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“It is amazing that people who think we cannot afford to pay for doctors, hospitals, and medication somehow think that we can afford to pay for doctors, hospitals, medication and a government bureaucracy to administer it.”
---- Thomas Sowell
Eh...we are already paying for it and administering it via Medicare and Medicaid. An expansion of those programs wouldn't be much to absorb and a tax to pay for the program wouldn't be too hard to pay for since people would no longer have to pay insurance premiums.
My family pays nearly $6K in premiums per year and my husband's employer pays another $6K for us (they have nearly 50 employees so imagine the cost savings for his employer!). If everyone were taxed 2-3% of their income for the medical expansion, we would come out paying much less for healthcare versus our premiums right now and the government could just hire the insurance companies to administer universal health care like they do now for Medicaid and Medicare.
“It is amazing that people who think we cannot afford to pay for doctors, hospitals, and medication somehow think that we can afford to pay for doctors, hospitals, medication and a government bureaucracy to administer it.”
---- Thomas Sowell
TRIVIA!!!! What modern western country administers health care as you describe it?
Eh...we are already paying for it and administering it via Medicare and Medicaid. An expansion of those programs wouldn't be much to absorb and a tax to pay for the program wouldn't be too hard to pay for since people would no longer have to pay insurance premiums.
My family pays nearly $6K in premiums per year and my husband's employer pays another $6K for us (they have nearly 50 employees so imagine the cost savings for his employer!). If everyone were taxed 2-3% of their income for the medical expansion, we would come out paying much less for healthcare versus our premiums right now and the government could just hire the insurance companies to administer universal health care like they do now for Medicaid and Medicare.
Doesn't work that way.
The way universal healthcare works. Say in Germany and even the UK NHS. Employers end up paying a significant amount in form of taxes (7-8%) of workers income towards single payer.
The employee than has to kick in another 8% of their income up to a certain income. Above that income some may be able to opt out for private insurance.
Universal care is regressive. It will be extremely hard for Dems to tell their voting base (those making $20-50k) a year they will end up paying MORE for single payer than they would under the ACA or employer insurance model.
Don't the parents have to pay insurance premiums on their covered adult children? Since young adults are cheap to cover, wouldn't that use the parents' premiums to subsidize the older and sicker?
Yes, the parents or the kid him/herself.
Quote:
Originally Posted by aneftp
The offspring already could be kept on the vast majority of insurance plans till age 24/25. They just need to be enrolled fulltime and be responsible young adults going to school.
Or else they could get their own policies which are dirt cheap even without the ACA. The vast majority of young people are healthy and premiums are very low to began with.
This keeping kids on parents plans is a selling point of the ACA. It doesn't help many people at all. Either the parents are paying for their kids premiums on their plans or the parents can pay for individual plans of their own.
That depended on the policy. Our policy allowed young adults to stay on until 25, if enrolled in school FULL TIME. When our youngest graduated at 22 (barely) she had to buy an individual policy. It wasn't nearly as good as ours. It was good when she could go back on our insurance.
“It is amazing that people who think we cannot afford to pay for doctors, hospitals, and medication somehow think that we can afford to pay for doctors, hospitals, medication and a government bureaucracy to administer it.”
---- Thomas Sowell
Sowell was talking about Medicare recipients. This has nothing to do with Obamacare. Think about it for a second. The average Tea Partier is opposed to the ACA but supports Medicare and the Federal Government control of Medicare. Find a Tea Partier and you will find someone on a government health care program.
Of course not so easily broken down. But even without direct Gov't bureaucracy we still would have to support and bear the costs of the bureaucracy and overheads of a multitude of private HC insurance concerns. And as HC is so critically important to most all our people, there would also still have to be some central concern and regulatory oversight. i.e. more Gov't bureaucracy.
But why add anther layer by making government the middleman. government tends to try to make one size fit all and transfer wealth from one person to anther ;picking winners and losers. They have regulate healthcare for decades already. This is same wealth sharing that since started in the mid 60's has resulted in unequal wealth increasing by eliminating productivity of many. In time it results in the Greek solution; too many dependent on too few for ever.
I think I have the right to that which I can and willing to pay for.
Yes but should we let those of us who are not able to afford care (note that I am not saying the quality) get care? Under the current system it is hospitals unless one can afford a clinic without any healthcare. This includes those who slip in cracks in Obamacare such as over 26's who cannot get on Medicaid based on household income (despite being unemployed and under poverty themselves) as well as Medicaid patients who cannot get a doctor to take Medicaid.
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What modern western country administers health care as you describe it?
