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Old 03-27-2013, 01:34 PM
 
8,009 posts, read 8,306,249 times
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Quote:
Originally Posted by workingclasshero View Post
Disability has been the ''dirty little secret'' for many years

and not just SSDI, but disability from jobs too

one of the biggest kickers is...disability is NON_TAXABLE


I knew a young lady who got injured (car crash) on the job with NYPD...(loss of SOME mobility in one leg)....she gets 3/4 disability form the NYPD....(75% of the 60k top pay is about 45k)....45k to sit at home tax free (not one thing preventing her from pushing a desk)...yet a 20 year veteran of NYPD who gets his 50% retirement has to pay TAX on the retirement


its the same with SSDI.....ss is taxed...ssdi NON TAXED
Jesus, get your facts straight for gods sake. SSDI is taxed. A matter of fact I'm still paying federal taxes from my wife's SSDI settlement. And she will file again this year and she----I will own additional federal taxes.
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Old 03-27-2013, 01:35 PM
 
Location: On the Beach
4,140 posts, read 4,222,494 times
Reputation: 10317
None of this is a recent event. When I worked in healthcare in the late 80s, anyone applying for State Medicaid was required to file an appication for SSDI/SSI disability. One issue is that we have an uneducated and unskilled population for the highly technical jobs that our economy requires. Many people are awarded disability due to an impairment(s) that prevent them from engaging in exertional type work but, if they had the education and skills to perform most sedentary jobs, they would never have been found disabled to begin with. One solution would be a requirement that all people on disability undergo a medical and vocational evaluation to determine what they are capable to doing despite their impairment and, providing training that results in them coming off the rolls within a prescribed period at the completion of their training or, if they refuse, cutting them off. Most people struggle to survive on disability and are hardly living the good life. If they had training that provided opportunities to earn a living in spite of their impairments, most would be much better off.
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Old 03-27-2013, 01:46 PM
 
Location: Steeler Nation
6,870 posts, read 4,556,092 times
Reputation: 1619
Quote:
Originally Posted by HappyTexan View Post
If you look at charts from any of the social welfare programs you can see they greatly increased since 2008.
Many of the restrictions were laxed during our "Great recession" which gives the illusion that everything is hunky dory and the recovery is on track.

Couldn't be further from the truth IMHO.

Denial ran deep from 1929-1934 as well only we didn't have all those social programs back then to cover the signs.
They are the ''hidden unemployed''.
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Old 03-27-2013, 01:50 PM
 
Location: Long Island
30,817 posts, read 17,727,829 times
Reputation: 8927
Quote:
Originally Posted by jmking View Post
Jesus, get your facts straight for gods sake. SSDI is taxed. A matter of fact I'm still paying federal taxes from my wife's SSDI settlement. And she will file again this year and she----I will own additional federal taxes.
not sure what you are talking about

Quote:
Social Security benefits are taxable income if your modified adjusted gross income exceeds a certain threshold. Social Security benefits include monthly retirement, survivor and disability benefits. They do not include supplemental security income, or SSI, payments, which are not taxable.

IRS Pub 907

Quote:
Social Security and Railroad Retirement Benefits
If you received social security or equivalent Tier 1 railroad retirement (RRTA) benefits during the year, part of the amount you received may be taxable.

Are any of your benefits taxable? If the only income you received during the year was your social security or equivalent Tier 1 railroad retirement (RRTA) benefits, your benefits generally are not taxable and you probably do not have to file a return.

If you received income during the year in addition to social security or equivalent Tier 1 railroad retirement (RRTA) benefits, part of your benefits may be taxable if all of your other income, including tax-exempt interest, plus half of your benefits are more than:
•$25,000 if you are single, head of household, or qualifying widow(er),

•$25,000 if you are married filing separately and lived apart from your spouse for all of 2012,

•$32,000 if you are married filing jointly, or

•$-0- if you are married filing separately and lived with your spouse at any time during 2012.


For more information, see the instructions for Form 1040, lines 20a and 20b, or Form 1040A, lines 14a and 14b. Publication 915, Social Security and Equivalent Railroad Retirement Benefits, contains more detailed information


Supplemental security income (SSI) payments. Social security benefits do not include SSI payments, which are not taxable. Do not include these payments in your income.

hmmm according to the IRS its NOT TAXABLE unless you pass the threshhold. then only 85% of it is taxable at less than 10%



now, what you are probably refering to is thefact that is was a LUMPSUM payment, for MANY YEARS


funny, how not saying something can change the aspect of things

Last edited by workingclasshero; 03-27-2013 at 02:04 PM..
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Old 03-27-2013, 01:53 PM
 
Location: Steeler Nation
6,870 posts, read 4,556,092 times
Reputation: 1619
Quote:
Originally Posted by Torpedos View Post
eventually the breast milk of uncle sam will run dry. then will society go through a huge withdrawal. the rich will be the bad guys. it is going to get worse
This is true, and the wealthy are heir own worst enemy, by shipping half decent paying jobs overseas.
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Old 03-27-2013, 02:16 PM
 
4,130 posts, read 4,310,642 times
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Quote:
Originally Posted by Torpedos View Post
eventually the breast milk of uncle sam will run dry. then will society go through a huge withdrawal. the rich will be the bad guys. it is going to get worse
Yep, and all those poor disabled people will die since they can't work.

Unless those televangilists step and and actually obey Jesus's word in order help them.

Nah, that would mean giving up their million dollar houses.
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Old 03-27-2013, 02:16 PM
 
8,009 posts, read 8,306,249 times
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Quote:
Originally Posted by workingclasshero View Post
not sure what you are talking about
You stated SSDI is not taxable. I'm saying it is taxed. One must pay federal taxes on SSDI. Perhaps not a company's private disability or SSI. SSDI is not the same as SSI. Yes, my wife did receive a lump sum and was taxed, and is taxed every month from her SSDI payment.
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Old 03-27-2013, 02:31 PM
 
Location: Philadelphia Area
1,720 posts, read 1,261,888 times
Reputation: 1353
Quote:
Originally Posted by bolillo_loco View Post
This should be an obvious sign that gainful employment that provided private retirement and healthcare for the common man has gone down considerably over the past 30 years. Many people simply give up and go on the dole because it makes more sense than trying to unsuccessful make it on minimum wage.

We don't currently have enough jobs, not gainful jobs, just jobs for everybody in the country. If we took all those that could work off of the working dole, ie pointless gubment jobs, SSDI, and welfare, the unemployment rate would at least be in the neighborhood of 50%.

Just look at all the real jobs that make an economy work that we've bled in this country since 1960, our population's increased 75%, and the cost of living has outstripped wages, and it's no wonder why so many have turned to the dole. I don't find it shocking that we have a lot of people on SSDI, welfare, food stamps, and working for the government. It's all part of the decaying American economy.

I don't think that when their "gravy train" runs out that they'll instantly be cured, return to work, and it will be a boon for the economy. They'll be cast into the great pool of unemployment, and without them buying goods, services, and all the other people that will lose their jobs that manage their cases and keep them on disability, it will hurt our present economy because we make nothing. Our entire economy is based on consumerism, cheap credit, fiat currency, government work and a society selling beers, burgers, and haircuts to each other. That isn't a sustainable model, and sadly the very people you've pointed out actually help our current economy the way it's run.

Until we return to self sufficient farms, much less government, families with one bread winner, and producing durable goods for our own consumption and export, we're just going to continue to be a declining nation consuming foreign products until we finally disappear into the third world and or a socialist nation.

It's a sad fact of life that I personally find depressing, and SSDI is but one symptom of a complex problem that's not going to go away.
Great Post!!! You've pretty much summed up the problem in a nutshell. It's no more simple or complex than you've stated. Repped!!! There's just not enough "gainful" employment to go around.
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Old 03-27-2013, 02:38 PM
 
8,009 posts, read 8,306,249 times
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Quote:
Originally Posted by CK78 View Post
Great Post!!! You've pretty much summed up the problem in a nutshell. It's no more simple or complex than you've stated. Repped!!! There's just not enough "gainful" employment to go around.
BS. My wife is on SSDI because she is very ill and is not and never ever will be employable. No one will employ her even if she wanted to be employed. And I've said this a hundred times on this board "IT IS DIFFICULT, EVEN WHEN VERY ILL, TO QUALIFY FOR SSDI, AND FOR MOST IT TAKES YEARS". Everyone who runs at the jaws about SSDI as though they are experts never had to collect it, never had to deal with it, never had to help anyone who is severally sick acquire it, because if they did they would know better.
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Old 03-27-2013, 02:53 PM
 
4,739 posts, read 4,265,045 times
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Default Disability

Quote:
Originally Posted by jmking View Post
BS. My wife is on SSDI because she is very ill and is not and never ever will be employable. No one will employ her even if she wanted to be employed. And I've said this a hundred times on this board "IT IS DIFFICULT, EVEN WHEN VERY ILL, TO QUALIFY FOR SSDI, AND FOR MOST IT TAKES YEARS". Everyone who runs at the jaws about SSDI as though they are experts never had to collect it, never had to deal with it, never had to help anyone who is severally sick acquire it, because if they did they would know better.


Let us get real here. . .really real.

Look at the numbers. People are signing up for these disablities when there is real work that they can do. The idea that these people should be "written off" is stupid. For a wide swath of disabilities there is work within the US that could be done, at least partially, by these people.

30% of people who sign up on the first run, do get denied. But then we "pay off" lawyers to sue the US govt, and then the laweyers get a share. You get ALL the money you were initally denied.


Just look at these numbers. It seems that it is pretty easy to get a doctor who says you can't work, then a lawyer to represent you against an undefended goverment. The proof is in the pudding. . .back-paid and mental ilness has not skyrocketed in the US

they are just things that are sooo subjective, that ANYONE can claim it



Source: http://apps.npr.org/unfit-for-work/


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