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Old 03-08-2008, 08:40 AM
 
Location: Pinal County, Arizona
25,100 posts, read 39,261,360 times
Reputation: 4937

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Quote:
Originally Posted by fiksi View Post
MOST people with good private coverage will support it until they get really SICK, and they get refused for coverage. Why?
I have good private insurance.

I have really been sick - including cancer. There have been surgeries.

I was, and never have been, REFUSED any procedure, of any type - none whatsoever. Everything my Physicans ordered were paid for.

So, as you might imagine, I support private insurance to pay for my healthcare.
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Old 03-08-2008, 08:50 AM
 
418 posts, read 564,487 times
Reputation: 50
Quote:
Originally Posted by Greatday View Post
I have good private insurance.

I have really been sick - including cancer. There have been surgeries.

I was, and never have been, REFUSED any procedure, of any type - none whatsoever. Everything my Physicans ordered were paid for.

So, as you might imagine, I support private insurance to pay for my healthcare.
Many have been refused... this is everyday thing in US.

What about those with cancer, who rush to ER, and those who can't afford any care at all?

The fact remains, that while US has MOST expensive system in the world, it is also on the bottom of western nations.

WHAT people don't understand is that, HOW good the health system IS depends on HOW good it serves the whole population.

Not wealthy, not lucky, not someone in particular... BUT entire population.

Health statistics in US far lag behind western nations, and that remains the fact, WHICH you can check everywhere.

Meanwhile, cost of HI is spiralling. Are you ABOSOLUTELY sure that your employer won't drop HI tomorrow? Maybe the company can't afford it anymore... and you'll join the uninsured?

In UNIVERSAL system, since it is run for welfare of people, it's not about amassing money.

Do you support private schools? WHY don't you pay private companies directly to build roads for you? Why can't a private army defend US?
Would you pay 20k$ per child for private school? Would you pay for private roads, private parks etc.? Would you pay for private police force?

Why do you then support "opressive" government which taxes you for roadbuilding, police force etc.?

So, there is a right to basic education for everyone, BUT there's isn't a right to basic medical services? Ironic.
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Old 03-08-2008, 09:14 AM
 
Location: Pinal County, Arizona
25,100 posts, read 39,261,360 times
Reputation: 4937
Quote:
Originally Posted by fiksi View Post
Are you ABOSOLUTELY sure that your employer won't drop HI tomorrow?
Yes - I am absolutely sure.
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Old 03-08-2008, 09:29 AM
 
Location: Pinal County, Arizona
25,100 posts, read 39,261,360 times
Reputation: 4937
Quote:
Originally Posted by fiksi View Post
What about those with cancer, who rush to ER, and those who can't afford any care at all?
These people will get quality care. No one, repeat NO ONE is denied healthcare in this country.

Quote:
Originally Posted by fiksi View Post
Do you support private schools?
Yes

Quote:
Originally Posted by fiksi View Post
WHY don't you pay private companies directly to build roads for you?
We already do have private companies building roads in the United States

Quote:
Originally Posted by fiksi View Post
Why can't a private army defend US?
Because our Constitution provides for the government to defend the nation and to have a standing armed forces. Again, it is part of our LAW

Quote:
Originally Posted by fiksi View Post
Would you pay 20k$ per child for private school?
Yes - and have

Quote:
Originally Posted by fiksi View Post
Would you pay for private roads
Yes - and have

Quote:
Originally Posted by fiksi View Post
private parks etc
Yes, and have

Quote:
Originally Posted by fiksi View Post
Would you pay for private police force?
Ever been to Las Vegas? To the Casinos? Each one has their own private police force. They are sworn peace officers.

Quote:
Originally Posted by fiksi View Post
So, there is a right to basic education for everyone, BUT there's isn't a right to basic medical services? Ironic.
Actually, no where in our Constitution is it provided that a "basic" education is a "right" to be paid for by the government.

And again - EVERYONE in this country has access to basic, and advanced, medical care.
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Old 03-08-2008, 09:31 AM
 
3,488 posts, read 8,221,387 times
Reputation: 3972
Quote:
Originally Posted by Greatday View Post
I have good private insurance.

I have really been sick - including cancer. There have been surgeries.

I was, and never have been, REFUSED any procedure, of any type - none whatsoever. Everything my Physicans ordered were paid for.

So, as you might imagine, I support private insurance to pay for my healthcare.
Greatday - sorry to hear about your illness and hope you are doing better now. Great that you had no problems with your coverage - I am sure there must have been significant deductables, etc? For the drugs you took too? I know one monthly prescription for me is $50 - must add up with serious illness?
What do you think your cost was?

I am sincerely glad that your experience with your insurance, was positive - but why would that mean that you support private healthcare? Don't you think all people should get the same good service that you received?

Or should it just be people like you who receive health care?
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Old 03-08-2008, 09:33 AM
 
418 posts, read 564,487 times
Reputation: 50
Quote:
Originally Posted by Greatday View Post
Yes - I am absolutely sure.
OK, basic economics...

The Raw Story | US health insurance costs rise nearly twice as fast as pay: survey (http://rawstory.com/news/afp/US_health_insurance_costs_rise_near_09122007.html - broken link)

So, HI costs are rising ABOVE inflation, and ABOVE salary increases. This means that the system is NOT sustainable.

Companies keep dropping HI coverage:
"In 2007, 60 percent of US firms offered health benefits.
That was down by nine percentage points on companies offering health care packages in 2000, the survey showed."


"Premiums for family coverage have surged by 78 percent since 2001, while wages have gone up 19 percent."

So, firms struggle to keep up... more and more will simply drop insurance.

[Mod edited:awaiting copyright confirmation]

Last edited by TnHilltopper; 03-08-2008 at 10:36 AM.. Reason: copyright
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Old 03-08-2008, 09:37 AM
 
Location: Pinal County, Arizona
25,100 posts, read 39,261,360 times
Reputation: 4937
Quote:
Originally Posted by Hobokenkitchen View Post
Greatday - sorry to hear about your illness and hope you are doing better now. Great that you had no problems with your coverage - I am sure there must have been significant deductables, etc? For the drugs you took too? I know one monthly prescription for me is $50 - must add up with serious illness?
What do you think your cost was?
I have a 5K deductible - I choose it. No big deal.

As for scripts - the highest co-pay is $35. And, I go to WalMart where Generics are only $4.00. If I went anywhere else, under my policy, generics are only $10.

I'm not getting rid of my insurance policy - we love it.
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Old 03-08-2008, 09:38 AM
 
3,488 posts, read 8,221,387 times
Reputation: 3972
Quote:
Originally Posted by Greatday View Post
These people will get quality care. No one, repeat NO ONE is denied healthcare in this country.

And again - EVERYONE in this country has access to basic, and advanced, medical care.



Greatday; then WHY on EARTH are the majority of bankruptcies in the US due to an illness? Why are the majority of those bankruptcies made of people who HAD health insurance?

What you say makes no sense to me at all.
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Old 03-08-2008, 09:38 AM
 
Location: Pinal County, Arizona
25,100 posts, read 39,261,360 times
Reputation: 4937
Quote:
Originally Posted by fiksi View Post
OK, basic economics...
The reason I am ABSOLUTELY sure my employer won't drop the insurance?

I'm the employer
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Old 03-08-2008, 09:39 AM
 
Location: Pinal County, Arizona
25,100 posts, read 39,261,360 times
Reputation: 4937
Quote:
Originally Posted by Hobokenkitchen View Post
Greatday; then WHY on EARTH are the majority of bankruptcies in the US due to an illness? Why are the majority of those bankruptcies made of people who HAD health insurance?

What you say makes no sense to me at all.
Actually - the BK's are caused by LACK OF INCOME - someone gets sick and they are off work for days, weeks or months or years.

It isn't the medical bills per se - it is they have no income or savings.

Think about it
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