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Old 11-09-2014, 04:41 PM
 
Location: Foot of the Rockies
90,297 posts, read 120,759,995 times
Reputation: 35920

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Quote:
Originally Posted by ALackOfCreativity View Post

No it does not. If the healthier have insurance and pay more than their fair share to subsidize other people it reduces the price-tag - but not the underlying cost of care - for those people being subsidized. There is also a relatively small effect of spreading out administrative costs over a larger base. Having healthy people go to the doctor doesn't magically make it cost less to send a sick person there, but if you force healthy people to buy insurance and then force insurers to charge them more than it costs while at the same time forcing them to charge sicker people less, that lowers premiums for the sicker people but it does nothing at all to reduce actual medical expenditures.

It's redistribution through an indirect form of taxation, not cost savings.
My husband's company has a multi-tiered premium system. One price for individual coverage; another price for a couple; another price for a couple plus kids, same premium no matter how many; another price for an individual plus kids. Kids are pretty cheap to insure. It's not taxation by any stretch of the imagination.

 
Old 11-09-2014, 04:52 PM
 
24,832 posts, read 37,344,316 times
Reputation: 11538
Quote:
Originally Posted by Seacove View Post
Quite sickening. I hope you are the first to lose your health coverage.
I can afford healthcare.......do not worry about me.

The odd thing is with Obamacare........our insurance is free.

Go figure.
 
Old 11-09-2014, 04:57 PM
 
Location: The South
7,480 posts, read 6,260,559 times
Reputation: 13002
Quote:
Originally Posted by gretsky99 View Post
I do like the part providing insurance coverage to those with pre-existing conditions.
I really like the part that caused my Medicare to go up and consequently my Social Security takehome to go down. I didn't need that $49 anyway.
 
Old 11-09-2014, 05:07 PM
 
11,186 posts, read 6,507,037 times
Reputation: 4622
Quote:
Originally Posted by Katiana View Post
My husband's company has a multi-tiered premium system. One price for individual coverage; another price for a couple; another price for a couple plus kids, same premium no matter how many; another price for an individual plus kids. Kids are pretty cheap to insure. It's not taxation by any stretch of the imagination.
If forced by the government rather than the voluntary action of your employer, it is a form of taxation or, if you prefer, redistributive social policy.
 
Old 11-09-2014, 05:32 PM
 
1,199 posts, read 734,644 times
Reputation: 609
Quote:
Originally Posted by Southern man View Post
I really like the part that caused my Medicare to go up and consequently my Social Security takehome to go down. I didn't need that $49 anyway.
Well we could get rid of Medicare, and then we could let the private market take care of the over 65 crowd. I'm sure it would be cheaper.
 
Old 11-09-2014, 05:37 PM
 
21,989 posts, read 15,713,056 times
Reputation: 12943
Quote:
Originally Posted by Stizzel View Post
Well we could get rid of Medicare, and then we could let the private market take care of the over 65 crowd. I'm sure it would be cheaper.
I think getting rid of Medicare would be a game changer. The only issue I have with it is I want the money I've put toward it back. If the older voters are so against government healthcare, let's start by ending Medicare. Put everyone on the same playing field.
 
Old 11-09-2014, 05:42 PM
 
Location: Santa Cruz
698 posts, read 798,076 times
Reputation: 718
I like that it helped the working class obtain insurance.

I like that it enabled many poor people to obtain health insurance

I like that it gave me a Nurse Practitioner instead of a Doctor which is good enough, and it saves money

I like that it helped close the perscription donut hole
 
Old 11-09-2014, 06:24 PM
 
9,470 posts, read 6,969,002 times
Reputation: 2177
Quote:
Originally Posted by Katiana View Post
It helps keep the cost down if the healthier also have insurance.
It's called robbing the healthy.
 
Old 11-09-2014, 06:27 PM
 
24,488 posts, read 41,141,698 times
Reputation: 12920
I'm fine with it forcing insurance for pre-existing conditions ONLY to people who were receiving medical care for that condition or was under the supervision of a doctor for that particular condition.

Someone who ignored the condition for a few years should not automatically get insurance just because the law says so.
 
Old 11-23-2014, 02:29 AM
 
Location: Mid Atlantic USA
12,623 posts, read 13,929,460 times
Reputation: 5895
Quote:
Originally Posted by Southern man View Post
I really like the part that caused my Medicare to go up and consequently my Social Security takehome to go down. I didn't need that $49 anyway.

Wow, you take SS? And yet all you southerners hated FDR. You should return every check you get you ingrate.
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