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There is no such thing as a "panacea" for health care.
EVERY system has it's own set of problems.
I'm just looking for something that provides the most care for the most people in the most fair manner possible.
Ken
If you try to break down a statement like this, you find there is no such thing. You'll find that some systems provide care for more people, some provide more for those who get care, and as for "fair," it is impossible to define.
Right on brother!
Why should you have to take any responsibility for yourself?
I'm all for having responsibility - I'm one of the ones that would be paying more then average to pay for it. But you conveniently cut out the rest of my response...which is...im not for needless paperwork, overhead, and expenses. Accusing me of something thats simply not true is hilarious.....and sad.
Your right they never took into consideration that votes have consequences but they do now and will pay the price. An eventual 2.5% tax on income will take the part of thier budget for movies, eating out every once in a while etc. all the while they are paying for the guy filling his cart with food stamps, living in free housing etc.
Well wait until they see how much it cost and then they get to pay for the person in front of them who gets it for free.
Can I jump in for a minute? This thread is way too long to read through to see if this has been covered but as an ex-Small Group agent, I think I can lend some perspective:
1.) ACA is NOT insurance - insurance is based on risk where some can qualify and others can't. This helps prevent adverse selection. This is an entitlement.
2.) This is Government-run insurance - the Government is mandating to the insurance industry what is "good" and what "isn't good". That is not a free market.
3.) We've replaced a broken window with a whole house - we could have expanded high risk insurance pools for a fraction of the cost and allowed healthy people and employees to determine what's good for them and what isn't.
4.) Agents like me have been royally screwed and are leaving the market - the insurance companies have always wanted us gone as they have to pay us for bringing them business and we keep them honest (or at least as best as possible). When little things (sarcasm) like claims and billing errors occur, we are the ones that represent the client and get things fixed. Who will do that now? A government robot otherwise known as a Navigator? Now the insurance industry and the government have teamed up to get rid of us. The government now gets to replace us with their own. So when you, the consumer, has a problem, who will fix it for you? Good luck!
5.) Agents are facing horrible compensation programs - would you work for a whole $15 per application as some insurers have rolled out? That's a ONE TIME payment for first year with around HALF for years 2+. We have twice the work now with ObamaCare rules and less than half of the compensation. The Navigator is earning $20+ an hour and is not licensed...humm.
6.) This is the first step to Single-Payor - as previously stated, the government and the insurance industry knows this can't last - the insurance companies will bring in more money over the first few years but will then not be able to sustain it. The insurance company executives will do well and then throw up their hands. The Government will come in and blame the "greedy insurance companies" and then take over. As the deals have been made, a select Obama-friendly group of insurers will become Single-Payor administrators which will be an insurance company's dream. No risk + a steady check from the taxpayer to administrate.
7.) As with all Socialist programs, some are "more equal" than others. The political elite and friends of the Obama administration get exemptions while the little people get screwed. The rich can and always have self-insured and the poor can and always have had taxpayer support. It's the middle-class that loses.
8.) The same anti kick-back law that's in Medicare has suddenly gone missing with Obamacare. Why is that? Reward our friends and punish our enemies?
9.) We've always had health care rationing, especially with HMOs. Now we will have so-called independent panels deciding how much to pay providers for certain services. So if too much care is provided, the Panel will just in-act rules to pay providers less and penalize those who provide too much care which is essentially rationed care by government bureaucrats.
10.) Selling Insurance across State Lines sounds good if you say it fast - each State has it's own Department of Insurance - some States have better DOIs than others. How would that be regulated?
11.) Mandating that everyone has insurance is more complicated than most think - this is an "either/or" situation. People now can and do receive care regardless of the ability to pay. You and I pay for that. It's called cost shifting. That's why a one-day stay in the hospital for an appendectomy costs more than $40,000. Are you kidding me? As with human nature, it is abused as many have no intention of paying for their care. So maybe a mandate isn't such a bad idea? Either we continue to provide health care to all via the emergency room or we say that everyone has to pay to get care and if you can't or don't have coverage, you're out of luck.
12.) As with #11, we have a huge bill from illegal immigrants, especially in border States. Who pays for that?
For those of you who wanted "change", you now get what you asked for. Tell me, when you have single-payor and don't get that proceedure covered, then who do you complain to? Where's your recourse?
I love #3.
We truly have replaced a broken window with a whole house.
What a clusterf**k this administration is, and what a disaster Obamadoesntcare is ultimately going to be.
Oops!! - Young Adults ....i.e. Young Invincibles.....Spurn Obamacare
Quote:
Mounting opposition to ObamaCare among young adults is creating a new crisis for the White House.
While the federal enrollment website HealthCare.gov appears to be improving by the day, polls show the “young invincibles” key to making the law work are becoming less likely to enroll.
Younger people were skeptical of the healthcare reform law even before its troubled rollout, despite their support for President Obama.
Quote:
A poll released Wednesday by Harvard University’s Institute of Politics found that more than half of 18- to 29-year-olds disapprove of ObamaCare and believe it will raise their healthcare costs.
Even more troubling for the administration is that less than one-third of uninsured young people said they plan to enroll in coverage.
Without a large number of young, healthy people in the insurance exchanges, it could create a “death spiral” of high premiums that could threaten the long-term viability of the marketplaces.
Who woulda thunk that underemployed young adults at low paying jobs, many with a college degree they can't use hitched to an average of $29,000 in student loan debt would spurn ANOTHER MONTHLY PAYMENT?
LOL
No. No one anywhere, for any reason, could have figured that one out!
Considering 60% of voters 18-29 years old voted for Obama, you'd think these folks would welcome paying premiums to "help others". They were all talk and no action.
We're talking about people who are already being choked by student loans, why would they?
Perhaps because they voted for Obama's platform, knowing it include the ACA and healthcare for all? Were they for the ACA for all only until they found out they would have to contribute their hard earned money, too?
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Oops!! - Young Adults ....i.e. Young Invincibles.....Spurn Obamacare
