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Old 07-08-2013, 12:40 PM
 
58,659 posts, read 26,945,161 times
Reputation: 14140

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Quote:
Originally Posted by EmeraldCityWanderer View Post
Yeah, they are making sense. The people who are carrying the guns should be well trained and qualified. There is no requirement other than having a permit in the law.

Not having untrained people thrust into situations that even experienced officers dread is a sensible idea.
Quite a jump to a conclusion there, I think.

most states REQUIRE formal classes in order to get a CCP.

So now if an indecent happens a some poor kid gets shot the parents can now sue the school for NOT allowing proper protection.
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Old 07-08-2013, 12:43 PM
 
Location: #
9,598 posts, read 16,520,975 times
Reputation: 6323
Quote:
Originally Posted by bobtn View Post
, says a lot about the ignorance of the administraitors who failed to forsee this very predictable, wse business decision.
Administrators? Here in Texas, politicians are practically shoving this down our throats.

Then again, you were saying "business" and "wise" and I was saying "Texas", so......
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Old 07-08-2013, 05:54 PM
 
Location: Long Island
56,977 posts, read 25,911,628 times
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Quote:
Originally Posted by Quick Enough View Post
Quite a jump to a conclusion there, I think.

most states REQUIRE formal classes in order to get a CCP.

So now if an indecent happens a some poor kid gets shot the parents can now sue the school for NOT allowing proper protection.
Most schools have already done their due diligence with hardening their schools and security in a reasonable manner, no need to go to the extreme having teachers with guns.

Sorry but this proposal is absurd, the cure is worse than the disease.
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Old 07-08-2013, 05:58 PM
 
69,368 posts, read 63,923,822 times
Reputation: 9383
Quote:
Originally Posted by Goodnight View Post
Quite different when a company puts a gun in a employees hand, they are liable. Plenty of examples of schools being sued over the behavior of teachers, if a district decides to require a gun in the hands of a teacher they also take responsibility for any accidents or misuse.
The company wouldnt be supplying the gun, nor would they be putting them in the employees hands.
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Old 07-08-2013, 06:02 PM
 
Location: Stasis
15,823 posts, read 12,413,789 times
Reputation: 8599
"The Oregon School Boards Association, which manages liability coverage for all but a handful of the state’s school districts, recently announced a new pricing structure that would make districts pay an extra $2,500 annual premium for every staff member carrying a weapon on the job."
Armed educators, higher liability insurance. Or no insurance. | Get Schooled | www.ajc.com
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Old 07-08-2013, 06:37 PM
 
Location: Long Island
56,977 posts, read 25,911,628 times
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Quote:
Originally Posted by pghquest View Post
The company wouldnt be supplying the gun, nor would they be putting them in the employees hands.
I am not sure that is correct, but in any event they are changing their policy to allow guns inside schools and they are requiring/providing the so called training. The first time something happens it will be their responsibility and they will need to answer to their change in policy.
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Old 07-08-2013, 06:40 PM
 
Location: San Diego, CA
10,582 posts, read 9,754,540 times
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Insurers won't insure schools with gun toting teachers - it's too risky


If a whacko enters a school and starts shooting the kids and the teachers, and kills 20 people before the cops show up and stop him, the school's insurance doesn't have to pay for it, because it wasn't the fault of any school personnel.

But if a whacko enters a school and starts shooting the kids and the teachers, and the teachers are armed and they fail to stop him until three or four kids are dead, then the school's insurance DOES have to pay for it.

The risk to the people in the school isn't greater. The risk to the **insurance carrier** is greater.
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Old 07-08-2013, 06:50 PM
 
Location: Long Island
56,977 posts, read 25,911,628 times
Reputation: 15477
Quote:
Originally Posted by Little-Acorn View Post
Insurers won't insure schools with gun toting teachers - it's too risky


If a whacko enters a school and starts shooting the kids and the teachers, and kills 20 people before the cops show up and stop him, the school's insurance doesn't have to pay for it, because it wasn't the fault of any school personnel.

But if a whacko enters a school and starts shooting the kids and the teachers, and the teachers are armed and they fail to stop him until three or four kids are dead, then the school's insurance DOES have to pay for it.

The risk to the people in the school isn't greater. The risk to the **insurance carrier** is greater.
The risk to the school is greater, that is exactly way no insurance company would take the risk. A few hundred teachers that are basically untrained, unprepared and focusing on teaching, what do you think the odds of an accident in that situation. Seems like the solution may be worse than the original problem.
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Old 07-08-2013, 07:21 PM
 
Location: NJ
18,665 posts, read 19,915,824 times
Reputation: 7313
Quote:
Originally Posted by Little-Acorn View Post

The risk to the people in the school isn't greater. The risk to the **insurance carrier** is greater.
which means insurers will either not offer a plan, or offer it in a manner similar to the reinsurance market -life insur-incredibly high rates to the insured.
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Old 07-08-2013, 07:47 PM
 
Location: SE Arizona - FINALLY! :D
20,460 posts, read 26,253,035 times
Reputation: 7621
Quote:
Originally Posted by Little-Acorn View Post
Insurers won't insure schools with gun toting teachers - it's too risky


If a whacko enters a school and starts shooting the kids and the teachers, and kills 20 people before the cops show up and stop him, the school's insurance doesn't have to pay for it, because it wasn't the fault of any school personnel.

But if a whacko enters a school and starts shooting the kids and the teachers, and the teachers are armed and they fail to stop him until three or four kids are dead, then the school's insurance DOES have to pay for it.

The risk to the people in the school isn't greater. The risk to the **insurance carrier** is greater.
WRONG!
Payments are typically covered by general liability policies, though not always.

The insurance companies believe that the RISK of a shooting is INCREASED by having armed teachers. They believe that there's a significant risk that a troubled student will simply overpower the teacher before he/she has a chance to draw their weapon, then USE that weapon on fellow students.


Risk & Insurance Online - School Shootings Offer Grim Risk Management Reminder

Ken
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