Wells Fargo Cancels health insurance on employee who had daughter with cancer. (employment, legal)
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There is no free insurance. Those of us who are insured pay for the insured. I'm sick of paying for them, how about you.
Clearly you arent paying for them, this individual is claiming their daugher died because no one paid. Did you notify them that you were willing to pay?
A healthcare system predicated on having a third-party determining who receives care and who does not, with a direct financial incentive in not providing coverage to those who need it most, will simply never work.
Just like an insurance company the federal government is a third-party with a direct financial incentive to cut healthcare costs.
Clearly you arent paying for them, this individual is claiming their daugher died because no one paid. Did you notify them that you were willing to pay?
So I guess Obama's affordable health care would have helped them.
So I guess Obama's affordable health care would have helped them.
I dont think so considering Obamacare isnt a health bill, nor is it designed to make anything affordable. Its just a tax.. The family can pay their tax next year and of course have no complaints.. I bet that just tickles them to death.
Wells Fargo fired an employee whose daughter needed an expensive surgery for cancer. Wells Fargo also "missed" the paper work for a COBRA option. The surgery was canceled due to lack of coverage and the man's daughter died!
ALL of my jobs have covered me to the last day of the month in which I was terminated. If his term date was aug 3, then he should have had coverage to 31 aug at the very least. The only thing that comes to mind is if WF is "self insured" with United Health acting as a TPA (third party admin) for claims, administrative costs, etc. Perhaps the rules might be different for those. In that situation, WF's rates would most likely have an experience ratio. Never worked under one. COBRA law does require that paperwork must be sent within 15 days of qualifying event, and check returned within 45 days of the receipt. How did this man go on so long with not DEMANDING his paperwork from the co? Did he send any correspondence to WF, Dept of Insurance? Atty General, etc.? Some of this story does not add up. His dtr did not die until March of the following year. He went all of that time without inquiring about the lapsed coverage? Also, didn't a social worker try to help them. Every major hospital that I've ever visited has social workers who know the ins and outs of this. They would have gotten him the proper help.
I wish that we could see how this judge rules, but it will most likely be settled with an out of court settlement.
Just like an insurance company the federal government is a third-party with a direct financial incentive to cut healthcare costs.
A government bureaucrat has little incentive to deny care to an individual American. In contrast, insurance employees have enormous pressures placed upon them to deny costly coverage that will detract from their employer's bottom line. It cannot work. It simply cannot work. Not for middle class and poor folks.
Now, for folks who can afford those types of bills, can afford to subsidize the costs of free riders and do not care about the lower classes, there is no reason to change the current system. You will never hear me deny that our health care system works fine for the wealthy. I'm not worried about how they fare under the current system. I do worry about everyone else.
I dont think so considering Obamacare isnt a health bill, nor is it designed to make anything affordable. Its just a tax.. The family can pay their tax next year and of course have no complaints.. I bet that just tickles them to death.
I find it strange that insurance would drop them like that. My husband lost his job but had insurance for 3 months after that. And every one needs health insurance and should be required to do so.
I find it strange that insurance would drop them like that. My husband lost his job but had insurance for 3 months after that. And every one needs health insurance and should be required to do so.
An employee has 60 days under Federal law to apply for Cobra.. Somethings missing in the story because there isnt a chance in hell the employee wouldnt obtain the coverage.
Furthermore, since the employer pays a flat rate per employee, firing the employee wouldnt lower their insurance bill.
Yeah there is something amiss in the story because banks never screw up like botched up foreclosures in the name of more profit.
Enjoy this antiquated health insurance system. cause its gonna die like like so many uninsured people had to.
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