
Having read independant actuarial papers on the merits of mandatory insurance plans here goes.....
We have already been paying for other peoples health insurance via higher charges on our own bills to cover those that go to the hospital with no coverage and never pay. By having them pay *something* into the system it should actually enhance fairness and may actually reduce costs for those of us that have been paying for healthcare all along.
For an example using auto insurance....imagine that auto insurance wasn't mandatory and that if an uninsured driver crashed into you that they would also get their car fixed (ie can't refuse someone treatment at the ER) but that the repair shop would just charge you double because the other driver will never pay their debt. What would happen to the auto insurance premiums for the people that buy insurance?
Auto ins isnt mandatory in NH and our rates are lower.
Why should it cost $250,000 for a major medical procedure to save one's life? Well, at current, you're paying for big parking lots, huge cafeterias, security, empty hospital beds, unused medical machines and 40 floor brick McMansions of sterility.
Why don't you post up occupancy rates for us then?
Healthcare inflation is the root cause of the increasing angst over the last 20+ years.
However, much of that is driven by demand for better and better treatment.
A lot of major improvements over the years.
Kid breaks their leg 30 years ago....it's set and they move on. Now they see tons of specialists, MRI's, physical therapy and on and on and on.
Auto ins isnt mandatory in NH and our rates are lower.
You completely missed the point....because if you drive uninsured you don't get your car fixed. If you go without medical insurance you still get to go to the ER and then don't have to pay the bill.
I read an article a while back where the average cost to insure a family by the employer was something around 20K a year. The fine is 3K. I wonder what they will do?
Why is it automatically assumed that all these companies that currently provide insurance to their employees will suddenly decide to drop it and pay the fine instead? Currently, they could drop their insurance programs and pay no fines, yet they keep the programs- so why would they suddenly drop the coverage??
Access to care is going to get worse. People are going toh have to wait longer than they use to. And just where does all this new money come from for the hospitals to do this and that?
This is untrue.
Folks that were uninsured went to the emergency rooms before Obamacare. They just left without paying, ever. We paid for them all along.
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