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Old 03-13-2017, 10:25 AM
 
17,400 posts, read 11,969,909 times
Reputation: 16152

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Quote:
Originally Posted by Hoonose View Post
What if you are in a serious car wreck?
That's catastrophic. And the ONLY thing insurance should cover.

 
Old 03-13-2017, 10:26 AM
 
16,376 posts, read 22,477,771 times
Reputation: 14398
Quote:
Originally Posted by ringwise View Post
If it is an emergency, then you must pay for it. Make payments, pay cash or use insurance.
This is the rule now. People are supposed to pay and if they don't, civil law for skipping out on payment comes into play. Just like if you skip out on paying a credit card.

People that don't have assets often don't pay or they pay a small amt. Some people whose only asset is a house might not pay or might pay a small amt. These folks could be sued by the hospital and doctors for payment. A lien can be put on their property in certain states(if that state's homestead law doesn't protect their home). Their credit is impacted. Often they go bankrupt due to the hospital bills.

This is why some people simply don't go to the hospital and they risk death rather than risk bankruptcy or rather than face a $10,000 bill. This is especially true for people that have a home and/or some savings. They don't want to wipe out their life savings for healthcare, so they don't go to the hospital. Sometimes it works out well for them and their illness resolves. Other times they die due to not going to the hospital.
 
Old 03-13-2017, 10:26 AM
 
18,984 posts, read 9,070,436 times
Reputation: 14688
Quote:
Originally Posted by ringwise View Post
That's something that needs to be addressed then. Another issue that needs to be addressed is that fact that if you can't afford it, you get the care anyway.

If it's NOT an emergency, then you don't get care. Period. If it is an emergency, then you must pay for it. Make payments, pay cash or use insurance.
You start off by saying the fact that people can't afford healthcare is something that needs to be addressed, and then end with people must pay for emergency services even if they can't afford it. So basically you are saying the way to address the problem of people who can't afford healthcare is to deny them healthcare if they can't pay for it.

Which Paul Ryan would probably agree with.
 
Old 03-13-2017, 10:28 AM
 
17,400 posts, read 11,969,909 times
Reputation: 16152
Quote:
Originally Posted by sware2cod View Post
Exactly. Or if someone gets Appendicitis which even young healthy people can get. This could cost $40,000 and it's usually an emergency that has to be taken care of immediately.

I know of a young person that chose to forego health insurance because he was in his 20s and healthy. He got Appendicitis and had to be hospitalized and have surgery. He had a large hospital bill and didn't pay it.

I also knew someone that was young and healthy and he got Pneumonia and was hospitalized for over a week in ICU and eventually died. He had health insurance. But he was in great health beforehand. I saw him 2 days before he got sick and he was walking around as healthy and fit as anyone else. He was a coworker and got sick as quick as someone gets the flu.
Wait, wait, wait. I thought that NOT having health insurance meant you would die. You mean that's not true?

As for the young person that did survive, he should have been jailed for not paying his bill. He chose to forgo insurance, he received a service, then refused to compensate for that service.
 
Old 03-13-2017, 10:31 AM
 
17,400 posts, read 11,969,909 times
Reputation: 16152
Quote:
Originally Posted by Ponderosa View Post
If Trump had delivered Universal Health Care ala Europe or Canada he would have been unbeatable. Now, the GOP is at risk of losing the House in 2018 according to Tom Cotton.
Still not quite getting why Trump won, I see. He said he would get rid of Obamacare. If he doesn't deliver, he's done.

The reason the GOP is at risk is because they have put forth something that is in direct opposition to what the last election was about - repeal Obamacare. Don't give us Obamacare-Lite. Shut. It. Down.
 
Old 03-13-2017, 10:31 AM
 
42,732 posts, read 29,866,625 times
Reputation: 14345
Quote:
Originally Posted by OICU812 View Post
Universal Heath Care will be just as stupid as a universal car manufacturer would be.

If the thought of nameless, faceless bureaucrats designing your car choice for you, is viewed as a great thing, then by all means, jump on the UHC bandwagon. After all, having the state design cars worked out great for customers in the former Soviet Union.
You make a good point. But the bitter truth is that single-payer is the only option that gives the government the leverage to lower health costs and to do so quickly. And lowering health costs soon is the only solution to the economic fiasco facing this country.
 
Old 03-13-2017, 10:32 AM
 
Location: Londonderry, NH
41,479 posts, read 59,765,227 times
Reputation: 24863
I just heard that the Don't Care bill has eliminated the Federal Program for treating Black Lung. I encourage the Republicans to keep this in the bill. Why should the Federal government pay for treating industrial ailments created in the workplace. Next thing you know the Democrats will want the government to pay for treating Cancers created by working with tobacco or mining uranium for our weapons programs.


The Republicans also need to create a set of laws that prosecute people that cannot pay their health care bills because they do not have any insurance.
 
Old 03-13-2017, 10:34 AM
 
26,660 posts, read 13,735,487 times
Reputation: 19118
Quote:
Originally Posted by ringwise View Post

As for the young person that did survive, he should have been jailed for not paying his bill. He chose to forgo insurance, he received a service, then refused to compensate for that service.
Jail? No. He should have tried to negotiate with the hospital and should have worked out a payment plan and then paid it.
 
Old 03-13-2017, 10:36 AM
 
16,376 posts, read 22,477,771 times
Reputation: 14398
Quote:
Originally Posted by ringwise View Post

As for the young person that did survive, he should have been jailed for not paying his bill. He chose to forgo insurance, he received a service, then refused to compensate for that service.
You want to make it criminal law instead of civil law to not pay a bill? This would cost the taxpayer MUCH MUCH MUCH more money than subsidizing health insurance. Taxpayers would need to pay for court/prosecution of the people and then for jail/prison time. It costs taxpayers $35,000/year for each prisoner. Once these people are out of jail, they will have trouble getting jobs. They'll be a burden to taxpayers forever.
 
Old 03-13-2017, 10:38 AM
 
14,292 posts, read 9,675,329 times
Reputation: 4254
Quote:
Originally Posted by DC at the Ridge View Post
You make a good point. But the bitter truth is that single-payer is the only option that gives the government the leverage to lower health costs and to do so quickly. And lowering health costs soon is the only solution to the economic fiasco facing this country.
No, it's myopic. The brainiacs in the federal government thinking they have all the answers, and forcing 300+ million people to blindly obey them, with their one-size-fits-all mold.
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