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Living in AZ has just become less affordable due to the changes in health insurance. We went from 10+ insurance providers to ONE and the rates went from $300 for a silver policy to $745 for a bronze.
Just thought I'd this on to anyone who's not looked yet, prepare to be SHOCKED!
jim, our insurance for 2 is just barely under $800 a month. We had to separate into two different policies to bring our rates down to that. We each have $5,000 deductibles. In PA they are saying that our rates will increase 53% which would increase our rates to around $1,200 a month (for 2). If that's true, we will be forced to self insure for the first time in our lives.
Just like everything else, it's better to be low income and high net worth so I'd save every penny you can to increase your net worth and so you aren't so dependent on income.
Did they have any medical surgeries done in Canada while residing in the US? The wait time to get surgeries in Canada has Canadians coming to the US for this.
Correct. I have elderly relatives in Canada--not happy with the health insurance. One was told that she would have to wait a year for cateract surgery. This meant she would be blind until the operation. Terrible.
I saw a family interviewed briefly on a news channel early this morning because their premium increased from $700 per month to $1,800 per month.
I have my doubts that re whether it was ever designed to work. Perhaps Gruber, Ezekiel Emanuel, etc. knew that the public wouldn't accept an immediate transition to single payer, so there had to be a stop gap program that would fail.
I think the people who wrote and passed it assumed the millennial sheeple would dutifully pay the inflated premiums necessary to subsidize coverage for everyone else, plus they did not expect employers to run awayu from the employer mandate to the extent they did.
I think the people who wrote and passed it assumed the millennial sheeple would dutifully pay the inflated premiums necessary to subsidize coverage for everyone else, plus they did not expect employers to run awayu from the employer mandate to the extent they did.
They thought people were stupid. And they certainly don't understand human nature.
We need to shed as much light as possible on how this law has severely impacted (in a negative way) middle-class people.
I have had to put my relocation to AZ on indefinite hold due to the terrible health insurance landscape there (lack of PPO plans, high cost, limits on number of MD visits/yr, etc). As a retiree not old enough for Medicare, I am on my own to find and fund my health insurance and do not qualify for a subsidy. While my premiums here in AL have increased over 50% since the ACA was implemented, they are still only about half (or less, given what I've read about 2017 rates) of what I would pay in AZ. If I were in AZ, over 1/3 of my pension would go to health insurance premiums alone. And that is for the least expensive option (much worse coverage than I have now, plus a $6,000+ deductible).
Funny how this was sold to us as "fixing" the problem of people staying in jobs or locations just to keep their health insurance plan. It has done the opposite in my case.
I am in a similar position to you out in CA planning to move to AZ for retirement. I am on a COBRA plan now until around 63 1/2 yrs old so will have to pay a higher rate for 19 months in AZ if I move before 65. I plan to move before 65 and pay the difference in AZ. AZ medical was around 200 per month more expensive for 2016, not sure what 2017 will look like. I won't qualify for a subsidy. At least AZ has much lower marginal tax rates than CA, less than half what I pay now.
They thought people were stupid. And they certainly don't understand human nature.
They do think people are stupid and they do understand human nature. They understood the plan would collapse under it's own weight and people would naturally panic. Single payer was the ultimate goal, and people will be clamoring for the government to step in and set it up. It's despicable and evil, but the end-game was always single payer, no matter who got screwed.
You folks think it's bad now...Wait till you see what happens when the government takes over health care. Just look what happened to college loans.
Location: Live:Downtown Phoenix, AZ/Work:Greater Los Angeles, CA
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Quote:
Originally Posted by MPowering1
No, I've just never encountered anyone older than 24 whose attitude was, 'Who cares? It doesn't effect me.' People usually outgrow that kind of thing.
You must have never been to San Francisco then, where that attitude is rampant, hence people who already own homes/condos there don't care that renters/newcomers can't afford housing, because they already got theirs
So how much did the gov't share go up. I hope you are only using her income and not the total family income. You make it sound that it is just her individual policy. So you only need to list her income.
I remember a family plan for 500 a month with a 2000 deductible... the previous ten years, the rate increased but not very much... then the ACA Obamacare hit, I pay $1000 a month with $12,000 deductible... and previous year there was a $200 increase... I am hearing that it will increase $200 again for 2017 with an even higher deductible... I can't help but think that health insurance for the past several decades only manage to get my premiums to $500 and the ACA manage to increase it more in two years than the past several decades... this is an improvement?
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