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Tried repping you. Gotta' spread it around. he is a paid shill with his list of questions; all deflective. ignore him and his Chicago provided questions. He'll have nothing to say after a while.
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Originally Posted by swagger
I'm sick of your little game of replying to posts with nothing but questions. You rarely - if ever - have anything to actually say. It's all just snarky questions meant to try and back your opponent into a corner. Well, screw that, eg. I'm sick of it. I'm sick of "your holier than thou" attitude and I'm sick of your astonishing arrogance. If you want to play games, go to the playground. I won't have any more of it.
Flexible Spending Account contributions will be capped at $2,500. Currently, there is no tax-related limit on how much you can set aside pre-tax to pay for medical expenses. Next year, there will be. If you have been socking away, say, $10,000 in your FSA to pay medical bills, you'll have to cut that to $2,500.
Isn't the first $2,500 tax-free, and then there's tax after that? So you could still put away $10,000 but you'd pay tax on $7,500 of it?
Isn't the first $2,500 tax-free, and then there's tax after that? So you could still put away $10,000 but you'd pay tax on $7,500 of it?
It defeats the purpose of a high deductible tax deferred HSA. Why would someone pay taxes on $7500 and then gift wrap it for an insurer to invest and profit from?
Do you make that argument for auto insurance? For property taxes? For home insurance? And at federal level, for example, defense spending?
As pointed out these other things don't compare in many ways. However, from an economic standpoint they are devastating. FL, for example has horrific insurance, especially HOI. Texas and a few other states also have real issues with HO insurance, at least parts.
They were talking about long term renters, for example in shopping centers having to close and move because it was actually cheaper to have the spot empty rather than rented out (in FL iirc). Think about how crazy that sounds. Just like the fact, that foreclosure is actually more financially profitable for banks than working with homeowners.
NY and CA are also horrific for "fees". You can bet that is why FL has had such an ongoing foreclosure issue. The DMV and auto ins is also insane. This kind of thing kills all kinds of real industry and just burdens everyone. I mean in FL most places you will be adding an easy 250+ to a mtg pmt every month (low end). For car insurance an easy 100+ on the low end.
It is amazing to me how the govt is driving everything into the ground and then raising rates for everything, while they hoard tons of surplus in most states, probably every state, but I haven't looked at all of the state CAFRs recently. CA and FL have amazing surpluses.
This desire to have govt run "everything" just astonishes me.
BTW, the flex spending accounts are the use it or lose it accounts. I don't know why you would need ten grand a year. You have to spend all of it or lose it. It doesn't accumulate. The HSA is different, that you can accumulate until you retire and then draw it out like a 401K plan
Uh, this is how what? It exactly outlines my point. If you cannot afford to pay, taxes will be raised to pay for you and your family. I don't see your point? I really don't.
This plan is simple, as all socialist plans are. Yes, you can argue semantics all you want. However, "universal health care" in its many forms, etc is socialism. Plain and simple. Slice it. Dice it. Chop it. Spin doctor it whatever. You are taxing people to PAY for others, who cannot afford it. And, you are taxing people, so as to REDUCE YOUR liability into the system. Which is WHY you, and other liberals are for it.
If you have company sponsored healthcare, this means nothing to you. However, if you are paying for it out of your own pocket, then its a godsend. Your rates will go down, because you are going to tax me and others for your healthcare and for YOU, that is a good thing. And you hide it on the backs of the "uninsured." Bottom line is: You could care less about them. The ONLY thing you care about, is the fact, you will pay less.
IF you cared, you would be living in a cardboard box, eating Top Ramen every night, and your entire paycheck going to the needy. Its not and never will be. Liberals are the ultimate of hypocritical liars. They want, they want, they want, as long as someone else pays. Not them.
Ugh, as one example, digital hearing aids, with bluetooth capability (video conferencing audio, cell phone - think mandatory to work anymore - not to mention the leisure and information use w tv or ipod), at a discount will set you back at a minimum of $3,100. Very few insurance policies provide any coverage. So, in exchange for a small tax savings, or loss to the goverment, the fed gets a productive worker, business owner, guess what, contributing much more in various taxes. Or, one could file and claim disability. No thanks. I want to contribute, not take.
Just weedling more taxes.
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Originally Posted by PullMyFinger
BTW, the flex spending accounts are the use it or lose it accounts. I don't know why you would need ten grand a year. You have to spend all of it or lose it. It doesn't accumulate. The HSA is different, that you can accumulate until you retire and then draw it out like a 401K plan
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