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Insurance is not exactly the average corporation. They literally shuffle paperwork, and money. My wife just had a major surgery and it was 17K to our insurance company. Or 3.4K in profit. Call it 3K after paying people to shuffle paperwork. Keep in mind-most of the work is done by the biller.
BTW-Think of it this way, insurance companies are in a odd spot, if they pay out more, they make more-so they have a built in desire to make healthcare MORE expensive. BUT..they want to charge less then their competitors....or own the competition OR hospital locally. Either one is a win-win.
Theres some perverse advantages companies can take if they own local hospitals, or have little competition. Or can collude.
In the end.....I place a lot of the blame for these issues being unfixable upon the Republicans. The refusal to pass ANY fixes to it are causing this. Now? we're going to muddle on, and healthcare will become more unaffordable, with more and more dying due to lack of it. The situation will get worse and worse until we elect someone with the guts to pass universal healthcare-destroying the insurance company cartels. EVERYONE will freak out. It will all suck.
You place the blame on a group that was kept out of (by the Dems) the process of writing the law and was not involved in the process of FORCING it down our throats before it was even read? Who was it EXACTLY that kept saying "we have to pass it to see what's in it"?
What party did Gruber/Emanuel work with/for, GOP or DEMS?
Sorry, this whole piece of CRAP lands right at the feet of Obama/Democrats/Clinton and no spin is going to change that.
Are you an employee? Guessing you are as 85% of the population gets their health insurance this way.
We are self employed, I can tell you what you post might be what you paid as an employee.
But unless you owned a business and were buying for your staff what you posted couldn't be more wrong.
Our rate were rising mid double digits yearly prior to the ACA act.
Of course it doesn't help we are in a state with minimal options. We were stuck in a group through the chamber because 2 had minimal pre existing conditions (seasonal allergies!) and we couldn't get coverage anywhere else.
Each state has its own offerings.
If one is an employee, you have no idea what was really going on prior to the ACA act.
Health insurance isn't something an employee can make a general statement and expect it to apply to every state, every business, every situation across the country. Employees have no idea what the businesses who they work for what they go through when insurance shopping for offerings. Its a huge commitment and one the business doesn't take lightly.
Inform yourself and read the benefits of the ACA.
Yep, it benefits ONLY the people who get subsidies, everyone else gets SCREWED.
Bet you didn't pay full price for it now did you? I can tell you that I've lost at least 3 doctors due to Obamacare as they retired (quit) well before they wanted to. This is DIRECTLY from their mouths so it is not supposition.
Only very silly people equal the presidential race as the only race. Smart people know that Congress rule. And the donor class do NOT want someone in Congress that represents you! Why would they?
I don't deny that but as far as we can tell, the Democrats are funded by the donor class FAR more than the Republicans.
The most frustrating part is that people like you still voting for the Democrats!
So why dont you vote for down ballot candidates that are beholden to the people and not the donor class? If you want representation you vote for someone who is funded by the people.
Do you honestly believe that politicians who advocate for privatization of SS and Medicare and huge tax breaks for the billionaire class are not beholden to the super rich? Do you think it is just a coincidence that they parrot the same agenda as Heritage Foundation, Tax Foundation, Cato Institute and other propaganda outlets for the Koch brothers and other extremists?
People that are single with no kids, are healthy, and work have been getting screwed for years. The people that are healthy and work 60 hours a week are the ones that are forced to contribute the most. I'm pretty sure at my age by now I've raised about 1,000 kids. If you can't afford it you shouldn't be having kids it costs the rest of the country.
Someone such as myself should only be paying about 50 bucks a month for Obamacare if I really had to sign up for it. Why should someone have to pay more just because of all the people on welfare that are sucking the country dry with their 4 kids out of wedlock to 4 different daddies. Then we have the illegal immigrants that cross the border to pop out a baby just to get free healthcare.
Yep, I can completely relate to this. I can say, I've been screwed by the govt on every aspect that they can screw a single, childless, healthy, hard working, law abiding individual.
I don't believe in paying for other people's poor decision. I try to stay healthy by exercising, don't smoke, don't drink, no fast food, no drugs, no carbonated drinks, etc. Which is why I opted out of the mandate to have health insurance by Obamacare, which is total fraud since I am taxed for being healthy and not choosing to have insurance.
I understand medical bills come up because there are situations when you, as an individual or any person, have no control over some circumstances that come up and you will have to have medical attention but I do not believe that any individual should be FORCED to pay for something that would normally not choose to have it. In the case where the said person needs medical care, the financial burden should be on that person or the person who caused the need for medical attention and not the general population.
I knew Obama was a failure and knew Obamacare was going to be a disaster, like it is now. You can bet whenever anything the govt labels something, especially Democrats, it will be the opposite of what it really means. Affordable Care Act, is anything but affordable.
Expect Hillary to be even worse, which is why she should not be elected.
Doesn't matter. Only the middle class gets hit by this. We dont enjoy the perks of socialism as we are hardworking people. The freebies are for lazy freeloaders who are going to make Hillary win. We are outnumbered but still I am voting for Trump. Thats the only way I will be heard. At every level I am voting for Republicans. I am not even researching the candidates. Just looking at their party affiliation & voting for Republicans. We need to have some representation in govt.
Fyi, I am an immigrant from Asia.
Yeah, because a Republican-held House and a Republican-held Senate have done so much to fix healthcare.
This is inexcusable, and one of the barriers to truly affordable health care.
Those costs are often driven by uncollectable practices and price caps for other people receiving service.
For example, John has no insurance and has a 60k emergency room visit that they'll never collect a dime on. Pete has a procedure costing 30k but medicare only pays 15k, another 15k uncollected.
Jane has insurance and has a procedure. Well jane, those $50 crutches are now $400!
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Who was it EXACTLY that kept saying "we have to pass it to see what's in it"?
