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Old 11-04-2013, 10:12 AM
 
Location: Stasis
15,834 posts, read 10,987,589 times
Reputation: 8577

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Amid the reports of polices being cancelled and replaced with higher priced ones - many here have been saying "but she/he didn't check the exchange or apply the tax credits".

It appears now that much of this is a insurance company scam. Lock customers into higher premium policies before they look into better polices on the exchange.

"Across the country, insurance companies have sent misleading letters to consumers, trying to lock them into the companies' own, sometimes more expensive health insurance plans rather than let them shop for insurance and tax credits on the Obamacare marketplaces -- which could lead to people like Donna spending thousands more for insurance than the law intended. In some cases, mentions of the marketplace in those letters are relegated to a mere footnote, which can be easily overlooked.

The extreme lengths to which some insurance companies are going to hold on to existing customers at higher price, as the Affordable Care Act fundamentally re-orders the individual insurance market, has caught the attention of state insurance regulators."

Special Investigation: How Insurers Are Hiding Obamacare Benefits From Customers
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Old 11-04-2013, 10:14 AM
 
Location: On the Group W bench
5,563 posts, read 3,866,633 times
Reputation: 2127
LOL, I just posted that article on another one of the 2,479 Obamacare Sucks threads.

God forbid anyone should shed light on the ugly side of capitalism.
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Old 11-04-2013, 10:17 AM
 
40,570 posts, read 21,741,975 times
Reputation: 9181
Not sure how it's a scam, when people don't read their ploicy?

Also, what gave the lady the idea that she could not go any place else?
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Old 11-04-2013, 10:19 AM
 
11,087 posts, read 7,581,266 times
Reputation: 6387
Wow you Dems sure are desperate.
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Old 11-04-2013, 10:20 AM
 
20,194 posts, read 21,645,341 times
Reputation: 9240
Wait till they get their information from tinfoilhats.com
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Old 11-04-2013, 10:20 AM
 
9,856 posts, read 14,113,824 times
Reputation: 5461
Quote:
Originally Posted by katzpaw View Post
Amid the reports of polices being cancelled and replaced with higher priced ones - many here have been saying "but she/he didn't check the exchange or apply the tax credits".

It appears now that much of this is a insurance company scam. Lock customers into higher premium policies before they look into better polices on the exchange.

"Across the country, insurance companies have sent misleading letters to consumers, trying to lock them into the companies' own, sometimes more expensive health insurance plans rather than let them shop for insurance and tax credits on the Obamacare marketplaces -- which could lead to people like Donna spending thousands more for insurance than the law intended. In some cases, mentions of the marketplace in those letters are relegated to a mere footnote, which can be easily overlooked.

The extreme lengths to which some insurance companies are going to hold on to existing customers at higher price, as the Affordable Care Act fundamentally re-orders the individual insurance market, has caught the attention of state insurance regulators."

Special Investigation: How Insurers Are Hiding Obamacare Benefits From Customers
What are you talking about? Putting information in footnotes is now considered a scam? Try actually reading your policy statements. Who signs something that important without knowing what they are signing?
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Old 11-04-2013, 10:21 AM
 
Location: Florida
21,132 posts, read 22,184,394 times
Reputation: 25646
Every year, for years, we received notices from our insurer(s) before open enrollment time, advising as to what next years premium would be and what changes may or may not occur.
They all state, like this one does...or something like it..., "IF you chose to keep this plan you need do nothing...."
For any intelligent person that means...if you don't like it, you need to do something.
Suppose you think they should list all the options from other companies and their prices, too?
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Old 11-04-2013, 10:22 AM
 
40,993 posts, read 22,645,842 times
Reputation: 13803
Quote:
Originally Posted by katzpaw View Post
Amid the reports of polices being cancelled and replaced with higher priced ones - many here have been saying "but she/he didn't check the exchange or apply the tax credits".

It appears now that much of this is a insurance company scam. Lock customers into higher premium policies before they look into better polices on the exchange.
Wow, so first you say we are stupid enough not to research prices? The only reason you don't care is because you are fighting for other people to pay your way.

if that were true then my company would have terminated my policy this year. They wouldn't have allowed me to continue with my policy until Dec 1014.
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Old 11-04-2013, 10:22 AM
 
Location: Home, Home on the Front Range
24,872 posts, read 18,040,620 times
Reputation: 14131
Quote:
Originally Posted by Muncys Ghost View Post
Liar, liar, pants on fire!
Really?


http://www.courier-journal.com/artic...E07/309240089/
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Old 11-04-2013, 10:22 AM
 
Location: On the Group W bench
5,563 posts, read 3,866,633 times
Reputation: 2127
Nice try. It's a scam, and you're defending it. Imagine my surprise.
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