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USD($) is not worth what it used to be in compared with my country's currency...
Eg. USD has decreased in value of around 25% plus... now that is scary thinking in terms of what spending power it have over the world.
(as seen in airfare, spending $, hotels etc.)
This month...
even beer has gone up. NOT to mention food & gas prices...
Good points though...
I am "prepared" (quality of life improve due to being prepared; u know like how some gain while others lose in stocks) for the worse that is to come... and it is coming.
I learned to live within my means long, long ago, so I can't say my quality of life has worsened.
However, my retail business has suffered. People just don't have the money to spend like they did awhile back. I get the feeling without customers actually saying that even if they have a little extra money from one week or month to the next, they are cautious in their purchases because they're fearful of the future.
My business is much worse off than it was 3, 4, 5 years ago.
Stop blaming the govt. for your failure. Take some personal responsibility. Maybe you should work harder. Romney will tell you that he has been very successful, if he can do it why can't you.
We are doing just as well as ever, not due to Obama as much as to staying out of debt, living beneath our means, saving as much as possible, investing wisely for retirement and not buying more house than we could afford.
No. Our business took a hit starting in 2006 with the collapse of the construction market, but we invested and retooled and went after a manufacturing base, reduced inventory
September was the best month we have seen in three years, and October looks to be holding steady. We just hired three new people in the last six weeks. I'm on course to retire sometime next year with enough money to handle it.
I will vote Obama. Romney is a loose cannon on par with W.
I hope retirement does happen for you. We know of a acquaintaince who just before retirement a couple months before, not kidding.
They fired him. Bastards, how can they do that, after the service this man gave of himself. How mean and evil can some people be. Yes this happens and is happening more and more i understand.
They hired someone much younger and inexperienced to take his place, which to me, is just plain rotten mean.
Question stupid one i know, but how can they do this and get away with it, after all the years this person worked for them.
I hope retirement does happen for you. We know of a acquaintaince who just before retirement a couple months before, not kidding.
They fired him. Bastards, how can they do that, after the service this man gave of himself. How mean and evil can some people be. Yes this happens and is happening more and more i understand.
They hired someone much younger and inexperienced to take his place, which to me, is just plain rotten mean.
Question stupid one i know, but how can they do this and get away with it, after all the years this person worked for them.
When I worked for Square D company years ago before 401Ks came alongm companies still paid pensions. Their MO was to let someone get 28 years in and dump them. A good friend got the axe and started a small bakery making wedding caked,s, and he told me that being fired was the best thing that ever happened to him.
I'm in a position that I don't have to worry about being fired, which helps. I literally created the job I do 25 years ago, and no one else knows how to do it. I started three businesses, but didn't have the urge to run them. Twenty hour days suck.
Yes and no. I lost my job a year after Obama was elected. It was rough going for a while, even with my unemployment. DH had started a "picking" business on the side (he goes to estate, yard, and barn sales and re-sells the items) and now has two flea market stands he tends on weekends. It was slow going at first, but now it is turning a nice profit. The high price of gas to run his truck on picking excursions has eaten greatly into that profit, though.
With scrimping, we were able to keep up our mortgage and car payments, and they are now completely paid off. We aretrying to make what we have last as long as possible, and not make any major new unnecessary purchases. We reduce our heating usage by cutting and burning wood (we are lucky to have wooded property).
I found a new job that is close to home. The pay is a lot less than what I had been making PO (preObama), but it evens out considering I do not have to pay the high cost of gasoline for a long commute or run my car excessively. I walk to and from work on most days when the weather is nice. DH's job is also close to home. We work separate shifts, so only have to use one car. I also grow a huge garden and freeze my produce. This eases somewhat the higher cost of food we are paying. We live comfortably, but the past few years have taught us to be very careful not to overextend ourselves. We definitely live differently - no better, but no worse, and no thanks to Obama.
Last edited by Mrs. Skeffington; 10-05-2012 at 05:49 AM..
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