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Here's the problem folks: It doesn't matter if a plan is $6.90, $69.00, or $169.00, there is no guarantee that a family or indidividual that falls Inside or outside of the parameters of subsidy qualification can STILL afford the insurance! There are millions of American's who make a decent living, but fall outside of the subsidy parameter, and yet have no extra money in their budgets to pay for insurance no matter how "affordable" it is. And for those who receive a subsidy, there is STILL NO GUARANTEE that they can even afford the insurance WITH the subsidy.
The mandate is a family-budget killer for millions!
Get that through your skulls!
There's no guarantee of anything in this world. If you're so worried about what families can afford, perhaps we should adopt a more progressive income tax structure.
And how do those numbers compare to what the rates were prior to Obamacare?
Prior to ACA rates were going up 18%-24% per year depending on the state. After ACA rates have been going up ~20% per year so the average rate increase per year has actually gone down slightly despite the fact that, due to the new regulations, insurance plans now cover a heck of a lot more things. That is before the subsidies are taken into account which means about half the population will now get better coverage for LESS money out of pocket. The other 50% will see modest decreases in the rate of price increases so they also benefit.
I'd call that a modest victory on the price front. Republican politicians are deliberately ignoring what the rate increases were prior to ACA because that's the cost of doing nothing.
This is true of most states. Basically, Republicans have been proven wrong about everything when it comes to the ACA.
Except the parts about being able to keep your doctor, you won't lose your current plan, your insurance premiums are going to come down, there will be no rationing, the ACA will save us money and almost everyone will be covered.
Other than those little things the President and his supporters were partially right.
There's no guarantee of anything in this world. If you're so worried about what families can afford, perhaps we should adopt a more progressive income tax structure.
Prior to ACA rates were going up 18%-24% per year depending on the state. After ACA rates have been going up ~20% per year so the average rate increase per year has actually gone down slightly despite the fact that, due to the new regulations, insurance plans now cover a heck of a lot more things.
I'd call that a modest victory on the price front. Republican politicians are deliberately ignoring what the rate increases were prior to ACA because that's the cost of doing nothing.
Prior to ACA rates were going up 18%-24% per year depending on the state. After ACA rates have been going up ~20% per year so the average rate increase per year has actually gone down slightly despite the fact that, due to the new regulations, insurance plans now cover a heck of a lot more things.
I'd call that a modest victory on the price front. Republican politicians are deliberately ignoring what the rate increases were prior to ACA because that's the cost of doing nothing.
I'd call it a half-truth. The down economy has played a part in healthcare prices as well. That supply and demand thing you folks love to hate actually matters in healthcare affairs too. But of course you'd gloss over that inconvenient fact.
I'm in Texas. The entirety of the bill is a mess. There are other ways to reduce rates that do not involve government.
Interesting that the propagandists say rates are lower... and the companies that have to actually deal with this policy say rates are higher.
Should I believe the talkers or the doers?
The rates are actually higher. With TAX credits, they are in totality, lower, however, the tax credits come when you file your taxes at the end of the year, and affect how much in taxes should be paid/refunded, which means, YOU pay the money during the year with your paycheck, which is where you can least afford it and cannot use that money for other of life's necessities, such as food, etc.. And, then AFTER you pay for the entire your, you get a refund with your income taxes. That, from the government which has already spent that money and more......
In Austin, Texas, with 76 plans to choose from, a 27-year-old would pay $169 per month for the lowest cost mid-tier plan. In Dallas-Fort Worth, with 43 plans to choose from, that price was $217 per month, the report said.
I'd call it a half-truth. The down economy has played a part in healthcare prices as well. That supply and demand thing you folks love to hate actually matters in healthcare affairs too. But of course you'd gloss over that inconvenient fact.
Hah! Healthcare costs are declining due to the rough economy. But isn't it Obama's fault that the economy sucks? So who do we blame (or credit) for the decline in healthcare costs?
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