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Old 08-12-2016, 08:25 AM
 
13,586 posts, read 13,118,325 times
Reputation: 17786

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Quote:
Originally Posted by InformedConsent View Post
Does that include the premiums and co-pays they also have to pay after enrolling in Medicare? I don't believe it does. All it cites is the Medicare payroll tax.

The average Medicare part B monthly premium is $105/month per person (it's progressive, so those who've earned higher incomes pay substantially more). And after the $166 annual deductible is met, Medicare patients pay a 20% co-payment for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment.

https://www.medicare.gov/your-medica...at-glance.html

Many people don't realize Medicare ISN'T free for seniors. Once enrolled at age 65+, they CONTINUE to pay premiums, deductibles, and co-pays for their medical care.
Honestly, who doesn't know that?

Did everyone think Medicare was some giant welfare program? Did you guys buy that bs when it was being sold to you by people that had special interests? Medicare for everyone would have been a solid plan for all of us. As was proposed. But was defeated. Because single payer was a " giant welfare program"
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Old 08-12-2016, 08:43 AM
 
Location: the very edge of the continent
89,006 posts, read 44,824,472 times
Reputation: 13709
Quote:
Originally Posted by NLVgal View Post
Honestly, who doesn't know that?
Liberals. They think Medicare is free for seniors, and they think "Medicare for all" will be free healthcare for everyone.

Quote:
Did everyone think Medicare was some giant welfare program?
Apparently, liberals believe so. That's why they keep insisting "Medicare for all" would work. If they weren't so laughably under-informed, they'd realize that what they REALLY want is MedicAID for all. They don't realize MedicARE patients have to pay premiums, deductibles, and 20% co-pays for their healthcare.

Gruber was correct when he called them "stupid American voters."
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Old 08-12-2016, 08:47 AM
 
Location: DFW
40,951 posts, read 49,183,047 times
Reputation: 55008
Quote:
Originally Posted by stan4 View Post
I am so disgusted and frustrated that I'm ready for single payer.

10 years ago, those words would never have been a thought in my head, let alone words I would actually express.
Do you say that as a Medical Professional who must deal with the system or a Buyer of Insurance?

Maybe both ?

My monthly Premium has doubled in the last 4 years, way above previous rate increases.
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Old 08-12-2016, 09:10 AM
 
18,802 posts, read 8,469,715 times
Reputation: 4130
Quote:
Originally Posted by InformedConsent View Post
Liberals. They think Medicare is free for seniors, and they think "Medicare for all" will be free healthcare for everyone.

Apparently, liberals believe so. That's why they keep insisting "Medicare for all" would work. If they weren't so laughably under-informed, they'd realize that what they REALLY want is MedicAID for all. They don't realize MedicARE patients have to pay premiums, deductibles, and 20% co-pays for their healthcare.

Gruber was correct when he called them "stupid American voters."
Medicare is certainly not free, but has several large potential advantages over private coverage.

More reasonable in premium price, as Medicare is funded partly by deficit spending.
No increase in premiums for pre-existing diseases and no age based increases.
More reasonable deductible.

Easier to get testing done without too close oversight and resultant frustration with denials.

Huge cohort to help spread costs/risk and increase powers of negotiation with providers, device manufacturers and drug companies.
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Old 08-12-2016, 09:31 AM
 
Location: the very edge of the continent
89,006 posts, read 44,824,472 times
Reputation: 13709
Quote:
Originally Posted by Hoonose View Post
Medicare is certainly not free, but has several large potential advantages over private coverage.

More reasonable in premium price, as Medicare is funded partly by deficit spending.
Then why doesn't everyone pay the same Medicare premiums? Why do those who've already paid WAY more than others in Medicare tax then have to pay higher premiums once enrolled?
Quote:
No increase in premiums for pre-existing diseases and no age based increases.
If you think Medicare premiums don't ever increase, you're WRONG.
Quote:
More reasonable deductible.
Deductible? Yes. But then there's a 20% co-pay with NO out-of pocket maximum.
Quote:
Easier to get testing done without too close oversight and resultant frustration with denials.
Wow. Wrong. Medicare does NOT cover every and all testing. Denials DO happen.
Quote:
Huge cohort to help spread costs/risk and increase powers of negotiation with providers, device manufacturers and drug companies.
No reason why any insurance can't do that. Doesn't have to be Medicare.
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Old 08-12-2016, 09:32 AM
 
Location: Pennsylvania
31,340 posts, read 14,262,240 times
Reputation: 27861
I'm conservative, and at this point I'm not so sure that single payer is such a bad thing -- certainly better than Obamacare, which never had a chance to succeed -- politicians who voted for it without reading the bill.... simple economic principles being ignored.... etc.


Single payer if implemented correctly, could work a bit better. Of course, that will never happen with the democrats in charge anyway.
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Old 08-12-2016, 10:35 AM
 
22,768 posts, read 30,730,722 times
Reputation: 14745
Quote:
Originally Posted by Nepenthe View Post
The ACA paves the way for fully nationalized healthcare. People will clamor for it. In my opinion, that was the long game.
Because nationalized, cost-controlled healthcare is the only intelligent solution to the problem.

"Market based" healthcare does not work. The "free market" lets substantial portions of the population go without any care at all. The "managed market" has failed to keep costs down, and let corporate healthcare profits skyrocket.

Roll Medicare, Medicaid, and VA health into a single plan that covers everyone. We don't have to re-invent the wheel ; Copy the system of a successful nation like Britain, Canada, Australia, Germany, Switzerland, Sweden, Japan, etc.. Otherwise this failed attempt at "market" healthcare is going to sink the economy.
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Old 08-12-2016, 10:51 AM
 
3,792 posts, read 2,385,104 times
Reputation: 768
Quote:
Originally Posted by le roi View Post
...

Roll Medicare, Medicaid, and VA health into a single plan that covers everyone.
...
No just enroll everyone in the health plan that congress has. Good for them good for us.
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Old 08-12-2016, 11:00 AM
TKO
 
Location: On the Border
4,153 posts, read 4,278,102 times
Reputation: 3287
What is the problem with single payer for basic health care, i.e. keep you alive at a minimum cost, if you could get insurance on top of it to maintain the level of care those that can afford good insurance get today?

That's how most countries do it. Rich people still get treated better in social democracies, don't kid yourself.
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Old 08-12-2016, 11:03 AM
 
Location: the very edge of the continent
89,006 posts, read 44,824,472 times
Reputation: 13709
Quote:
Originally Posted by le roi View Post
Because nationalized, cost-controlled healthcare is the only intelligent solution to the problem.

"Market based" healthcare does not work. The "free market" lets substantial portions of the population go without any care at all. The "managed market" has failed to keep costs down, and let corporate healthcare profits skyrocket.

Roll Medicare, Medicaid, and VA health into a single plan that covers everyone. We don't have to re-invent the wheel ; Copy the system of a successful nation like Britain, Canada, Australia, Germany, Switzerland, Sweden, Japan, etc.. Otherwise this failed attempt at "market" healthcare is going to sink the economy.
Are you somehow unaware that at least the UK denies medical care to those with a BMI of 30 or above, or if they are smokers?

They can pay themselves, or try to find a supplemental private-sector insurance policy that will cover them. I posted the link to the article earlier in this thread.
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