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How does your auto insurance work out in years when you don't have an accident?
It works just fine, because it does what it's supposed to: receives a transfer of risk. The fact that that risk isn't realized as a loss doesn't mean the policy doesn't "work out."
Quote:
Originally Posted by fairlaker
If you don't understand how insurance itself works, how are you able to tell that Obamacare isn't working?
Anyone who compares Obamacare (government-mandated for everyone living in the US) to auto insurance (mandated only for those who choose to drive a car, and who cannot or do not use alternate methods of ensuring financial responsibility) demonstrates his/her own lack of understanding of how insurance works.
Pot, kettle...
Last edited by Slowpoke_TX; 12-04-2013 at 09:53 AM..
Reason: typo
There is a difference between spin and falsehood. It's discovery seems so far to have eluded you.
As have reality, critical thinking, analytical ability and balance eluded you. But take comfort. You do have a firm grip on wholly partisan delusion! Enjoy!
That the ACA will make insurance affordable. I just went to sign up and the cheapest plan for me was 233 dollars a month with a subsidy of 51 dollars tax credit. I can't afford that.
Of course, when you believe the government should be, essentially, in charge of everything to ensure "fairness".
Pfft! Everything gets taxed over and over again. The idea that there is some law or principal against what you call "double taxation" is a complete myth. You all seem to fall for so many of those.
Rush who? Just because you don't agree with me, you'll play judge and jury and place me in preconceived boxes? Are you always this judgmental?
Yes, as regards people who complain that their insurance premiums were greater than what they paid out in medical costs ina given year.
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Originally Posted by SmartMoney
No, we get it, we just don't like it.
You don't get it. You don't understand it. You don't like it because you associate it with Obama.
Quote:
Originally Posted by SmartMoney
Where we got the idea that we have to fund health care on the backs of our youth is sorely misguided.
It isn't youth, it's everybody. But anyone would have to concede that it's been youthful people rolling the dice on an assumption that nothing ever happens to them, spending what should have gone to health care premiums on other worthy causes such as buying shooters for the chick in the miniskirt. Then the mini-skirt chick invites him to go rock-climbing and there's your 15 grand in medical bills that others have to pay for. Regular people have gotten tired of picking up the tab. We've got kids and bills of our own to pay for.
Quote:
Originally Posted by SmartMoney
There were so many different directions reform could have gone, including torte reform.
You meant tort reform. A torte is a type of cake or tart. And tort refom offers no gain whatsoever. It's nothing but a hall-pass for wealthy corporations who don't want to pay for the many millions of dollars worth of damages that their negligence and callous disregard for the public inflicts on people every year. Meanwhile, more than half the states already have caps on punitive damages. No appreciable decline in malpractice insurance premiums has come to pass there, and no appreciable reduction in overall health care costs. The whole meme is just more wool being pulled over your eyes, and you actually encourage the process.
Of course you would. You and Alan "Markets are wise enough to regulate themselves" Greenspan. In fact, Ayn Rand was a disaffected child of Lenin whose personal retreat and backlash led her to a philosophy of selfish egoism that has been widely rejected, having chiefly had appeal among limited audiences of fringers, misfits, sociopaths, and others like herself desperately in search of self-justification.
Last edited by fairlaker; 12-04-2013 at 11:53 AM..
Unlike government agencies, those private entities aren't funded by tax dollars that are taken from us under force of law.
LOL! Try walking out of Safeway with a cart full of groceries you haven't paid for. You'll quickly see what the "force of law" looks like. Prices and taxes are the same thing. Customers and taxpayers are the same people. This isn't as hard as you are making it out to be.
Quote:
Originally Posted by Slowpoke_TX
Thus, unlike government agencies, those private entities have no obligation to us to be good stewards of our money.
Aw, geez! Ever heard of bank fraud or embezzlement? Any idea what fiduciary responsibility is?
Rejecting just one party outright is silly, because all political parties want to increase their power, and will say or do anything in furtherance thereof.
No, there has been one party lately that has simply lied about everything. To the detriment of the entire country. These people have NO ANSWERS to any of the country's problems. They hope to save themselves by keeping the ideas of others from succeeding. The ideas of the other party are meanwhile a mixed bag. Some are bad, some are good. They win.
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