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please do not fail to recognize this is a PROFIT making industry. Koch bros offering money to congressmen to pass the bill- why? because they worried about your g-mas health?
I see zero reason to limit any innovation, medically or otherwise until it reaches the point of being unethical. What if the super expensive pills that you are questioning can save the life of someone who can afford them? Why would you favor excluding that purchase decision to be made by someone who doesn't want to die or live with some medical condition that inhibits their way of life?
My argument against Pharma is, unnecessary innovation. Pills should only be made to treat diseases/symptoms that doctors and medical researchers say are medically necessary, not to make money on as many different types of pills they can produce. That's the issue.
Those might be "essential" to you but not to me. I had a vasectomy in my 30's so I don't need any pre or post natal coverage. No mental health issues in my family history so that's not needed. I don't do any type of drugs and I rarely drink so substance abuse coverage isn't on my essential list.....Like in auto coverage, I will pick and choose what I want. Current health insurers will sell just like State Farm and Allstate sell car and homeowners insurance. New insurance companies will appear to compete like Esurance and Geico have done.
What makes you think they will offer all these a la carte plans tailored to you? People are not cars. How would you like your health insurance company to declare you totaled?
How about employers? They might just choose to offer the cheapest plans, that cover the minimum.
We need affordable healthcare. We do not need health insurance. I do not envy the residents of all of the RED counties that Voted for The Donald and/or their Republican Legislators and Governors. These folks bought the spiel and are, along with the people that were not fooled, going to pay the price for this mistake.
Remove government and you will get affordable. Government keeps the prices as high as they are.
Those might be "essential" to you but not to me. I had a vasectomy in my 30's so I don't need any pre or post natal coverage. No mental health issues in my family history so that's not needed. I don't do any type of drugs and I rarely drink so substance abuse coverage isn't on my essential list.....Like in auto coverage, I will pick and choose what I want. Current health insurers will sell just like State Farm and Allstate sell car and homeowners insurance. New insurance companies will appear to compete like Esurance and Geico have done.
no no no .
You dont know what you needed until you are dead.
i strongly suggest that you study a game of odds and learn how they really work. You are not correctly assessing risk .
there is no point in me breaking it out for you, as clearly you have missed the whole point of pooled risk.
sticking 100 million people into one pool protects everyone except for extreme outliers. and they likely benefit elsewhere across the spectrum of risk pooling we already have. .... military, police , etc.
Obama failed because of cost and mandates. We will just have to see what the final product is.
Obamacare has not exactly failed but it is having some problems. The main problem is healthcare in the USA is very expensive and there is no way around that unless a major overhaul is done. AHCA is not lowering costs any more than ACA did. Both were just putting lipstick on a pig. The Pubs don't have the guts any more than the Dems did to do what is really needed to fix healthcare cost.
Freedom Caucus says there is no bill today...maybe tomorrow. Not enough votes to pass this HUGE tax cut for the wealthy--not to mention it throws 24 Million poor citizens out of health care insurance.
[quote=tamajane;47607296]
What makes you think they will offer all these a la carte plans tailored to you? People are not cars. How would you like your health insurance company to declare you totaled? ROFL
How about employers? They might just choose to offer the cheapest plans, that cover the minimum.[/quote
PROFITS! you make profits of those that do NOT require a claims to be paid out
What makes you think they will offer all these a la carte plans tailored to you? People are not cars. How would you like your health insurance company to declare you totaled? ROFL
How about employers? They might just choose to offer the cheapest plans, that cover the minimum.[/quote
PROFITS! you make profits of those that do NOT require a claims to be paid out
Don't forget to add shareholders screaming down your throat every quarter to ask for more.
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ROFL
