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Old 10-16-2013, 03:12 PM
 
2,356 posts, read 1,454,202 times
Reputation: 905

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Daily Kos: Obamacare will double my monthly premium (according to Kaiser)

Love this paragraph.

Quote:
I am canceling insurance for us and I am not paying any ****ing penalty. What the hell kind of reform is this?
This made my day, he had to change the headline from "What the Hell is this" to "Obamacare will double my monthly premium (according to Kaiser)".
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Old 10-16-2013, 03:20 PM
 
Location: New Jersey
12,758 posts, read 8,918,538 times
Reputation: 13124
I just found out today that my payments will almost double, also.

Previously, I had the very cheapest health coverage my company offered. It is no longer available now.

So, instead of paying $883 per year for coverage (for myself only) I will be paying $1,572 per year.

HOWEVER, my previous insurance had a $5,000/year deductible. I rarely go to the doctor, and just had basically catastrophic coverage.

With the new insurance I have to get, my deductible is only $1,250. Big difference from $5,000. No way would I ever meet that $5k deductible in a year, but I might meet the $1,250 if I start going to the doc, like I SHOULD be doing.

So, overall, I have a much better deal, now.
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Old 10-16-2013, 03:32 PM
 
5,461 posts, read 4,181,918 times
Reputation: 5507
Quote:
Originally Posted by Fox Terrier View Post
I just found out today that my payments will almost double, also.

Previously, I had the very cheapest health coverage my company offered. It is no longer available now.

So, instead of paying $883 per year for coverage (for myself only) I will be paying $1,572 per year.

HOWEVER, my previous insurance had a $5,000/year deductible. I rarely go to the doctor, and just had basically catastrophic coverage.

With the new insurance I have to get, my deductible is only $1,250. Big difference from $5,000. No way would I ever meet that $5k deductible in a year, but I might meet the $1,250 if I start going to the doc, like I SHOULD be doing.

So, overall, I have a much better deal, now.

DO you have a much better deal now?

Did your copays increase? Prescription prices increase?

You don't state your age, but if you are young, you shouldn't be meeting deductibles anyway. My 22 and 24 year-old kids go to the doctor only when necessary, and that's been twice.....in the last 5 years. Sure, if something happens that requires you spending more than $1250, you'll be okay. But I don't buy auto insurance with the thought I'm going to have an accident.

Essentially, you took a pay cut of $689 a year with your new insurance. What if the rates increase next year to $1790 a year? Once again, another pay cut.

Still convinced you have a much better deal?
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Old 10-16-2013, 03:33 PM
 
5,063 posts, read 5,306,296 times
Reputation: 4751
Quote:
Originally Posted by Fox Terrier View Post
I just found out today that my payments will almost double, also.

Previously, I had the very cheapest health coverage my company offered. It is no longer available now.

So, instead of paying $883 per year for coverage (for myself only) I will be paying $1,572 per year.

HOWEVER, my previous insurance had a $5,000/year deductible. I rarely go to the doctor, and just had basically catastrophic coverage.

With the new insurance I have to get, my deductible is only $1,250. Big difference from $5,000. No way would I ever meet that $5k deductible in a year, but I might meet the $1,250 if I start going to the doc, like I SHOULD be doing.

So, overall, I have a much better deal, now.
ETA: sorry, misread your post. Thought it was monthly, not yearly.

Last edited by brentwoodgirl; 10-16-2013 at 03:59 PM..
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Old 10-16-2013, 03:37 PM
 
2,356 posts, read 1,454,202 times
Reputation: 905
Quote:
Originally Posted by brentwoodgirl View Post
You realize that you are paying $8,268 more per year to *save* $3750 on your deductible. How is paying almost $5000 more per year a good deal?
Not really, he is paying $689 to save $3750.
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Old 10-16-2013, 03:37 PM
 
Location: San Diego, CA
10,581 posts, read 9,166,170 times
Reputation: 4166
Quote:
Originally Posted by itsjustmeagain View Post
Daily Kos: Obamacare will double my monthly premium (according to Kaiser)

Love this paragraph.

Quote:
I am canceling insurance for us and I am not paying any ****ing penalty. What the hell kind of reform is this?
This made my day, he had to change the headline from "What the Hell is this" to "Obamacare will double my monthly premium (according to Kaiser)".
People used to say, "A conservative is a liberal who just got mugged."

Now they'll have to start saying, "A conservative is a liberal who just signed up for Obamacare."

.....which is basically the same thing.
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Old 10-16-2013, 03:41 PM
 
Location: Out in the Badlands
10,421 posts, read 9,912,733 times
Reputation: 7781
Quote:
Originally Posted by itsjustmeagain View Post
Daily Kos: Obamacare will double my monthly premium (according to Kaiser)

Love this paragraph.



This made my day, he had to change the headline from "What the Hell is this" to "Obamacare will double my monthly premium (according to Kaiser)".
Hope and change my friends hope and change....
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Old 10-16-2013, 03:41 PM
 
Location: Free From The Oppressive State
27,515 posts, read 20,614,229 times
Reputation: 32907
Quote:
Originally Posted by itsjustmeagain View Post
Daily Kos: Obamacare will double my monthly premium (according to Kaiser)

Love this paragraph.



This made my day, he had to change the headline from "What the Hell is this" to "Obamacare will double my monthly premium (according to Kaiser)".
Awww, KOS, the cheerleader for the extremist left, feels the pinch of that which he supported?

Boo f-en hoo, KOS. Hope it hurts.
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Old 10-16-2013, 03:42 PM
 
2,672 posts, read 2,541,554 times
Reputation: 1036
Quote:
Originally Posted by Fox Terrier View Post
I just found out today that my payments will almost double, also.

Previously, I had the very cheapest health coverage my company offered. It is no longer available now.

So, instead of paying $883 per year for coverage (for myself only) I will be paying $1,572 per year.

HOWEVER, my previous insurance had a $5,000/year deductible. I rarely go to the doctor, and just had basically catastrophic coverage.

With the new insurance I have to get, my deductible is only $1,250. Big difference from $5,000. No way would I ever meet that $5k deductible in a year, but I might meet the $1,250 if I start going to the doc, like I SHOULD be doing.

So, overall, I have a much better deal, now.
Quote:
Originally Posted by ntwrkguy1 View Post
DO you have a much better deal now?

Did your copays increase? Prescription prices increase?

You don't state your age, but if you are young, you shouldn't be meeting deductibles anyway. My 22 and 24 year-old kids go to the doctor only when necessary, and that's been twice.....in the last 5 years. Sure, if something happens that requires you spending more than $1250, you'll be okay. But I don't buy auto insurance with the thought I'm going to have an accident.

Essentially, you took a pay cut of $689 a year with your new insurance. What if the rates increase next year to $1790 a year? Once again, another pay cut.

Still convinced you have a much better deal?
In my opinion that's one only an insurance actuary could answer. I never saw the inside of a hospital until I was 43 or so. However in the next 10 years I would guess I wracked up at least $100,000 in hospital bills and my son did the same. Now I am on a winning streak so you really don't know.
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Old 10-16-2013, 03:42 PM
 
5,461 posts, read 4,181,918 times
Reputation: 5507
Quote:
Originally Posted by itsjustmeagain View Post
Not really, he is paying $689 to save $3750.

You're not "saving" $3750. You are limiting your exposure, perhaps, but you're not pocketing $3750.

A healthy person shouldn't hit that kind of deductible. I'm willing to bet that in the last 10 years, I haven't spent $3000 on my own health care.
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