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So here's the surprising bright side of Obamanomics: Healthcare Edition.
Many thought that Obamacare would further remove people from the costs of care, making the cost spiral even worse. But the actual ACA-compliant policies have such large deductibles and large co-pays and, for people who used to have good coverage, sharply higher out-of-pocket maximum exposure. (Mine went from $6,000 to over $12,000 per year, for example.)
So a lot of people will be looking at those deductibles and foregoing doctor visits and medical treatments, which will reduce cost pressures. Overuse is not going to be the issue that many thought, because a large fraction of the ACA-insured population will not be able to afford actual care. (Except for FREE PHYSICALS, Yay!) Some problems turned up in the free physicals will go untreated, or will bankrupt the paycheck-to-paycheck crowd just like the olden days.
Within a few months, when people start to get bills for several thousand dollars to cover deductibles and copays, the noise to reform the health care reform will get very loud, I predict.
So, people will under use their healthcare? I predict ACA, in its current state, is going to kill a lot more people than it saves.
Healthcare providers were and remain free to compete. That the big box healthcare systems have been building their brands to squash or acquire the competition is how the free market works.
Private insurers and healthcare are free to compete for business on a level playing field.
ACA was written by the insurance industry, for the insurance industry. Obama is just their front man.
I believe they (politicians) want ACA to be a dismal failure. Does anyone really believe they couldn't get a website up and running? We're talking about Obama the tech President. Did any of his campaign websites crash and burn like this? NO! They chose one of the worst programming companies in Canada to build it (hint).
C'mon man! This is all designed to herd us sheep into single payer.
How do you figure we're getting more people off medicaid onto an insurance plan? Medicaid is being EXPANDED.. Costing some states hundreds of billions of dollars MORE.. Most of that is being subsidized by the federal government, for a period of time..
others are being subisidzed through subsidies..
Not one big of "saving the taxpayers" money is true..
I am always delighted to find common ground and we have as it relates to Medicaid.
The same SCOTUS that determined ACA was constitutional also determined that states may opt out of Medicaid expansion. 23-25 ( dependent upon source) expanded Medicaid. At least 15 states have decided not to do so. Most of those states that opted out also have the highest percentages of uninsured people.
That it might cost the state more over the long run to not expand has not been adequate to overcome objections.
What do want your medical insurance policy to cover and offer? What services should they cover?
The services that I had arranged with my insurance company a long time ago, of course. For my needs and lifestyle, these are the only coverages I need.
Where does the government get off, overruling the decisions I made myself, about my health care and coverage?
I am always delighted to find common ground and we have as it relates to Medicaid.
The same SCOTUS that determined ACA was constitutional also determined that states may opt out of Medicaid expansion. 23-25 ( dependent upon source) expanded Medicaid. At least 15 states have decided not to do so. Most of those states that opted out also have the highest percentages of uninsured people.
That it might cost the state more over the long run to not expand has not been adequate to overcome objections.
"The same SCOTUS that determined ACA was constitutional"
I don't think that is what they ruled on.
They said that the gov't CAN impose a tax if people don't get insurance.
They also said that state are NOT obligated to form exchanges..
nothing you posted has a dam thing to do with a response to what I said..
I know dam well most healthcare plans cover BC, thats because BY LAW its mandated.. and it was mandated by law because PEOPLE COULDNT AFFORD it.. hell they had congressional hearings where people demanded it, thought it was an entitlement..
Now do you want to actually tell me how people who CANT AFFORD $6 a month birth control, is now suddenly going to come up with $500 a month to cover their "financed deductible"?
Pre ACA most large group healthcare plans cover BC.
I am unaware they were mandated by any law to do so.
It became an ACA issue when Catholic groups got involved. Those in favor of the inclusion of BC used every argument. It was a tad ironic that the same opposing factors had no issue with insurance covering the cost of Viagra.
ACA was written by the insurance industry, for the insurance industry. Obama is just their front man.
I believe they (politicians) want ACA to be a dismal failure. Does anyone really believe they couldn't get a website up and running? We're talking about Obama the tech President. Did any of his campaign websites crash and burn like this? NO! They chose one of the worst programming companies in Canada to build it (hint).
C'mon man! This is all designed to herd us sheep into single payer.
I only wish it could shepherd us into single payer.
A website is only as good as what's under the hood.
All seasoned and significant government software development companies have been fired from jobs. There are always three sides to every story,
Healthcare providers were and remain free to compete. That the big box healthcare systems have been building their brands to squash or acquire the competition is how the free market works.
Private insurers and healthcare are free to compete for business on a level playing field.
But they arent.. Only "approved" plans and companies are able to compete, which makes it not at all a level playing field.
Sounds like these insurers chose not to compete on a level playing field.
The sub prime plans did not make the cut.
It sounds to me like you think you know whats better for millions of americans, than they do.. Thats some ego you got there...
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