Quote:
Originally Posted by Hoonose
That's correct, but then what? It most cases that hospital is stuck with the patient. Unless they do not have the capability of treating the medical/surgical problem, or if the patient is medically stable and they can get a public facility to accept the patient through a transfer.
|
According to the CDC, 13% of ER visits result in an admission. It is reasonable to assume that a percentage of these admissions have insurance.
FASTSTATS - Emergency Department Visits
No medical facility is required to treat Cancer.
Most Cancer Treatment facilities require patients to prove their ability to pay, at the point of service or absorb the deductible, before they are accepted as patients.
No hospital or medical practice is required to fill a prescription unless the patient has appropriate insurance or can pay cash at the point of delivery. Some medical practices may dispense a limited number of samples to those who cannot pay.
Then there's the controversial claim that 62% of all personal bankruptcies contain medical claims due to being uninsured or exceeding the lifetime cap of their insurance plan.
Non believers cite the figure as bogus because such bankruptcies contain other financial obligations. I guess some people do not understand that seriously ill people exhaust their financial resources, often drain the equity out of their homes, use credit cards to pay certain medical related expenses and often cannot work.
In some cases, insured people attempt to switch healthcare plans to reset the annual/lifetime cap. In some cases, they fail to disclose preexisting conditions and it comes back to bite them.
No healthcare system anywhere is perfect for all the people, all the time. Nations with universal healthcare continuously tweak and reform it.