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Not having either one of those demands makes a policy JUNK..
Most policies had MILLIONS of dollars in limits, something people dont normally come close to, and pre-existing conditions relates to OBTAINING policies, not keeping them..
You failed on both items, especially since Obama said YOU CAN KEEP YOUR POLICIES, which means that he agreed people with junk policies should be able to keep them.
Nonsense. Stop Gap Insurance was a large industry, with huge deductables, and low limits on what they would pay out. You could easily buy a policy for $150 per month, and in most cases, the profit they made off it was enormous, which meant next to nothing paid out.
You would have been better off saving the $150 to put towards medical bills.
Right, he thought those who could only pay premiums for "so much" insurance would be happier if they had to pay MORE for a "better" plan under Obamacare that they still can't afford.
Plus he said premiums would drop 3,000%, and left wing kooks applauded him for saying crap that dumb.
Increasing policy costs, isnt the same as dropping them 3,000%, or even the $2500 drop he promised.
HE LIED.. or he didnt know, which makes him completely incompetent and the whole argument about why it was great a lie..
So if these liberal kooks want to argue he didnt lie, fine, I'll go with it, that makes him one of the dumbest jackasses on the planet (since most of us knew what he was saying was IMPOSSIBLE to be true).. Makes me wonder why liberals support jackasses..
Right, he thought those who could only pay premiums for "so much" insurance would be happier if they had to pay MORE for a "better" plan under Obamacare that they still can't afford.
Good point. If people could not afford more insurance what makes Obama and dems think they could afford to pay higher premiums and deductibles.
Alot of people are not going to be able to afford the higher plans and premiums mandated under Obama.
Not rich enough to afford it and not poor enough to become a leech.
Nonsense. Stop Gap Insurance was a large industry, with huge deductables, and low limits on what they would pay out. You could easily buy a policy for $150 per month, and in most cases, the profit they made off it was enormous, which meant next to nothing paid out.
You would have been better off saving the $150 to put towards medical bills.
The new policies have huge deductibles, at a higher cost, are you not following along with the discussion?
According to your argument, we should burn down peoples houses every once in awhile because in most cases, its never needed.
The new policies have huge deductibles, at a higher cost, are you not following along with the discussion?
Not the good policies. There are 4 levels, and the articles showing huge deductables are conveniently showing just the highest ones. The 90/10 plans have low deductables.
Not the good policies. There are 4 levels, and the articles showing huge deductables are conveniently showing just the highest ones. The 90/10 plans have low deductables.
haha, so the "good" obamacare policies are good, the other ones are junk. So one can have higher premiums, and get junk policies through obamacare according to you..
yeah, there were a HANDFUL of junk policies, but dont pretend the MILLIONS of people losign their coverage had junk policies. Thats one of the dumbest things I've ever heard in my entire life.
Not a HANDFUL. Wake up.
Quote:
Even outside of bankruptcy, about 56 million adults—more than 20 percent of the population between the ages of 19 and 64—will still struggle with health-care-related bills this year, according to NerdWallet Health.
And if you think only Americans without health insurance face financial troubles, think again. NerdWallet estimates nearly 10 million adults with year-round health-insurance coverage will still accumulate medical bills that they can't pay off this year.
High-deductible insurance plans requiring consumers to pay more out-of-pocket costs are a challenge for many households.
Not the good policies. There are 4 levels, and the articles showing huge deductables are conveniently showing just the highest ones. The 90/10 plans have low deductables.
Hey since you think Obama and his mess is so great send me a check to cover the difference.
My current policy:
Monthly Payments: $478.25
Deductible: $2500 deduct
Out of pocket max: $2000
Co-Insurance (Co-Pay): 90/10
Quote:
Since I will not be able to keep my policy and when I am forced to buy another policy if I stay with Highmark my options are below. Note: I do not qualify for a subsidy.
Obamacare Compliant Policy Options:
Monthly Payment: $672.00
Deductible: $2000
Out of Pocket Maximum: $9000.00
Co-Insurance (Co-Pay): 80/20
Monthly Payment: $784.65
Deductible: $5000
Out of Pocket Maximum: $7000.00
Co-Insurance (Co-Pay): 90/10
Monthly Payment: $770.59
Deductible: $6400
Out of Pocket Maximum: $12,7000.00
Co-Insurance (Co-Pay): 80/20
haha, so the "good" obamacare policies are good, the other ones are junk. So one can have higher premiums, and get junk policies through obamacare according to you..
Just like at work. We offer 70/30, 80/20, 90/10. Like anyone else sane, I choose and pay more for 90/10. ($1k out of pocket max, $250 deductable, and it costs me $70/month).
I'll leave the bottom-feeding to others.
PS, Per A/C/A, unlike the past, 2014 forward, all the stuff you pay (deductables, co-pays MUST count towards the out of pocket max. By LAW.
Nonsense. Stop Gap Insurance was a large industry, with huge deductables, and low limits on what they would pay out. You could easily buy a policy for $150 per month, and in most cases, the profit they made off it was enormous, which meant next to nothing paid out.
You would have been better off saving the $150 to put towards medical bills.
Uhhh....have you taken a close look at these ACA policies?
Unless you're not making enough money to keep a bird alive, the deductibles on these policies are extremely sizable, with pretty high premiums.
Which means....that unless you end up being an inpatient at your local hospital during any calendar year, the likelyhood that your insurance will be paying out so much as a dime, is fairly remote.
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