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I just find it odd that a pickup costs $46k. A friend of mine told me he was at the Ford dealership and a brand new fully loaded F-150 Platinum is stickered around $65k. I just find the price of new cars is quite absurd. For the foreseeable future, I'll be purchasing used.
Edit: I just went to the website and "built" a loaded out F150 Platinum and it totaled $ 62,620.
Yikes.
Seriously. Think about home prices too. My parents bought their first home in 1961 for $5000. This was a little less than one third of my father's yearly income at the time.
Nowadays it is impossible for most people (those earning under pretty decent 6 figures) to purchase even a modest home without paying three times an annual salary.
It does in Illinois. Free housing, free food (including Link Card AND WIC), free college, free utilities (including cell phone), free medical, free cash even a $20 gift certificate every month. Oh and free childcare too. Now they want to include free cable in the deal too. Why work?
If working is such a poor deal, how about you quit? Collect welfare.
The welfare gap is the disincentive of those receiving welfare to actually get off welfare because as you make more money the amount of benefit you receive is decreased leaving you with less total money than you would have if you did not earn more money.
Every state is different because the amount of benefits received is different, needless to say, blue states generally have better welfare benefits than red states exaggerating this issue. Illinios welfare system was recently reviewed.
For single-parent families, benefits could reach $47,894. For two-parent families, benefits reached up to $41,237 in value.
Combined income and welfare benefits peak at a $12 hourly wage -- after that, benefits begin to drop. Single parents would have to make between $35 and $38 hourly to make up for the benefits that they lose earning at a $12 hourly rate.
If a single mother working for $8.25 to $12 per hour receives a pay raise, bumping her earnings up to $18 per hour, she will end up with one-third fewer resources due to a loss of welfare benefits.
This is further proof that welfare reform is needed. A mix of tapering off benefits over time to encourage people to earn more money and changing the rate at which benefits are reduced as income is increased to reduce the incentives to not earn.
Welfare does not pay for everything. It sure as hell isn't permanent either.
But continue with your ridiculous fantasy.
Well I've never been on the dole so it's never paid for ANYTHING, NADA, for me. If I wanted food, I had to work for a paycheck to buy food, if I want to live inside I had to WORK to pay rent. If I wanted heat, I had to WORK for that too.
With all the programs to cover other expenses they end up with disposable cash.
But it's not like they are millionaire though; they live week to week on a cash basis.
And it's quite easy for people with less than stellar credit to get nice cars via those "no cash, no credit, no problem" car lots. Those cars have been repo'd more times than they have been owned
Thank you for saying this
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