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Old 06-17-2014, 06:26 PM
 
2,228 posts, read 3,688,939 times
Reputation: 1160

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Quote:
Originally Posted by mathjak107 View Post
You are confusing to many issues together.social security disability has nothing to do with the ss you get at retirement. It is not even the same fund.
Social Security Administration: What are the Trust Funds?

You think if SS disability is bleeding the system dry that doesn't effect SS? I spoke to a few retirees and they aren't even getting COLA. The system is broken and nothing we can do about it.
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Old 06-17-2014, 06:26 PM
 
106,625 posts, read 108,773,903 times
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That is not true at all. You are the big boys whenever you invest in a fund. Fidelity,vanguard etc are the biggest boys in the world so mom and pop are certainly in good company.

The fact is to date ,over 146 years no one has ever lost a penny in diversified funds and had a long term horizon of 15 years or more and just stayed the course.
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Old 06-17-2014, 06:28 PM
 
106,625 posts, read 108,773,903 times
Reputation: 80117
Quote:
Originally Posted by Norwood Boy View Post
Social Security Administration: What are the Trust Funds?

You think if SS disability is bleeding the system dry that doesn't effect SS? I spoke to a few retirees and they aren't even getting COLA. The system is broken and nothing we can do about it.
Google the difference between the two funds and you will understand why .
they have nothing to do with each other nor paid out of any common money.

Disability is totally seperate.

Your retirees are misinformed. There were only 2 years with no adjustment,2010 and 2011. We had a cola adjustment the last 2 years and are on track for another one this year.

Last edited by mathjak107; 06-17-2014 at 06:43 PM..
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Old 06-17-2014, 06:29 PM
 
Location: Beautiful Pelham Parkway,The Bronx
9,247 posts, read 24,072,273 times
Reputation: 7759
Quote:
Originally Posted by leoliu View Post
Good for you that you will probably have a good cushion from teacher's pension. for the private sector labors who almost solely depend on SS they will suffer the most.
Actually,it has little to do with any pension either which I have always and still view as iffy. Look at what is happening in Detroit.I am very aware that it could be taken away or reduced at any time. If I am comfortable in retirement it will be mostly due to consciously living well below my means for an entire lifetime, in order to save and invest,which I have done.It has meant ,among other things,buying a $200,000 apartment in The Bronx when I could have easily afforded triple that .It will be because I have always saved and invested 20% to 25% of my income even when I was driving a cab to put myself through college.

Yes,I still have all of my First Holy Communion money.

All anyone has to do is rebel against the spend it all mentality,especially with regards to housing, since that can suck up a huge percentage of everyone's income.But only if you let it happen.

Last edited by bluedog2; 06-17-2014 at 06:40 PM..
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Old 06-17-2014, 06:46 PM
 
106,625 posts, read 108,773,903 times
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Those that want to do well financially will find a way. Others will just find an excuse.
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Old 06-17-2014, 06:56 PM
 
106,625 posts, read 108,773,903 times
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Quote:
Originally Posted by Above Average Bear View Post
Wow and I thought old age was gonna suck!
If you are lucky it will lol
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Old 06-17-2014, 09:15 PM
 
5,117 posts, read 4,966,473 times
Reputation: 4929
Here you go...

Quote:
Originally Posted by mathjak107 View Post
Sign me up for that village.


Ten women to every man, a black market in Viagra, and a 'thriving swingers scene': Welcome to The Villages, Florida, where the elderly residents down Sex on the Square cocktail in 'honor' of woman, 68, arrested for public sex with toyboy

  • The Villages in Florida is the world's largest retirement community and has a reputation for naughty behavior
  • Peggy Klemm, 68, was arrested for having drunken public sex in the square with toyboy 19 years her junior
  • Four days before her arrest she'd been put on probation for drunk driving her golf cart
  • Local bar has made a $3.75 Sex on the Square cocktail in honor of Peggy, who is married to wheelchair bound husband
  • MailOnline went undercover in The Villages and found a thriving swingers scene, a black market in Viagra
  • Dubbed Disney World for old people, there are 10 women to every man and their antics would make Mickey Mouse blush
  • Resident Belinda Beard, 62, said: 'All of the women work hard to look good... Turn your back for a minute and someone will try to steal your husband'
  • Swimming in cheap booze and sunshine 'every night is Saturday night'
  • One of its most infamous residents was a retired biology teacher who called his manhood Mr Midnight
[LEFT]
Read more: Ten women to every man, a black market in Viagra, and a 'thriving swingers scene': Welcome to The Villages, Florida, where the elderly residents down Sex on the Square cocktail in 'honor' of woman, 68, arrested for public sex with toyboy | Mail Onlin
Follow us: @MailOnline on Twitter | DailyMail on Facebook
[/LEFT]


Dusk on a Thursday night at the Red Sauce bar and waiters are doing a roaring trade in Sex on the Square cocktails.
The rum, coconut and cream concoction – complete with a cherry on top – costs just $3.75 and the elderly clientele can’t get enough.
It was created last week after 68-year-old Peggy Klemm was arrested for having drunken public sex in the square opposite with her 19 years younger toyboy.


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'Every night is Saturday night': Claire Tucci shows off her moves in The Villages - the world's largest retirement community with 10 women to every man. Colourful dancing is the tamest of the behaviour that goes on





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Old and bold: Residents live life to the fullest in the retirement community dubbed 'Disney World for old people'



Married Peggy is too embarrassed to sample the cocktail named in her honor yet – but patrons promise she’ll get a standing ovation when she next shows up.
The pretty blonde scored something of a first at The Villages - a giant Florida retirement complex of 100,000 people.

Dozens of couples have been caught copulating outdoors before but police rarely issue more than a warning for fear of mucking up the area’s low crime figures.

'They were still at it when the cops arrived 10 minutes later'
Teenagers behaving badly appear tame compared to retirees at The Villages, where there’s a black market for Viagra.
Dubbed Disney World for old people, there are 10 women to every man and their antics would make Mickey Mouse blush.
Peggy and 49-year-old David Bobilya were spotted – with their undies around their ankles – having sex against a Bait Shack hut at 10.30pm, according to police.

'They were still at it when the cops arrived 10 minutes later,' said a bartender at Red Sauce.

Peggy, who retired to Florida from Pennsylvania with her wheelchair-bound husband, is no stranger to local law enforcement.
Four days before the outdoor sex arrest she’d been placed on probation for drunk driving in her golf cart.



+14



+14



Infamy: Peggy Klemm, 68, faces charges for public indecency and intoxication after allegedly having sex with her 49-year-old lover David Bobilya in a square in The Villages. Her arrest has caused a stir - not because of what she did - which comes as no shock to the horny residents - but that the police actually took action





+14

'Hot off the police blotter': To mark Peggy's arrest the local bar is selling a new cocktail for $3.75. She hasn't been seen drinking one yet



+14

Tipple: The Sex on the Square is 'topped with whip cream and a cherry of course'


According to locals, golf carts are usually the vehicle of choice when it comes to sex - and half-naked peep shows are the norm when darkness descends.
There’s also a thriving swingers’ scene amongst married couples.

A barman at a restaurant in The Villages said: 'I was paid $100 for three hours work at a swingers party in a private house last night.
'Two of the men approached me and asked if I’d be interested bar tending. They told me there’d be things going on I might not want to see.

'Trust me – having worked the party before things got too hot and heavy – there are things I am trying to forget already.
'There were 10 people – all in their late 50s to mid 60s – and by the time I left they didn’t need any more drink. There was a full-blown orgy going on.
'I’m open-minded but I made it clear I wasn’t on the menu – I didn’t want anyone touching me. Working at the Villages is a real eye opener. As a barman I get old women coming on to me all the time. Some of them know no shame.'

Like Orlando an hour’s drive away, The Villages expanded rapidly 25 years ago from a tiny hamlet of 800 people into the world’s largest retirement complex.


More...


Surrounded by security gates, the self-styled Friendliest Place of Earth looks like a cross between the cult TV series 'The Prisoner' and Jim Carey’s comedy 'The Truman Show.'

There are dozens of mini estates containing row after row of identical bungalows, all with perfectly manicured lawns. Grandchildren can stay no longer than 30 days a year and there are even rules governing garden ornaments and holiday decorations.
Electronic golf carts – often with personalized number plates and flags – are the vehicle of choice because there are no corner shops or supermarkets in walking distance. Special tunnels and bridges enable cart drivers to trundle safely over busy main roads.


+14

Medical care: As well as a health clinic that caters for the myriad health problems of the elderly residents there is a infectious disease clinic to deal with allegedly high sexually transmitted diseases in The Villages



Social life revolves around brand new 'historic' squares, complete with signposts marking fake events and make-believe residents.
Lake Sumter Landing has a light house and faux boat wrecks dotted about the pond. Spanish Springs, five miles away, looks like a Spaghetti Western film set.
There’s live music in the squares most night from 6 to 9pm – some old women in sexy tops, inappropriately short skirts and flat comfy shoes line dance together hoping to attract some of the single men hovering near the cheap booze stands.


'There were 10 people – all in their late 50s to mid 60s – and by the time I left they didn’t need any more drink. There was a full-blown orgy going on'
- barman at The Villages

Surprisingly, considering America’s obesity levels, there are very few fat people in The Villages. Some of the men have extra large beer bellies but most of the seniors keep themselves trim.
Inevitably for a retiree complex, there are numerous medical facilities, including an infectious diseases center where the elderly can go for STD treatment.

Ask any resident a question during the day about life in the slow lane and they all trot out the same cult-like phrases about the 1000-plus clubs, amazing amenities and friendly faces. But at night, once the cheap booze kicks in, the talk turns to sex.
Katie Belle’s Music Hall is the epicenter of bad behaviour from 4pm when the early bird special meals start. Happy hour – with half-price cocktails with names like Green Nipple – runs right the way through to 9pm.
By 10pm it’s hard to find anywhere open as the oldest residents - known as Frogs because they’ve come to the Villages to croak – can’t stay awake.
But a die-hard crowd of 60 to 70-year-olds hang out in the twee town squares openly drinking booze in plastic cups.
The unofficial leader of the late-night gang used to be a perma-tanned retired biology teacher, who called his manhood Mr Midnight.


+14

Party: Katie Belle’s Music Hall is where the action begins from 4pm when the early bird special meals start. Happy hour – with half-price cocktails with names like Green Nipple – runs right the way through to 9pm. By 10pm it’s hard to find anywhere open as the oldest residents - known as Frogs because they’ve come to the Villages to croak – can’t stay awake. But a die-hard crowd of 60 to 70-year-olds hang out in the twee town squares openly drinking booze in plastic cup





His conquests were legendary until he invited author Andrew Blechman to join him on the prowl and accidentally exposed a side of the Villages that most residents didn’t want their own children to know about.
When Blechman’s book 'Leisureville' came out Mr Midnight was almost run out of town.
'The Villages is very Orwellian, Big Brother booms out of the lampposts, the media reports only good news and there are hundreds of petty rules about living there,' Blechman told MailOnline. 'Yet at night, it’s a whole different story.'
Doctors told Blechman there were more cases of herpes than in Miami and the rates for sexually transmitted diseases were amongst the highest in America.
'Every night is Saturday night in The Villages. And who’s going to get pregnant?' he said.
But accidents occasionally happen. Phil Harper – at 50 one of The Villages younger residents – unexpectedly became a father five years ago.

'All of the women work hard to look good. But it’s more than just a social thing. Turn your back for a minute and someone will try to steal your husband. With 10 women to every man, you can’t afford to let your guard slip'
'My daughter was conceived at the 19th hole on the golf course,' he said, slugging back a beer as he sat on a bench outside a gift shop. 'It was the last thing I expected – same for my wife. She’s five years older than me.
'I’ve lived in New Orleans and Key West – but The Villages is wilder than either of them. It’s Disney for adults. I was living nearby when I discovered The Villages – I’m one of the 20 per cent of under 55s allowed to live here.

'The older women throw themselves at the men and sex in public happens a lot. This place is just awesome.'

At 3pm on Thursday, the outside bar at City Fire was ram packed with married men and a handful of single women.
I’d been standing at the bar for less than a minute before I was chatted up. In quick succession, a line of elderly guys made a beeline for me.
As 'fresh meat' I was worth investigating and they were quick with gushing compliments. The women were less than friendly, firing dirty looks.

Tom Guilmeg, a 68-year-old ex Massachusetts State trooper whose wife works part time in the local pharmacy, said: 'This bar is the real Cheers – everyone knows your name.
'We’ve been here six years and absolutely love it. It’s like being a kid again, when your friends used to come round in the summer and ask you out to play.
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Old 06-17-2014, 09:17 PM
 
5,117 posts, read 4,966,473 times
Reputation: 4929
Quote:
Originally Posted by Above Average Bear View Post
Wow and I thought old age was gonna suck!
It probably sucks to be old here in NYC, where it is for the young or the rich.
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Old 06-17-2014, 09:23 PM
 
7,846 posts, read 6,403,541 times
Reputation: 4025
Quote:
Originally Posted by leoliu View Post
Ok, if the fed chair says so, we have to listen.
I hope you aren't basing a sarcastic rebuttal off a conspiracy theory...
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Old 06-17-2014, 09:34 PM
 
1,418 posts, read 2,546,543 times
Reputation: 806
Crazy how SS is faces a shortage of money for ppl who worked hard and paid into it. Yet, there never seems to be a shortage for food stamps for ppl who never paid a dime!
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