Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Wrong...first of all none of this applues to group coverage, only individual. Secondly, they can't drop you for pre-existing (unless you lied), in some statrs they could deny you but, not drop you. They can raise everyone's rates but, not one policyholder and not another.
Insurance laws vary state to state. No two states have identical laws.
Insurers of individual policies could and did increase premiums of people with serious medical claims in states that allowed them to do so.
Most states allowed insurers of individual policies to decline or limit insurance for those with pre-existing conditions. Most common was a waiting period that ranged from a few months to no limit on time. Many medical conditions are ongoing- never ending. These restrictions also impact large group plans in some states.
From what I have seen United and Aetna are both insurance providers in Obamacare.
Depends on the state.
Also depends on the type of policy, large group, small group or individual.
In California, for instance, BCBS and Kaiser have an 80% market share for individual policy business. United was struggling all along and decided to terminate individual policies. They remain active in the large group healthcare market.
Most insurers in any market offer a variety of plans. One plan may cover out of state while another plan does not.
Insurance is one of those things that defies a broad brush.
It's a pattern similar to that which occurred in Mass., when that state rolled out the individual mandate. The oldest and sickest were amongst the first to buy insurance. The masses waited till the last minute.
actually romney would have pushed the states to create their OWN health care reform laws, which is where it belongs anyway, and not at the federal level.
On Sunday's Meet the Press, Romney advocated for the individual mandate, elimination of pre-existing condition exclusions and thought that the states should have had the ability to decide how they were going to meet the federal baselines.
Are you aware that Obamacare cost limits don't apply to out-of-network health care providers?
Back to the lefty NY Times...
They are when the nearest hospital isn't included in your plan and the closest one that is is 100 miles away.
Go 100 miles to your hospital .
My dad goes about 50 miles to the VA. An extra 30-45 minutes is not going to kill someone and if it is an emergency as for a helicopter ride.
Come on now....
I have old friend who now live in rural areas who had premature babies and had to drive over 100 miles to visit their babies in the hospital and you know what....they drove the distance.
Yup. Both my older kids were smug pain in the necks about Obama. Both have jobs, but they're crappy jobs, neither have health insurance and neither can afford Obamacare. It's been a revelation to them what a lying president can do to your fortunes in life.
We can be thankful to Obama for one thing...we have a new generation of kids growing up and discovering the Democrats are full of it and socialism is all about picking their pockets.
Also Rmoney would have given the super rich a 5 trillion dollar tax cut and everybody else taxes would have gone way up to pay for it. Another thing we would have done would have started 2 more wars with Russia and Syria because war makes republicans a s**t load of money. Last he would have added 50billion+ to defense budget when it really needs to be cut like 25% to 30%. These thing would have added 6 to 12 trillion to the debt ion 4yrs
Posted by: David Rufful November 7, 2013 3 Comments
From Breitbart.com
1. Obamacare will cost taxpayers $1.8 to $2.6 trillion over the next 10 years. Over the next decade, the Congressional Budget Office (CBO) estimates Obamacare will cost American taxpayers $1.798 trillion. The Republican Senate Budget Committee says CBO’s numbers rely on overly optimistic economic assumptions and puts the true cost at$2.6 trillion.
2. At least 3.5 million Americans have already received health insurance cancelation notices. According to data compiled by the Associated Press, 3.5 million Americans have received notices from their health insurance companies that their plans will be canceled due to Obamacare–something Obama explicitly promised would not occur. Worse, the Associated Press’s calculations are expected to rise, as they are based on data for just half of the states.
3. The now-infamous Obamacare website cost U.S. taxpayers over $1 billion to build. A Bloomberg analysis finds that the broken Obamacare website and its supporting IT infrastructure cost American taxpayers over $1 billion.
4. The New York Times says Obamacare “will leave out two-thirds of poor blacks and single mothers.” The Times’analysis concluded that Obamacare “will leave out two-thirds of the poor blacks and single mothers and more than half of the low-wage workers who do not have insurance, the very kinds of people that the program was intended to help.”
5. Tens of thousands of worker hours and jobs have already been cut due to Obamacare. Local stories of employers slashing jobs and worker hours have become common since Obamacare went into effect. As of Oct. 17, Investor’s Business Daily’srunning Obamacare scorecard listed at least 351 employers who have cut jobs or hours in response to Obamacare.
6. Premiums will rise by 99% for young men and between 55% to 62% for young women. As CBS News has reported, an analysis by the Manhattan Institute finds that, despite the Affordable Care Act’s name, health insurance premiums will rise dramatically under Obamacare for young men and women–the individuals Obamacare relies on to fund coverage and subsidies for older, sicker Americans.
7. Obama promised no less than 23 times that “if you like your plan, you can keep your plan.” NY Magazine compiled 23 video clips of Obama promising that Obamacare would not result in Americans losing their current health care insurance.
I've basically supported ACA, but I think this is a fair counter-point that you raise. In retrospect, it might have been more practical to have states roll out their own sites, pledge federal support for those states that want them, and expand Medicaid. Perhaps the fair criticism to direct toward Obama is that he went too far too fast and tried for dramatic overhaul when there might have been a median to hop to before getting all the way to the other side, so to speak.
Quote:
Originally Posted by middle-aged mom
Yes he did. Then, just last Sunday, on Meet the Press, he went on to say if a repeal had not been possible, he would have worked to amend it. He favors the individual mandate and inclusion of pre-existing conditions. He would have worked to make it a state mandate to create and operate as was done in Mass.
The thing about presidential/gubernatorial campaigns is that the candidates seek to create the impression that they alone can bring about the desired outcomes. Once elected, reality sets in.
Christie had an astounding win in NJ this week despite his veto of increasing the minimum wage. His opponent ran on a platform that, in part, included increasing the state minimum wage.
At the end of the the people reelected Christie and overturned his veto.
Quote:
Originally Posted by middle-aged mom
I liked Romney. I still like Romney. I live in a solid blue state ( when it comes to presidential elections) so my vote does not matter. In the end, I vote for Obama for 2 reasons. Romney had been compromised and Obama's position on healthcare moves the U.S. a step closer to healthcare being a human right.
I would prefer a single payer system because it is the only proven model to contain healthcare costs, in absence of or in conjunction with government owned and operated hospitals which is a non-starter in the U.S.
The middle majority ( regardless of party or independent status) is highly unlikely to elect an extremist who runs on a platform of no.
Quote:
Originally Posted by middle-aged mom
What federal laws beyond EMTLA, passed in 1986, that required most hospitals to stabilize anyone who walks through their doors regardless of their ability to pay? This law excludes treatment/rehabilitation/prescription meds. No hospital or medical practice is required to perform these services without compensation.
Maybe you are onto something. Would you mind being more specific about the "few changes", please.
perhaps changes was the wrong word to use in retrospect, it should have been additions instead. there are things about obamacare i like, for instance the preexisting condition rider for instance, or the ability to keep children up age 21 on the parents policy etc. but we didnt need a one size fits all 2700 page law with 20,000 regulations jammed down the throats of the american people to get the good things in the law. and the federal government should not be making laws like that anyway, it should be a state deal instead, rather like romneycare in mass.
the obamacare law is more than just a major overreach though, it is basically federal control over the health care system of this country.
perhaps changes was the wrong word to use in retrospect, it should have been additions instead. there are things about obamacare i like, for instance the preexisting condition rider for instance, or the ability to keep children up age 21 on the parents policy etc. but we didnt need a one size fits all 2700 page law with 20,000 regulations jammed down the throats of the american people to get the good things in the law. and the federal government should not be making laws like that anyway, it should be a state deal instead, rather like romneycare in mass.
the obamacare law is more than just a major overreach though, it is basically federal control over the health care system of this country.
It's up to 26 but who cares when the parents insurance has been cancelled. No Republican voted for this law, just remember that when you go to vote next time.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
.
