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Old 09-26-2013, 11:10 PM
 
1,728 posts, read 1,777,825 times
Reputation: 893

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And sky freakin high deductibles so they will end up paying out of pocket anyway



Quote:
Originally Posted by middle-aged mom View Post
The source of the information within this article in a Libertarian think tank which, like most think tanks, is biased.

There is no way to do an apples to apples comparison of the least costly options given ACA compliant policies offer substantially broader coverage than previously available within the lowest cost policies.

Hospital care, preventative services, prescription medications, maternity coverage, no caps, a maximum of annual out of pocket and the insurance will be renewable even if you have or acquire a preexisting condition are not typical in existing lowest cost individual policies.. It's going to cost more than a policy that carried a $1000 deductible and a lifetime cap of $10K or some such other ridiculous $.

I did get a kick out of learning that ACA treats men and women of child-bearing age the same given it takes two to have unprotected sex and create a pregnancy. .

I saw an MD on Fox yesterday who was besides himself about ACA and said "now anyone will be able to see a doctor". He somehow viewed it as a negative.

What the heck is going on in North Carolina and some other hot spots in the U.S. Is there only one insurer in the state?

If most people were going to experience significant increases ( comparing apples to apples) I would think the Obama Admin would welcome any excuse to delay implementation.
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Old 09-26-2013, 11:23 PM
 
2,672 posts, read 2,718,069 times
Reputation: 1041
Quote:
Originally Posted by boner View Post
And sky freakin high deductibles so they will end up paying out of pocket anyway
So what do you want something like VA, Tricare, or Medicare which cost taxpayers about 644 billion per year or ACA at 100 billion or less. One figure I see shows it at around 67 billion. Matter of fact ACA support premiums will only be 1.5-2.0% of all health care spending. The people who are most excited about ACA are almost all on Medicare, Tricare, or VA. I cant figure out why? Why not attack Medicare?? Are you on Medicare or another gubbermint program?
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Old 09-27-2013, 12:25 AM
 
Location: East Central Phoenix
8,042 posts, read 12,265,438 times
Reputation: 9835
It's the law of supply and demand. The law forces everybody to buy health insurance, which will increase demand. A demand increase leads to price increases ... this is basic economics. Don't think for a minute this is the "Affordable" Health Care Act. Nobody will be able to afford the costs that this mess will bring. It will end up costing everybody something in the form of higher premiums, or even higher taxes in the future. In some cases, it could also lead to costing people their jobs.

Any time government becomes involved in private matters, it is never positive. The majority of us have decent health insurance through our employers, and the self employed people buy their own insurance through one of the many competitive firms. Most of us like things the way they are and do not wish to have private enterprises like insurance be controlled by the gov't.
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Old 09-27-2013, 01:22 AM
 
Location: Chesterfield,Virginia
4,919 posts, read 4,834,761 times
Reputation: 2659
Bronze Plan. You’ll spend $2,808 on your annual premium and $6,350 on your out of pocket expenses for a total of $9,158.

Platinum Plan. You’ll spend $5,232 of your annual premium and $4,000 on your out of pocket expenses for a total of $9,232.

FREE-E-E ... YAAAA!
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Old 09-27-2013, 05:09 AM
bUU
 
Location: Florida
12,074 posts, read 10,705,895 times
Reputation: 8798
Quote:
Originally Posted by freemkt View Post
??? What 'budget allocation fr ACA'?
Quote:
Provides $80.1 billion in discretionary funding for the Department of Health and Human Services, $3.9 billion above the 2012 enacted level. The Budget continues to invest in Administration
priorities such as Affordable Care Act implementation, medical research, mental health services, and Head Start. ... Supports implementation of the Affordable Care Act’s health insurance coverage improvements through the operation, with States, of Health Insurance Marketplaces (also known as Affordable Insurance Exchanges) and the delivery of premium tax credits and cost sharing assistance to make coverage affordable. ...
http://www.whitehouse.gov/sites/defa...ets/budget.pdf

If there wasn't a budget allocation for ACA, then the right-wing nut-jobs in Congress wouldn't have anything to be whining about right now.

Quote:
Originally Posted by freemkt View Post
That because ACA's Medicaid expansion was writtem as an unfunded mandate - Congress was unwilling to pick up the entire tab.
True. A good part of the costs of ACA are in the form of unfunded mandates.

Quote:
Originally Posted by freemkt View Post
The authors and supporters of ACA clearly exhibit a callous disregard for the several states.
It was quite the opposite of callous - quite principled and righteous. Even though you don't like it.
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Old 09-29-2013, 07:00 AM
 
291 posts, read 377,972 times
Reputation: 584
This may be a pretty ignorant question but humor me here- If you are offered an insurance plan through your employer & are currently enrolled but Obama care is cheaper-are you eligible to drop your current coverage & enroll? Or to be eligible do you have to have NO OTHER means of being insured?
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Old 09-29-2013, 07:07 AM
 
6,073 posts, read 4,752,027 times
Reputation: 2635
Quote:
Originally Posted by bUU View Post
So basically ... The people who aren't so poor to have been faced with choosing between food and healthcare will pay more (between taxes, higher premiums in the pools they're in, etc.), and the people who have been so poor that they've been faced with having to choose between food and healthcare will now be able to afford both. I wonder if the critics even realize how offensively immoral their objections are. Or are they so blinded by their desire for things that make their life more comfortable that they cannot see how such priorities are insignificant in comparison to the life and death nature of the other side of the coin?
so do nothing loser parasites will have to provide less for themselves. what a great idea. reward the scum of the earth, at my expense no less. congrats. you also might want to make your false scenario somewhat believable. so people who have been faced with health insurance or unlimited data plan on their smart phone, can choose both. so people who have been faced with health insurance and cinemax, can choose both. it's like you've only read about poor people on the internet. maybe the parasites can pick up an extra shift running the tilt-a-whirl, or sell another dime bag of weed and pay for health insurance themselves. how about that idea.

Last edited by lionsgators; 09-29-2013 at 07:16 AM..
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Old 09-29-2013, 10:11 AM
 
33,016 posts, read 27,458,643 times
Reputation: 9074
Quote:
Originally Posted by bUU View Post
http://www.whitehouse.gov/sites/defa...ets/budget.pdf

If there wasn't a budget allocation for ACA, then the right-wing nut-jobs in Congress wouldn't have anything to be whining about right now.

True. A good part of the costs of ACA are in the form of unfunded mandates.

It was quite the opposite of callous - quite principled and righteous. Even though you don't like it.

How exactly was the unfunded mandate of Medicaid expansion principled and righteous - the opposite of callous - to the states?
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Old 09-30-2013, 03:46 AM
bUU
 
Location: Florida
12,074 posts, read 10,705,895 times
Reputation: 8798
Because people matter.
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Old 09-30-2013, 05:02 AM
 
Location: No Mask For Me This Time, Either
5,660 posts, read 5,088,512 times
Reputation: 6086
Quote:
Originally Posted by bUU View Post
Because people matter.
Then people need to do more to take personal responsibility for themselves and stop engaging in activities which result in them looking to others to provide for them. We are not a society of ants nor bees engaged in absolute collectivism. You are free to contribute all that you have to your preferred causes. You are not free to dictate that I must do the same.

Healthcare is a consumer product, not a right. If you feel that's not fair, you're right, but then life's not fair. Get used to it. No amount of legislation will change this basic law of the universe.
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