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That makes no sense. There are a limited number of classes of eligible adults, and the under $40,000 income cutoff is for a household of 3. Just give it up already. Those of you who are dragging this out are really making yourselves look foolish.
Why is it so hard to for you to realize that if you earn more than $3000 per year in Texas, you dont get Medicaid?
If government healthcare is so great, why is the VA such a mess?
One is health insurance and the other is health care. Better to compare with Medicare and Medicaid than with the VA, but the issues with all are mainly budget.
If government healthcare is so great, why is the VA such a mess?
The VA has a problem that other systems like Medicare don't have. And that problem is gov't ownership of the actual HC delivery facility. We need to keep the HC delivery in private hands.
Nope. The employer part of the insurance premium is paid for by the family through lower wages. If the employer pays 80% of the insurance premium that is in fact you who pay for it. Replacing that with an employer payroll tax simply means the employer pays a payroll tax instead of an 80% insurance premium.
Actually, both are deductible business expenses, and both are paid for by the employees via lower wages.
When employers consider the expense of each employee, whatever benefits, taxes, etc., they have to pay as a result of that employment is netted against the employer's budget for employing that employee. Any additional cost necessarily lowers the employee's wages. Doesn't matter how you parcel it, it's coming out of what that employee could have been paid.
Naturally, that will most negatively impact low-wage employees as the percentage of the employment costs in relation to what their employment is worth will be much larger.
One is health insurance and the other is health care. Better to compare with Medicare and Medicaid than with the VA, but the issues with all are mainly budget.
Not exactly. The VA is a good model of the UK NHS. Government ownership of all of it, all employees on the govt. payroll.
Not exactly. The VA is a good model of the UK NHS. Government ownership of all of it, all employees on the govt. payroll.
Except that not all NHS staff are on the government payroll. Quite a lot of UK doctors are private contractors.
In the US there is an increasing trend for hospital doctors to be salaried employees of the hospital. Mayo operates that way and our local healthcare system has just gone that way.
Actually, both are deductible business expenses, and both are paid for by the employees via lower wages.
When employers consider the expense of each employee, whatever benefits, taxes, etc., they have to pay as a result of that employment is netted against the employer's budget for employing that employee. Any additional cost necessarily lowers the employee's wages. Doesn't matter how you parcel it, it's coming out of what that employee could have been paid.
Naturally, that will most negatively impact low-wage employees as the percentage of the employment costs in relation to what their employment is worth will be much larger.
Whether the employer pays a payroll tax or whether the employer pays an insurance premium, it is deceptive to say that only the payroll tax lowers the wages for the employee. Some cheeky experts on the right like to claim that an employer payroll tax means you will pay that amount in extra taxes, while ignoring that the employer simply replaces the insurance premium with a payroll tax.
In the end the numbers would not increase at all.
It's just that we'd have to pay them!
As it stands now we pretend things are OK but the government pays 2/3 of health care ALL from the Federal Debt and Deficits. So we are cheating our children and future generations and actually paying more (predatory capitalist health care cost more)......than it would to have an enlightened universal coverage.
It wouldn't matter much what the setup was.....deductibles, etc - it all ends up getting paid out anyway and private companies will work (fraud) the system no matter what unless the penalties are high.
Heck, Rick Scotts Health care corp. defrauded the government out of billions and he was rewarded for it! Maybe if we steal billions we will get appointed to high political office, eh?
Whether the employer pays a payroll tax or whether the employer pays an insurance premium, it is deceptive to say that only the payroll tax lowers the wages for the employee.
I didn't say that. I very clearly said BOTH lower employees' wages:
Quote:
Originally Posted by InformedConsent
Actually, both are deductible business expenses, and both are paid for by the employees via lower wages.
When employers consider the expense of each employee, whatever benefits, taxes, etc., they have to pay as a result of that employment is netted against the employer's budget for employing that employee. Any additional cost necessarily lowers the employee's wages. Doesn't matter how you parcel it, it's coming out of what that employee could have been paid.
Naturally, that will most negatively impact low-wage employees as the percentage of the employment costs in relation to what their employment is worth will be much larger.
Quote:
Originally Posted by PCALMike
Some cheeky experts on the right like to claim that an employer payroll tax means you will pay that amount in extra taxes, while ignoring that the employer simply replaces the insurance premium with a payroll tax.
Either one comes out of the employee's pocket, not the employer's. That's the important thing to remember.
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