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I don't believe anything coming out of the Heritage Foundation especially since their chart shows my average premium (Texas family of 4) going from $599 to $776 - but Healthcare.gov is offering me $402 for Bronze and $570 for Silver. (before tax credits)
I don't believe anything coming out of the Heritage Foundation especially since their chart shows my average premium (Texas family of 4) going from $599 to $776 - but Healthcare.gov is offering me $402 for Bronze and $570 for Silver. (before tax credits), Heritage also forgets that most people are eligible for tax credits to reduce their premiums on both exchange and non exchange plans.
The analysis was performed by a division of the Heritage Foundation which is bank rolled by the Koch family and Rupert Murdoch and seeks to spread misinformation.
It attempts to create the perception that the federal government set premium prices. The reality is the prices continue to be set by the free market.
It limits the comparison to cost and ignores a comparison of benefits. I can pull any sub prime legacy healthcare policy out of my butt and prove that the cost of an ACA compliant policy is more.. That the legacy sub prime policy had a lifetime cap of say $100,000 vs. no lifetime cap within the ACA framework matters. That the former sub prime policy contained exclusions for both existing and pre-existing medical conditions matters. That the former sub prime policies excluded mental health care and substance abuse treatment matters.
Frequent posters on this forum lament the lack of mental health care whenever there is a mass shooting. Well folk, here it is.
It's also a tad superficial in that it sought to achieve a predetermined outcome. For example, my own state has 13 different regional zones which is not new. Those who live in proximity to highly competitive healthcare markets pay substantially less than those who live in rural areas which little to no competition. This is not new with ACA.
Lastly, the analysis does not take subsidies into consideration.
Low deductables are only needed if you are unhealthy.
Yes, but the low-premium Obamacare plans have HIGH deductibles.
From the Chicago Trib:
Quote:
...a Tribune analysis shows that 21 of the 22 lowest-priced plans offered on the Illinois health insurance exchange for Cook County have annual deductibles of more than $4,000 for an individual and $8,000 for family coverage.
The thing is, poeple had lower monthly health care premiums, lower out of pocket co-pays, before 0bamaCare.
Your car insurance has medical coverage,since you were in a car accident.
I have been purchasing ins. for 36 years and have not seen the system stabilize till 2010 with the beginning of Obamacare (ACA). Rate have slowed down and I received my first rebate this year ($700).
Yep. College loan payments, and now high Obamacare costs. The whining and hand-wringing will be EPIC.
Elections have consequences.
.......and those consequences affect future elections.
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