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Old 03-23-2017, 08:06 AM
 
9,863 posts, read 7,613,508 times
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Quote:
Originally Posted by marino760 View Post
I don't see how that's possible. Health is not a supply and demand industry. People get sick. People get sick and very possibly die without seeing a doctor. Getting medical treatment for those that are truly sick is not an option unless you just roll over and die. A free market healthcare system would allow and promote this. Do you seriously think the insurance companies, Doctors and pharmaceutical industries are going to make themselves affordable to the average person?
Anyone who believes the insurance companies, doctors and the pharmaceutical companies are going to take losing billions in profits by allowing medical prices to drop dramatic enough to allow the average person to afford seeing a doctor is not being realistic.
That is true. Big Pharm and Insurance companies dictate any laws/regulation in regards to healthcare. I'll give the benefit to Doctors wanting high salary to just survive the high cost that comes with being a Doctor.

That's why I can only see as options as: Universal healthcare; semi free market/controlled State market; a controlled State market.
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Old 03-23-2017, 09:41 AM
 
9,006 posts, read 13,783,953 times
Reputation: 9646
Quote:
Originally Posted by Vector1 View Post
You do realize that there use to be a time (the majority of our history) that health insurance did not exist, right?
We survived as a nation, and would still do so.
You mean when 50% of children died before their 2nd birthday?


When anyone could become a doctor or nurse with no formal training?

What is CD's obssession with the past?
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Old 03-23-2017, 09:48 AM
 
9,006 posts, read 13,783,953 times
Reputation: 9646
[QUOTE=dechatelet;47603747]Keep government and insurance out of health care, and prices will drop to what people can afford to pay.

Hea[B]lth care providers will have no choice but to charge what people can afford to pay -- just like car sellers, restaurant owners, etc.
[/b]
Of course, the simple and obvious solution will never be the one that stupid people pursue.[/quote]



It does not work that way.

Very little goes to the doctor himself.

Machines cost money.
The doctor also has to pay nurses,assistants,for medical instruments,etc.

Why would anybody go to school to become a doctor to make peanuts?

You are also forgetting that medical care is a decision between life and death,which makes it different from a car and a restuarant.
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Old 03-23-2017, 09:49 AM
 
4,491 posts, read 2,213,294 times
Reputation: 1992
Quote:
Originally Posted by RunD1987 View Post
Say quasi done away. Individuals can apply for vouchers into let's say a State run program that helps them pay healthcare cost. Helps individuals who are homeless or living below the average living wage in their State can apply for Medicaid for 5 years. Those in the military active duty and over 65 receive universal healthcare. Mental Health and Substance care would be covered by excess tax on marijuana, cigarettes, and alcohol. Those who are veterans or in the Guard or Reserve can receive rebates on their health care cost. Say that there was less regulation in the healthcare market and patents were done away with. Individuals were taxed for catastrophic health cost.

With all that said individuals would go to a provider the provider would be transparent with their cost. Can shop around for places for care. There be no taxes on any health care services.

Would that work in the US?
To be clear, you're talking about private insurance? Because what you described basically sounds like public insurance, which is what really all universal healthcare systems are.

And indeed, destroying the private health insurance market is an admirable goal. I'm sure a rigid free marketeer will say this is evidence of leftists trying to take private property. Whatever. It's a business model designed to make money off of sick people. If there's a hell, the owners of these industries will burn for eternity and there's something sort of comforting about that. I don't take joy in saying that either.
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Old 03-23-2017, 10:41 AM
 
26,659 posts, read 13,635,427 times
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Quote:
Originally Posted by RunD1987 View Post
Say quasi done away. Individuals can apply for vouchers into let's say a State run program that helps them pay healthcare cost. Helps individuals who are homeless or living below the average living wage in their State can apply for Medicaid for 5 years. Those in the military active duty and over 65 receive universal healthcare. Mental Health and Substance care would be covered by excess tax on marijuana, cigarettes, and alcohol. Those who are veterans or in the Guard or Reserve can receive rebates on their health care cost. Say that there was less regulation in the healthcare market and patents were done away with. Individuals were taxed for catastrophic health cost.

With all that said individuals would go to a provider the provider would be transparent with their cost. Can shop around for places for care. There be no taxes on any health care services.

Would that work in the US?
I think that we could probably do away with insurance for primary and routine care and have catastrophic health insurance for the big, unexpected expenses. People who want insurance for routine care can buy a supplemental policy.
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Old 03-23-2017, 10:49 AM
 
9,863 posts, read 7,613,508 times
Reputation: 2470
Quote:
Originally Posted by MissTerri View Post
I think that we could probably do away with insurance for primary and routine care and have catastrophic health insurance for the big, unexpected expenses. People who want insurance for routine care can buy a supplemental policy.
The current health coverage is based off of a Corporate Controlled Market.

Options to replace it would be a tax paid health care system.

Quasi free market where facilities dictate cost. However, to ensure health care is affordable and available for all government would regulate the market. By regulating they set max prices and offer financial assistance for care to qualified individuals.

Third is where the State or Federal government take insurances create an open market for individuals to buy into.
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Old 03-23-2017, 01:02 PM
 
Location: on the edge of Sanity
14,268 posts, read 18,860,083 times
Reputation: 7982
Quote:
Originally Posted by RunD1987 View Post
I am saying make Medicare free after 65. Do away with Medicare block funding to States doesn't help. Medicare coverage would be based off of household size and average COL in the State. Be ekihiblr to apply if below the average COL. If you do apply say you are not unemployed or homeless would be on it for 4 years. The State would cover 60% of your health care bills.
Maybe you are thinking of Medicaid? Medicare has nothing to do with state funding and is not based on household income.

I don't know what you mean by "after 65." Unless someone is permanently disabled and collecting SSDI, everyone has to wait until his 65th birthday to be eligible for Medicare. Again, I need to generalize, since there are some exceptions.

I began to write a book. LOL So I deleted most of my post. In short, insurance companies do not pay for Medicare. There are private insurers that sell supplements, drug plans and Medicare Advantage programs, but Medicare is a Federal program.

Last edited by justNancy; 03-23-2017 at 01:16 PM..
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Old 03-23-2017, 01:12 PM
Status: "Ephesians 6:12" (set 29 days ago)
 
45,068 posts, read 26,223,210 times
Reputation: 24811
Quote:
Originally Posted by marino760 View Post
I don't see how that's possible. Health is not a supply and demand industry. People get sick. People get sick and very possibly die without seeing a doctor. Getting medical treatment for those that are truly sick is not an option unless you just roll over and die. A free market healthcare system would allow and promote this. Do you seriously think the insurance companies, Doctors and pharmaceutical industries are going to make themselves affordable to the average person?
Anyone who believes the insurance companies, doctors and the pharmaceutical companies are going to take losing billions in profits by allowing medical prices to drop dramatic enough to allow the average person to afford seeing a doctor is not being realistic.
How is it not a supply and demand industry?
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Old 03-23-2017, 01:15 PM
 
9,863 posts, read 7,613,508 times
Reputation: 2470
Saying instead of Medicaid have universal health care for those 65 and older. Universal care for those on disability.

Talking about doing away with Medicare blocks, which States can accept or not costing hospitals millions of dollars.
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Old 03-23-2017, 01:21 PM
 
Location: on the edge of Sanity
14,268 posts, read 18,860,083 times
Reputation: 7982
Quote:
Originally Posted by RunD1987 View Post
Saying instead of Medicaid have universal health care for those 65 and older. Universal care for those on disability.

Talking about doing away with Medicare blocks, which States can accept or not costing hospitals millions of dollars.
You can't "do away" with something that doesn't exist. Again, you keep mixing up Medicare and Medicaid. What do you mean by Medicare blocks? Medicare is not a state run program and has nothing to do with state insurance.

Block Granting is Medicaid, not Medicare. Medicare is paid for by FICA. (look at your paycheck stub) Medicaid is income based, part of a state's welfare program. It is NOT the same program as Medicare.
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