Do you want a health plan that covers pre-existing conditions, if it costs an extra $600/month? (premium, regular)
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Liberals (in both parties) keep insisting we have to have a government health plan that covers pre-existing conditions. So why haven't we had one all along?
The answer is, because they are fantastically expensive. And the American people don't want to put out that kind of money for a health plan, even if it does cover pre-existing conditions.
Obamacare covered pre-existing conditions. And the premiums for it were sky-high, and getting higher all the time. So most people wound up hating it. Donald Trump was elected in part for promising to repeal it.
So now Democrats are screaming (do they ever stop screaming?) that republicans are trying to take away insurance for pre-existing conditions. And/or, when a plan that does cover them is proposed, the costs wind up being sky-high... again. And people won't want that any more then they wanted Obamacare, once the bills start to arrive.
So long, strident arguments spring up, between one side that is angry that the other side is taking away coverage for pre-existing conditions; while the other side is angry that the first side is trying to force them to buy coverage that is fantastically expensive and nobody wants to pay that much.
Why don't we just present the question in terms that take in both facts, and let the American people decide?
"Do you want a health plan that covers pre-existing conditions, if it costs an extra $600/month?"
Or whatever the increase would be for such a plan. And name the FINAL increase, not the first "slight" increase that would then get raised next year, and then raised some more the following year etc., as Obamacare was?
And then stop blaming the politicians. Blame instead the people who don't want to pay that kind of money, or the people who want to force them to pay it whether they want to or not.
The American way, is to vote on such a thing, and then everybody goes along with the outcome even if they didn't vote that way. Anybody have a problem with that?
That is what we had pre ACA. Leave it up to those who want to pay for it. Can't afford it? Tough no sponging off other people. Pay for your own stuff.
I have a heart condition, the wife diabetes. We both pushing 60. I get BCBS for 300 a month. 25 a doctor visit, $75 specialist, maximum 15 buck prescriptions.
If you want cheaper insurance...get a job. It is that simple.
That is what we had pre ACA. Leave it up to those who want to pay for it. Can't afford it? Tough no sponging off other people. Pay for your own stuff.
Repeal Ostupidcare.
That ship has sailed. Too many people who went without insurance now have had it for four years and are not going to stand for having it taken away from them. Even the GOP knows this is a losing proposition for them, which is why they are so stymied on how to proceed. They have been hearing from their own constituents back in their very red states who don't want to lose their health insurance.
the vast majority of Americans have policies that cover pre-existing conditions. The only thing ACA did is extend that coverage to individual insured.
Simplest way out is to extend single payer to all. Actually saves some money. And we no longer have to deal with any of these problems like pre-existing conditions. And the time may be right as the Republicans find they have no good alternative.
I agree. I must have been composing my earlier comment when you posted yours, since I didn't see it.
My preference is universal single payer plan. Re-write Medicare so it covers every one in the US. Get rid of the wage ceiling on FICA payroll and we can afford universal health care.
Don't steal my money because you feel you need it more, my medical expenses and needs are not yours.
Healthcare was so much easier before it became health insurance, with clerks everywhere.
I've been paying in for nearly 50 years, without getting anything out of it yet.
The insurance execs who have pocketed all of your premiums for the last 50 years thank you. Most likely from the decks of their yachts.
Quote:
Originally Posted by No_Recess
We could try a free market.
We need to get the profit out of healthcare. Someone's misfortune shouldn't be viewed as a profit center for a middle man who provides nothing of value while sucking up our money and trying to keep us from receiving the services we paid for.
It is kind of odd. I went almost 50 years and never spent a dime. I would expect my total medical bills exceeded a couple of million. It was only after I got on Medicare that I had to pay medical bills...primarily a supplement and pharmacy which go past $600 a month. And before all this came to pass my old employer would have paid it all forever.
Again those would be much simpler if we all got together and covered everybody with a simgle payer and let the well off buy a higher level of service with supplemental plans.
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