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Location: Born in L.A. - NYC is Second Home - Rustbelt is Home Base
1,607 posts, read 1,085,244 times
Reputation: 1372
System we have for healthcare is broken. it will only keep spiraling out of control. Once healthcare turned into big biz it was put on a trajectory for destroying the ability of the average person paying for healthcare out of pocket.
Socialized education is has served us for ages. The cost is in the RE taxes and even if you have no kids you end up chipping in. If you don't want to use the socialized education system then you can pay for private school. This is how the healthcare should be. A 2 tier system, one for the rich as a fee for service and one for the average person that is gov supplied - aka socialized healthcare. That is the only way you can do it. The rich can have whatever they want and the poor can still get some healthcare. Socialized med wont be as good as rich med, but it can be doable. If you don't like it, get 3 jobs and pay for the rich healthcare.
Really, socialized med is hard to promote in the US. We are a capitalist country. The greedy special interests and rich will tear it down as communism. The only way it would work is to have a 2 tier system. The rich can pay for the best if they don't want socialized med. The average person can use the socialized plan. But you can never have success if you force the average person to pretend they are rich and force a high cost, unaffordable health plan on them. It is no different than having a high earner and a low earner in a marriage. You either live to the budget that is double of the lower earner or the high earner has to pay for the bulk of it if they want to live on a higher level. You can't force a low earner to be a high earner if it is not in them.
Obamacare did me more harm than anything else. I used to be able to cover doctor office visits out of pocket, but can't afford it any more. In Jan I called a dermatologist to ask about a wart removal and it is $490 for 5 minutes of work. The doctor does not even do it...his assistant does it. Last year it was $175 for a wart removal, but they raised the rates if your uninsured. They said it is illegal for me to not have med insurance and it is insurance fraud for them to charge a different rate than what they get under Obamacare when they bill insurance companies...$490.
Medicine prices started to skyrocket once the greedy learned they can hike up medicine costs by astounding percentages. They can hold the chronically ill by ransom...it is pay up or die. There is nothing wrong with that is there? This is textbook material on how a good capitalist should work. Get the highest price the market will bear for the product. If a pill cost .35 cents to make, why not mark it up to $1000 a pill? If an insurance company will pay for it why not $5,000 a pill? There is no law against making profits...this is not the 1960's Mayberry.
It is not even a question of being able to afford Obamcare med plans. They are useless, at least for me. Thousands of $ in deductibles and copay. I think the goal of insurance companies is to sell you insurance you can not use unless your dying or very sick.
Most of these are short term plans 6 - 12 months plans. No long term plan offered for someone 62 yo at this broker. Monthly premium rates are bold. Coinsurance is...you pay that % of all healthcare costs.
HCC Life Short Term Medical
Policy Max: $2 Million
6 months
50% Coinsurance
$7,500 DED $355.82
Well, prob no socialized healthcare. Have you ever heard of ANY rep talk about socialized healthcare or anything socialized? You may get tax credits to buy unusable healthcare from the reps...if your lucky.
...take care of your health!
Last edited by slackercruster; 12-13-2016 at 06:26 AM..
System we have for healthcare is broken. it will only keep spiraling out of control. Once healthcare turned into big biz it was put on a trajectory for destroying the ability of the average person paying for healthcare out of pocket.
Socialized education is has served us for ages. The cost is in the RE taxes and even if you have no kids you end up chipping in. If you don't want to use the socialized education system then you can pay for private school. This is how the healthcare should be. A 2 tier system, one for the rich as a fee for service and one for the average person that is gov supplied - aka socialized healthcare. That is the only way you can do it. The rich can have whatever they want and the poor can still get some healthcare. Socialized med wont be as good as rich med, but it can be doable. If you don't like it, get 3 jobs and pay for the rich healthcare.
Really, socialized med is hard to promote in the US. We are a capitalist country. The greedy special interests and rich will tear it down as communism. The only way it would work is to have a 2 tier system. The rich can pay for the best if they don't want socialized med. The average person can use the socialized plan. But you can never have success if you force the average person to pretend they are rich and force a high cost, unaffordable health plan on them. It is no different than having a high earner and a low earner in a marriage. You either live to the budget that is double of the lower earner or the high earner has to pay for the bulk of it if they want to live on a higher level. You can't force a low earner to be a high earner if it is not in them.
Obamacare did me more harm than anything else. I used to be able to cover doctor office visits out of pocket, but can't afford it any more. In Jan I called a dermatologist to ask about a wart removal and it is $490 for 5 minutes of work. The doctor does not even do it...his assistant does it. Last year it was $175 for a wart removal, but they raised the rates if your uninsured. They said it is illegal for me to not have med insurance and it is insurance fraud for them to charge a different rate than what they get under Obamacare when they bill insurance companies...$490.
Medicine prices started to skyrocket once the greedy learned they can hike up medicine costs by astounding percentages. They can hold the chronically ill by ransom...it is pay up or die. There is nothing wrong with that is there? This is textbook material on how a good capitalist should work. Get the highest price the market will bear for the product. If a pill cost .35 cents to make, why not mark it up to $1000 a pill? If an insurance company will pay for it why not $5,000 a pill? There is no law against making profits...this is not the 1960's Mayberry.
It is not even a question of being able to afford Obamcare med plans. They are useless, at least for me. Thousands of $ in deductibles and copay. I think the goal of insurance companies is to sell you insurance you can not use unless your dying or very sick.
What will the reps give you? Well, prob no socialized healthcare. have you ever heard of ANY rep talking socialized healthcare or anything socialized? You may get tax credits to buy unusable healthcare from the reps...if your lucky.
He should advocate to get the govt entirely out of the healthcare sector.
And even more important: Teach little kids to maintain Health..., & make adults responsible for continuing... Good health. Only exception should be Catastrophic-HELP for circumstances beyond anyone's control.
I think the direction both parties are going to go is by expanding Medicare to everyone over 50. It works incredibly well for senior citizens and no reason why it wouldn't work for a lower age group. Obama/Romneycare is a good start and needs tweaking, but in the partisan world of today the republicans will do all they can to scuttle it and then say it imploded, when we know that would be a lie.
Every other first-world country has figured it out. But we seem to have some bizarre mentality that all government is bad and can't do anything, which is a crock.
If so how would it differ from the failed Obamacare?
He should step back and slow down. He mentioned he wanted to get the Democrats involved so he should definitely follow that up with action. Get the moderates from both sides to work together to get this to work for everybody in the country.
If he gets healthcare to work for everybody I will stop bashing him.
He should step back and slow down. He mentioned he wanted to get the Democrats involved so he should definitely follow that up with action. Get the moderates from both sides to work together to get this to work for everybody in the country.
If he gets healthcare to work for everybody I will stop bashing him.
Me too. It may be that only an R president can get us to medicare-for-all. Just like it took an R president to normalize our relationship with China.
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