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Location: ๏̯͡๏﴿ Gwinnett-That's a Civil Matter-County
2,118 posts, read 6,373,478 times
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Light a candle for the 122 or so Americans that will die today because they didn't have health insurance coverage.
That's about 45,000 people a year.
I think about these people all the time. They never get any coverage on the news. Unless it's someone we know personally, we never find out their names or what they died from.
Health coverage for all is a laudable goal, it's the execution that's troublesome. You simply cannot force, in four years, what other nations have taken decades to perfect, upon an infrastructure that isn't ready for it.
Health coverage for all is a laudable goal, it's the execution that's troublesome. You simply cannot force, in four years, what other nations have taken decades to perfect, upon an infrastructure that isn't ready for it.
True. Like most of our biggest problems, such as digging ourselves out of this deep financial crisis, it cannot be achieved in the short term. It will take an even, steady forward progress. But we can set it as a goal and start moving towards creating that infrastructure. As you point out, other countries have shown that it's possible.
Or we can take the other path, do nothing to address the millions who can't get coverage, block or obstruct or repeal any attempt at forward progress, and then throw our hands up and say it's an unsolvable problem.
I guess it all comes down to which destination we aim for.
Wonder what the ICD9 code for lack of health insurance is? I thought one died from a disease process or traumatic event.
Why would anyone die from lack of health insurance now that Obamacare is in effect? There are no more prexisiting conditions to deny coverage. Everyone is eligible for insurance now.
Location: ๏̯͡๏﴿ Gwinnett-That's a Civil Matter-County
2,118 posts, read 6,373,478 times
Reputation: 3547
Quote:
Originally Posted by NSHL10
Why would anyone die from lack of health insurance now that Obamacare is in effect? There are no more prexisiting conditions to deny coverage. Everyone is eligible for insurance now.
Well for starters, people may not die from having a lack of health insurance but rather health insurance coverage for a particular condition. Anyone who's bought insurance before knows that you aren't exactly covered for everything.
You mentioned pre-existing conditions not being denied. Well, yes, they are still being denied but when the legislation takes effect what you are going to see is a different set of deductibles for various conditions. I'm sure that technically a $100,000 deductible still qualifies as coverage. I know what you're going to say next... "oh but $100,000 doesn't even buy you an aspirin anymore!" And that may be true. But good luck paying for the first $100k if you haven't got $100k. You'll be long gone before you meet your deductible and that's good news for the insurance cartels. The last thing in the world they would want is for you to survive your operation.
And the third point I'd like to make is even if someone has coverage now, doesn't mean they've had coverage in the past. It's possible they haven't seen a doctor in 30 years and just blew off warning signs and symptoms because they couldn't afford to have them treated.
and dont forget to thank the government for raising medical expenses to the point that out of pocket payment for services has become imposssible for most.
Wonder what the ICD9 code for lack of health insurance is? I thought one died from a disease process or traumatic event.
Why would anyone die from lack of health insurance now that Obamacare is in effect? There are no more prexisiting conditions to deny coverage. Everyone is eligible for insurance now.
There isn't one.
The closest thing we have is V60.2, inadequate material resources (poverty). I use it on every chart where a patient, insured or not, has been unable -- due to financial circumstance -- to either see a doctor for scheduled followup or necessary procedure, or cannot afford to fill a prescription, and where health is directly impacted from that circumstance.
Well for starters, people may not die from having a lack of health insurance but rather health insurance coverage for a particular condition. Anyone who's bought insurance before knows that you aren't exactly covered for everything.
You mentioned pre-existing conditions not being denied. Well, yes, they are still being denied but when the legislation takes effect what you are going to see is a different set of deductibles for various conditions. I'm sure that technically a $100,000 deductible still qualifies as coverage. I know what you're going to say next... "oh but $100,000 doesn't even buy you an aspirin anymore!" And that may be true. But good luck paying for the first $100k if you haven't got $100k. You'll be long gone before you meet your deductible and that's good news for the insurance cartels. The last thing in the world they would want is for you to survive your operation.
And the third point I'd like to make is even if someone has coverage now, doesn't mean they've had coverage in the past. It's possible they haven't seen a doctor in 30 years and just blew off warning signs and symptoms because they couldn't afford to have them treated.
ACtually I buy my own health insurance and have yet to find a 100K deductible. High deductible plans are offered (and will be part of Obamacare by the way) and have deductibles of between 2K and 20K dependeing upon what premium you want to pay.
You do know you will be expected to pay approximately 10% of your income towards health insurance premiums under Obamacare don't you?
And in reality the best thing for the "insurance cartels" is Obamacare. They were given 30 million customers on a silver platter. Guess the contributions in 2008 to the DNC really paid off big time for them, huh?
ACtually I buy my own health insurance and have yet to find a 100K deductible. High deductible plans are offered (and will be part of Obamacare by the way) and have deductibles of between 2K and 20K dependeing upon what premium you want to pay.
You do know you will be expected to pay approximately 10% of your income towards health insurance premiums under Obamacare don't you?
And in reality the best thing for the "insurance cartels" is Obamacare. They were given 30 million customers on a silver platter. Guess the contributions in 2008 to the DNC really paid off big time for them, huh?
Democrats wanted single payer/universal healthcare model, but there was no way in hell the party of NO! was going to allow that, so we got what we could. I'm hopeful we can move towards that model in the future. In the meantime, the ACA addressed a lot of things that needed to be addressed. It's a good start, but by no means finished.
ACtually I buy my own health insurance and have yet to find a 100K deductible. High deductible plans are offered (and will be part of Obamacare by the way) and have deductibles of between 2K and 20K dependeing upon what premium you want to pay.
You do know you will be expected to pay approximately 10% of your income towards health insurance premiums under Obamacare don't you?
And in reality the best thing for the "insurance cartels" is Obamacare. They were given 30 million customers on a silver platter. Guess the contributions in 2008 to the DNC really paid off big time for them, huh?
Citation, please?
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