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Old 07-08-2013, 08:10 AM
 
Location: Portland, Oregon
46,001 posts, read 35,176,592 times
Reputation: 7875

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Quote:
Originally Posted by pghquest View Post
So government must now pay for college in order to lock in tuition rates? Locking in rates, has nothing to do with paying for it.. stop changing the subject and discuss the issue.
Government pays for college now if you take out a loan, locking in rates when you start should be a given anyway. Those that do this program will pay for it, 3% of their income over 25 years.

And I am discussing the issue, you are just getting too frustrated to think straight.
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Old 07-08-2013, 08:12 AM
 
69,368 posts, read 64,101,577 times
Reputation: 9383
Quote:
Originally Posted by urbanlife78 View Post
Do those same people pay back their loans now?
I dont know what happens to people who dont pay back their loans, I'm pretty sure the federal government attaches tax returns.
Quote:
Originally Posted by urbanlife78 View Post
Do you assume everyone in college is there for the heck of it?
Immaterial because those there for the heck of it now, have to pay for it on their own. The new proposal completely changes that.. Why cant you understand this? My son who's 13 does, but mr college educated urbanlife doesnt see the problem..
Quote:
Originally Posted by urbanlife78 View Post
You still haven't answered my question, how many people do you know who have finished college and never earned a pay check in 25 years? Should be a really easy question to answer.
That was never the question to begin with, the question is, who pays for the college costs if someone doesnt pay back "their fair share"? You're all about whining that people should pay their fair share.. right?
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Old 07-08-2013, 08:15 AM
 
69,368 posts, read 64,101,577 times
Reputation: 9383
Quote:
Originally Posted by urbanlife78 View Post
Government pays for college now if you take out a loan, locking in rates when you start should be a given anyway.
And it shouldnt.
Quote:
Originally Posted by urbanlife78 View Post
Those that do this program will pay for it, 3% of their income over 25 years.
Yes, thats already been established when you proved your ignorance over not knowing that 3% a year for 25 years = 75% of one years income..
Quote:
Originally Posted by urbanlife78 View Post
And I am discussing the issue, you are just getting too frustrated to think straight.
I'm not frustrated, I'm waiting for you to tell us who will pay for it if people go to college for the fk of it since its free, and wont pay their fair share....
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Old 07-08-2013, 08:19 AM
 
Location: Foot of the Rockies
90,297 posts, read 120,747,599 times
Reputation: 35920
Quote:
Originally Posted by NJBest View Post
In academia, completing college consists of attaining a terminal degree (MBA, Pharm.D, PhD, BA for teaching, etc.)
Back to this (it was only yesterday), I don't get it. Only ~30% of the US population has as much as a bachelor's degree. I'd say getting a BA/BS is a pretty good accomplishment. Not to mention I never heard this before. In most school districts, you need more than a BA for continued teaching.
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Old 07-08-2013, 08:22 AM
 
14,292 posts, read 9,677,147 times
Reputation: 4254
Quote:
Originally Posted by urbanlife78 View Post
Actually it fixes the cost of tuition at the point of enrollment, once one starts college, they are locked in at that tuition rate until they are finished, which is the way it should be. I always hated the spring news that tuition was going up in the fall.
Yeah, that sounds "all fixed" to me alright News flash, it still goes up in the fall, and the new batch of suckers will pay the new rates. In fact, since they won't be able to raise tuition on people already enrolled, it offers incentives to increase tuition at even faster rates.
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Old 07-08-2013, 08:24 AM
 
69,368 posts, read 64,101,577 times
Reputation: 9383
Quote:
Originally Posted by OICU812 View Post
Yeah, that sounds "all fixed" to me alright News flash, it still goes up in the fall, and the new batch of suckers will pay the new rates. In fact, since they won't be able to raise tuition on people already enrolled, it offers incentives to increase tuition at even faster rates.
Thats exactly what I said.. Why the hell college educated individuals cant see it is a mystery. Not sure if its funny yet, or sad...
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Old 07-08-2013, 08:26 AM
 
14,292 posts, read 9,677,147 times
Reputation: 4254
Quote:
Originally Posted by pghquest View Post
And it shouldnt.

Yes, thats already been established when you proved your ignorance over not knowing that 3% a year for 25 years = 75% of one years income..

I'm not frustrated, I'm waiting for you to tell us who will pay for it if people go to college for the fk of it since its free, and wont pay their fair share....
Can I go to college for free, and then weave hand crafted baskets, and paint portraits of my dog to sell on eBAY?
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Old 07-08-2013, 08:28 AM
 
69,368 posts, read 64,101,577 times
Reputation: 9383
Quote:
Originally Posted by OICU812 View Post
Can I go to college for free, and then weave hand crafted baskets, and paint portraits of my dog to sell on eBAY?
Well the new IRS laws are that websites must turn over all says information to the IRS if you hit $30K in sales, so as long as you stay below that, you could still claim $0 income.
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Old 07-08-2013, 08:28 AM
 
11,411 posts, read 7,805,058 times
Reputation: 21923
Quote:
Originally Posted by OICU812 View Post
Good grief, this does not fix the problem of soaring tuition, it just papers over it, allowing colleges and universities to raise, raise, and raise, and then raise some more.

I know some car dealers who would love this idea too. "All the cars here are essentially free, just pick the one you like; make sure it's a really nice one. And then we'll just deduct the money from your paycheck. You won't hardly even notice the deductions, really."
I agree with you. The issue is rising costs and this will do nothing to address it. In fact, I would think it will make the issue worse. Just like many people don't get riled about the amount of taxes they pay because the money is automatically deducted instead of them writing a monthly check, students not get upset when the tuition is raised time and again. The act of writing a check each month for a debt tends to make one more aware of the cost of one's decisions.
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Old 07-08-2013, 08:29 AM
 
Location: Foot of the Rockies
90,297 posts, read 120,747,599 times
Reputation: 35920
Quote:
Originally Posted by Magritte25 View Post
You're right. That's why we have a shortage of doctors and other professionals. Many people don't want to take on that kind of debt. All the more reason to support a program like the one in the OP.
There is intense competition to get into medical school. There are way more applicants than there are slots. If there is a doctor shortage, and I'm not sure there is except in certain fields and in rural areas, it's not because people are reluctant to take out loans for medical education.

Quote:
Originally Posted by NJBest View Post
Skills that are in demand. Financial skills, computer/IT skills, translation skills, customer service skills, branding skills, etc.... these do not require study in academia to do the job. They just require some sort of training.
Are you kidding? Why is it you can get degrees in finance and computer science then? According to you, you even teach CS!

Last edited by Katarina Witt; 07-08-2013 at 08:40 AM..
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