Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
We don't know anything yet for sure. Anecdotal stories are meaningless - it's going to take the masses to decide whether they "save money" OR "lose money" and then to rise up and support ObamaCare OR reject it.
The rest is noise and some of it is probably paid for noise. We have (including today's delay), 20 delays and special waivers to this new "health care law", that has absolutely nothing to do with Health Care at all. This is about Insurance and those who "pay" and those who don't "pay".
They can't hide the results and that's true for anyone on any side, that wants to hide the results. Logic says that all these problems and delays would indicate there are serious problems, but the fact is that we WILL find out and probably pretty quickly.
And not only the amount of the policy but also take into account the high deductible and co pay.
There are many low information people who think that with an Obamacare policy, they will walk into a doctors office thinking the visit and services are FREE.
What is your present insurance company, what percent do you pay, your employer.
Allow me to make a correction - I currently buy my own private insurance:
$8797 / 12 = 733, I'm currently paying $524, so not a double, it's 28% increase for a comparable plan.
results
Because your income is more than 4 times the poverty level, you would not qualify for subsidized exchange coverage. The information below is about unsubsidized exchange coverage.
Household income in 2014:516% of poverty level Unsubsidized annual health insurance premium in 2014:
$8,797 Maximum % of income you have to pay for the non-tobacco premium, if eligible for a subsidy:None
Amount you pay for the premium:$8,797 per year
(which equals 11% of your household income and covers 100% of the overall premium) You could receive a government tax credit subsidy of up to:$0
Allow me to make a correction - I currently buy my own private insurance:
$8797 / 12 = 733, I'm currently paying $524, so not a double, it's 28% increase for a comparable plan.
results
Because your income is more than 4 times the poverty level, you would not qualify for subsidized exchange coverage. The information below is about unsubsidized exchange coverage.
Household income in 2014:516% of poverty level Unsubsidized annual health insurance premium in 2014:
$8,797 Maximum % of income you have to pay for the non-tobacco premium, if eligible for a subsidy:None
Amount you pay for the premium:$8,797 per year
(which equals 11% of your household income and covers 100% of the overall premium) You could receive a government tax credit subsidy of up to:$0
(which covers 0% of the overall premium)
The calculator is misleading.
I make more than 400% of poverty and self employed as well. We are healthy family of 4. 2 adults in 30s and young kids ages 1 and 3. Currently premiums are currently close to $10k/year with $7000 deductible.
Our premiums are going to be $13000 next year plus a $7000 deductible. That's a 30% increase. That's considered a "silver" plan according to the website.
If we want a "bronze" plan we still end up paying $10000 with a $10000 deductible.
We are screwed either way cause maximum out of pocket expense will still be $20000. That's assuming everything is in network.
I make more than 400% of poverty and self employed as well. We are healthy family of 4. 2 adults in 30s and young kids ages 1 and 3. Currently premiums are currently close to $10k/year with $7000 deductible.
Our premiums are going to be $13000 next year plus a $7000 deductible. That's a 30% increase. That's considered a "silver" plan according to the website.
If we want a "bronze" plan we still end up paying $10000 with a $10000 deductible.
We are screwed either way cause maximum out of pocket expense will still be $20000. That's assuming everything is in network.
Subsidy is zero.
The national average for your circumstances is about $9500 before subsidies. Your number seems way out of line unless you are in Wyoming or one of the really expensive states. In my state, AZ, the premium for 2, 30 somethings and 2 kids is less than $7000 for a silver plan.
Allow me to make a correction - I currently buy my own private insurance:
$8797 / 12 = 733, I'm currently paying $524, so not a double, it's 28% increase for a comparable plan.
results
Because your income is more than 4 times the poverty level, you would not qualify for subsidized exchange coverage. The information below is about unsubsidized exchange coverage.
Household income in 2014:516% of poverty level Unsubsidized annual health insurance premium in 2014:
$8,797 Maximum % of income you have to pay for the non-tobacco premium, if eligible for a subsidy:None
Amount you pay for the premium:$8,797 per year
(which equals 11% of your household income and covers 100% of the overall premium) You could receive a government tax credit subsidy of up to:$0
(which covers 0% of the overall premium)
Has your private insurer informed you that they would be increasing your premiums?
Cant wait for him to stuff that $6000 deductible down your throat
Quote:
Originally Posted by theunbrainwashed
And now, on the other side of the coin, Obamacare will actually get me insurance plans that I can afford because I have 2 preexisting conditions that have made insurance expensive to get. Thanks, Obama! Not everything is doom and gloom
Those with pre-existing conditions are actually the ones who will benefit, along with those under the poverty level, although many of those were uninsured, and just used the emergency room for free medical.
Where does the money come from to pay for this, the printers?
Well, Hope and Change for me means that I can no loner be discriminated against for health insurance because I have preexisting conditions. Stick that in your pipe and smoke it
The reason you can now afford insurance is because others are paying for it.
Stick that in your pipe and smoke it.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
