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Good god people. I feel like I stepped into the twilight zone. The most outspoken conservatives are complaining that LTC isn't free and that they have to pay for the services they use. Just buy the LTC insurance if you have assets.
Good god people. I feel like I stepped into the twilight zone. The most outspoken conservatives are complaining that LTC isn't free and that they have to pay for the services they use. Just buy the LTC insurance if you have assets.
I wonder if he was one of the people who told me that I should be taken care of by my family and not look for government assistance when I went through a stage IV cancer diagnosis a few months into my first professional job. Apparently facing homelessness while undergoing cancer treatment at 23 is less of a national crisis than a rich family keeping their "vast landholdings" in the family.
I wonder if he was one of the people who told me that I should be taken care of by my family and not look for government assistance when I went through a stage IV cancer diagnosis a few months into my first professional job. Apparently facing homelessness while undergoing cancer treatment at 23 is less of a national crisis than a rich family keeping their "vast landholdings" in the family.
I guess having vast land holdings means you need not practice personal responsibility.
No, I am not confusing Medicaid and Medicare. When I made my original post, I was pointing out that our family was MADE AWARE of the 5 year lookback to fund elder care, NOT that we actually were forced to do so to avoid paying for elder care. Because, up until that point, we were not familiar with that aspect of the law, we were a bit taken aback by the whole idea of selling assets to pay for anything government related. Which, in turn, caused us to have a serious discussion about transferring assets.
I happen to hold the position that anyone with assets that they have worked hard for should not just automatically buy into the idea that those assets must be used for elder care. I think the average person would prefer the kids keep the assets instead of the government, and in my opinion, that's what should be done.
You can disagree. No problem.
So our tax dollars which we also worked hard for should go to permit you to keep family assets? Clearly you need to take a class in basic civics. You see, the government is us and perhaps we don't want to pay your way.
I always disagree with greed and hypocrisy. You can count on it.
You know who paid for my dads end of life care? We did. When the VA shot down his surgery for the tumors in his brain, we sold the house I grew up in to pay for it. When he was bed ridden for the last year of his life me sold his and my mothers retirement property to pay off their debt. My parents lived in my house, and I paid the bills while mom stayed home to take care of him. After he died, my mom went back to work to support herself. She is now 72 and still working, because she is too proud to live off of the government, or to accept my offer for her to come live with me.
So yes, some of us have lost all family assets to be responsible for our families expenses.
Now that your mother has sold all of the assets in order to pay for your dads care, who will pay for her care?
Taxpayers, right?
So, you were complaining about my posts for what reasons, exactly??
So our tax dollars which we also worked hard for should go to permit you to keep family assets? Clearly you need to take a class in basic civics. You see, the government is us and perhaps we don't want to pay your way.
I always disagree with greed and hypocrisy. You can count on it.
As a fiscal conservative, I second your sentiments.
As others have stated, buy a Long Term Care supplemental or primary policy. You have the right to do so. If not, roll the dice, and you can choose land holdings or Granny dying in peace and comfort. I'm ok with you accepting either option, or buying LTC coverage.
I'm not onboard with an attempt to leech upon others.
Now that your mother has sold all of the assets in order to pay for your dads care, who will pay for her care?
Taxpayers, right?
So, you were complaining about my posts for what reasons, exactly??
DUH! HE SPENT their assets on care already. You are trying to leech onto others while enjoying assets still held.
A 1st grader could have seen through your hypocrisy.
PS, If you spend your assets on LTC on Granny, and need taxpayer help for Grandpa, I'm fine with that. But if you hold it away both times, you're just a Welfare recipient. The government should SEIZE your assets to recover on behalf of taxpayers.
Yes, my grandmother was very ill (near death) a few years ago and that's when my family became familiar with the 5-year lookback law that prevents people from divesting assets to immediate family members when someone gets sick. Luckily, my grandmother is still alive and her assets have been transferred over to my mother and her siblings. If she makes it past the 5 year mark, those assets will be untouchable and legitimately owned by my mother, etc.
I highly recommend anyone who seeks to protect family assets from being taken by the government to pay for health-related services in the sunset years that they divest assets sooner rather than later. There needs to be a 5 year gap between divestiture and a related death in the family. Otherwise, Uncle Sam gets it.
It appears that Obamacare took this old provision of the law and injected it with steroids. That's shameful.
Now that your mother has sold all of the assets in order to pay for your dads care, who will pay for her care?
Taxpayers, right?
So, you were complaining about my posts for what reasons, exactly??
Can you read? She works to support herself, and refuses to go on any type of welfare, or even come live with me as I have offered. So no, the taxpayers are not and will not be supporting her. She will support herself, until she decides to come live with me then I will support her.
Newsflash! The hospital/medical center can put a lien on everything you own to pay any medical bills that were not covered by insurance. This was the case for several decades now.
BIG BIG difference between a lien from a private entity and seizure by the government.
C'mon Man!
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