To My Conservatives Friends Out There Are There Any Parts Of Obamacare That You Like (illegal, cost)

[Opin_Yunated]

Basically, if you want to keep the pre-existing conditions clause, the funding measures need to stay in place. That includes the individual mandate.

[pghquest]

Originally Posted by Opin_Yunated

Basically, if you want to keep the pre-existing conditions clause, the funding measures need to stay in place. That includes the individual mandate.

That is nonsense.

The pre-existing condition applies to private insurance carries, so the funding is in place, through premium increases paid by the consumer.

We already have that, which is why when Democrats ran around suggesting ACA would lower premiums I laughed.

[Opin_Yunated]

Originally Posted by pghquest

That is nonsense.

The pre-existing condition applies to private insurance carries, so the funding is in place, through premium increases paid by the consumer.

We already have that, which is why when Democrats ran around suggesting ACA would lower premiums I laughed.

Actually, it will lower premiums. It mandates everyone contributes.

[chucksnee]

Originally Posted by Opin_Yunated

Basically, if you want to keep the pre-existing conditions clause, the funding measures need to stay in place. That includes the individual mandate.

So, why not use his phone and pen....to make that change....instead F everyone else..

GOOD job...and you support that...

[MJJersey]

There are some good parts of the ACA like the pre existing condition limit, eliminating the lifetime limits, ACOs, medical corps, some safe harbor tweaks. But that stuff could have been done without the mandate, subsidies and exchanges.

[pghquest]

Originally Posted by Opin_Yunated

Actually, it will lower premiums. It mandates everyone contributes.

It mandates that people pay taxes.. That money doesnt go to the insurance company to lower premiums..

Thats like suggesting your neighbor has a job, so your mortgage is going to get cheaper...

get real

[tinman01]

Pre-existing conditions
letting adult children stay on parents policy longer.

[pghquest]

Originally Posted by tinman01

letting adult children stay on parents policy longer.

Ahh, but thats the part that made ACA not work.

ACA required that these younger, healthier individuals get their own policies, in order to spread the risk and reduce the cost..

By allowing these people to join their parents plan, which often times comes at no additional out of pocket expense (for example, if they already have a family plan), the insurance companies received no additional revenues, but had to insure an additional individual.

The net result of course meant that this additional expense has to be paid for, and the only way to do this was increase premiums on everyones policy...

[marcopolo]

A lot has been said about eliminating the pre-existing conditions exclusion, which is a good thing. This presents the insurance companies a huge problem in the form of adverse selection, where sick people sign up and healthy people do not. Supposedly, the coverage mandates were going to eliminate that problem.

However, The Obama administration has just about totally gutted the individual mandate--it is extremely easy to get out of it. So now we are back to the adverse selection problem.

The best fix might be to ALLOW pre-existing conditions exclusions only on the previously uninsured, for the length of time they went without insurance. In other words, if you were without insurance for seven months, your new policy could exclude pre-existing conditions for the first seven months. Three years uncovered, three years pre-existing conditions exclusion. If you always had coverage, no pre-existing conditions exclusion for you if you changed policies. This would enable the insurance companies to do business without going broke, would protect those good citizens who always maintained health coverage, and provide a significant incentive for people to have coverage.

[Three Wolves In Snow]

Originally Posted by gretsky99

I do like the part providing insurance coverage to those with pre-existing conditions.

Not one single thing.

Why?

It doesn't fix the problem.

It actually made the problem worse.

For all of those out there who insist that they care that all have a way to afford healthcare, you would think they would listen to people, but because those people don't have a D behind their name, they don't want to listen.

We could all afford healthcare if people would pull their heads out of their backsides and take a little stroll down memory lane and see how things USED TO BE when it WAS affordable.

There's a poster who comes on this forum and talks about it all. the. time. ALL. the. time. Would be fantastic if people would pay attention.