Where's my FREE HEALTHCARE!!!! (constitution, poverty, taxes, socialist)
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I think many of us are going to be doing more "at home care" and using natural methods and self-medicating. The sad part is - for those with a budget that is going to be really impacted by having to purchase insurance . . . folks won't even go to the doc despite having insurance b/c the deductible is so high. So it is all out of pocket anyway.
That is one of the issues I see. The bronze is low cost but high for the co-pays, I saw the same junk insurance at the last place I worked. Likely I would have gotten dropped at the end of the year because it looked like one of the "swiss cheese" plans that are being blamed for people being dropped by the Obama admin and the left.
That is one of the issues I see. The bronze is low cost but high for the co-pays, I saw the same junk insurance at the last place I worked. Likely I would have gotten dropped at the end of the year because it looked like one of the "swiss cheese" plans that are being blamed for people being dropped by the Obama admin and the left.
YES! Swiss Cheese plan . . . the worst policies I have seen in the last few weeks are the Bronze plans.
Required to buy SOMETHING . . . yet it isn't going to help people at all (unless perhaps with something catastrophic - like a stroke and months of rehab, I guess)
But people will still have to come up with that first $5000 or so (whatever the deductible is for their plan) . . . plus the monthly premiums.
I don't get how this is helping people on budgets who have never bought health insurance in the past b/c they couldn't afford it.
How on earth did you ever get the idea that the AFFORDABLE Health Care Act read "FREE" Health Care Act? Don't blame the administration because you can't process language any better than that.
Its called sarcasm.
And there are plenty of folks out there who thought this, their mortgage and even gas woud be paid for...with all that ObamaMoney.
YES! Swiss Cheese plan . . . the worst policies I have seen in the last few weeks are the Bronze plans.
Required to buy SOMETHING . . . yet it isn't going to help people at all (unless perhaps with something catastrophic - like a stroke and months of rehab, I guess)
But people will still have to come up with that first $5000 or so (whatever the deductible is for their plan) . . . plus the monthly premiums.
I don't get how this is helping people on budgets who have never bought health insurance in the past b/c they couldn't afford it.
Because they get subsidies in the form of tax credits. That's all I got...
Because they get subsidies in the form of tax credits. That's all I got...
So that reduces the amount you actually pay every month? Or that means you get a tax credit when you submit your tax returns?
Big difference in coming up with $600 a month as opposed to $200 a month.
I have never checked out anything about the subsidies, other than looking at the qualification chart. It never occurred to me that this would be something to actually reduce how much you write that check out for every month.
I hope I incorrectly made that assumption. But a credit sounds like something that is credited on your tax returns. Sure hope I am wrong.
Location: Just transplanted to FL from the N GA mountains
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Quote:
Originally Posted by anifani821
So that reduces the amount you actually pay every month? Or that means you get a tax credit when you submit your tax returns?
Big difference in coming up with $600 a month as opposed to $200 a month.
I have never checked out anything about the subsidies, other than looking at the qualification chart. It never occurred to me that this would be something to actually reduce how much you write that check out for every month.
I hope I incorrectly made that assumption. But a credit sounds like something that is credited on your tax returns. Sure hope I am wrong.
I was assuming they would write the check for the "full monthly premium" then basically be rebated the money at tax time as a credit on the 1040. Was I wrong?
I was assuming they would write the check for the "full monthly premium" then basically be rebated the money at tax time as a credit on the 1040. Was I wrong?
What you are thinking is what I was assuming, as well.
That isn't much help (a rebate) as far as monthly budgets when folks are scraping by.
I just got on my state's website and a Silver plan for me alone (not my husband or any children included) would be around $640. The gold plan was closer about $900 a month!!!
I don't care what the rebate is . . . coming up with $640 a month is hard and $900 is crazy.
It would be even more for a family plan.
Currently, my monthly premium is right at $320/month, for a family plan. So that would be double, for a plan that sucks compared to my current plan. Even the Gold plan for $900 a month is lousy compared to my current plan.
So that reduces the amount you actually pay every month? Or that means you get a tax credit when you submit your tax returns?
Big difference in coming up with $600 a month as opposed to $200 a month.
I have never checked out anything about the subsidies, other than looking at the qualification chart. It never occurred to me that this would be something to actually reduce how much you write that check out for every month.
I hope I incorrectly made that assumption. But a credit sounds like something that is credited on your tax returns. Sure hope I am wrong.
The subsidy reduces the amount you pay each month.
Currently, my monthly premium is right at $320/month, for a family plan. So that would be double, for a plan that sucks compared to my current plan. Even the Gold plan for $900 a month is lousy compared to my current plan.
Unreal.
You're going to take it and you're going to like it.
Signed,
Obama
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