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Old 10-26-2013, 10:51 AM
 
Location: Barrington
63,919 posts, read 46,725,169 times
Reputation: 20674

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Quote:
Originally Posted by pnwmdk View Post
Why? Why can't people be allowed to BUY WHAT THEY WANT????
They can so long as it complies with the baseline established by law.

All but one state have laws that requires all motorists to buy a minimum baseline of liability insurance. The minimum amount of insurance varies state to state. Some states also mandate motorists to buy uninsured motorist insurance. Failure to insure oneself against an uninsured motorist means the driver is SOL in terms of his own medical expenses and car.
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Old 10-26-2013, 10:55 AM
 
Location: Midwest
38,496 posts, read 25,808,661 times
Reputation: 10789
Quote:
Originally Posted by pghquest View Post
You arent addressing the questions I asked.

When PEOPLE HAVE THEIR POLICIES CANCELLED, their PRICES SKYROCKET and they go without.

WHO WILL PAY FOR THE MILLIONS OF DOLLARS in medical costs for people who choose, or HAVE TO go without ANY?

There is NOTHING in Obamacare to contain costs, so posting about costs is dumb..

How many millions more will now have to deal with deductible issues that THEY CANT AFFORD.

If we can get more people off of Medicaid and onto an insurance plan, that will save taxpayers. In addition, if we can prevent unpaid emergency room visits by uninsured, that will save everyone money.
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Old 10-26-2013, 10:57 AM
 
Location: Barrington
63,919 posts, read 46,725,169 times
Reputation: 20674
Quote:
Originally Posted by pghquest View Post
/FAIL

it would make far more sense to deny all of those expenses and then cancel policies for those who get pregnant.. But hey, continue to try to justify that people CANT AFFORD $6 a month, but somehow they can afford $500 payments on their deductible..
Some people are pro life.
Some people are anti-birth control.
Some people are anti welfare programs that do not penalize children for their bio parents reckless engagement in unprotected sex.

The majority of large group healthcare plans that insure 80+% of the population cover the cost of BC.
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Old 10-26-2013, 10:57 AM
 
69,368 posts, read 64,096,009 times
Reputation: 9383
Quote:
Originally Posted by jojajn View Post
If we can get more people off of Medicaid and onto an insurance plan, that will save taxpayers. In addition, if we can prevent unpaid emergency room visits by uninsured, that will save everyone money.
How do you figure we're getting more people off medicaid onto an insurance plan? Medicaid is being EXPANDED.. Costing some states hundreds of billions of dollars MORE.. Most of that is being subsidized by the federal government, for a period of time..

others are being subisidzed through subsidies..

Not one big of "saving the taxpayers" money is true..
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Old 10-26-2013, 10:59 AM
 
Location: Barrington
63,919 posts, read 46,725,169 times
Reputation: 20674
Quote:
Originally Posted by DC at the Ridge View Post
The one doesn't necessarily follow the other. It will in some cases, but in many cases, like mine, my policy will cancel effective December 31st, and I've actually found a couple of better policies at lower prices through the exchange.
All insurance terminates on an annual basis.

That so many with individual policies did not realize this says something.
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Old 10-26-2013, 11:00 AM
 
69,368 posts, read 64,096,009 times
Reputation: 9383
Quote:
Originally Posted by middle-aged mom View Post
Some people are pro life.
Some people are anti-birth control.
Some people are anti welfare programs that do not penalize children for their bio parents reckless engagement in unprotected sex.

The majority of large group healthcare plans that insure 80+% of the population cover the cost of BC.
nothing you posted has a dam thing to do with a response to what I said..

I know dam well most healthcare plans cover BC, thats because BY LAW its mandated.. and it was mandated by law because PEOPLE COULDNT AFFORD it.. hell they had congressional hearings where people demanded it, thought it was an entitlement..

Now do you want to actually tell me how people who CANT AFFORD $6 a month birth control, is now suddenly going to come up with $500 a month to cover their "financed deductible"?
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Old 10-26-2013, 11:01 AM
 
Location: Barrington
63,919 posts, read 46,725,169 times
Reputation: 20674
Quote:
Originally Posted by pnwmdk View Post
How's it affordable? The prices have gone up for almost everyone.
Health insurance premiums increased 90% between 2000-2010 and these increases had nothing to do with ACA.
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Old 10-26-2013, 11:02 AM
 
Location: Midwest
38,496 posts, read 25,808,661 times
Reputation: 10789
Quote:
Originally Posted by pghquest View Post
Have you ever heard of catastrophic policies? Anyone with the "farm" to risk, wouldnt go without one..

Tell me how people who have their hours cut to 29 a week, and have their policies cancelled, can afford an extra $6k a year?

Have you ever been to a hospital? What do you think will happen when MOST people dont pay their $6K deductible? Where will that money come from?
I agree with you that it is time for a national healthcare program to solve all of the issues you have identified.
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Old 10-26-2013, 11:03 AM
 
Location: Barrington
63,919 posts, read 46,725,169 times
Reputation: 20674
Quote:
Originally Posted by pnwmdk View Post
Just like some people assume government can reduce the cost.
It's worked in the rest of the developed world.

Having said this, ACA is not universal healthcare/socialized medicine.
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Old 10-26-2013, 11:06 AM
 
69,368 posts, read 64,096,009 times
Reputation: 9383
Quote:
Originally Posted by middle-aged mom View Post
Health insurance premiums increased 90% between 2000-2010 and these increases had nothing to do with ACA.
And the GOVERNMENT dictated both insurance standards, as well as reinbursement rates.

Whats in ACA to stop these increases again? Clearly NOTHING..
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