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Well, gimme the $1100/month for a few years and call it an experiment.
Thing is, at 1100 per month you would be eligible for all sort of government hand outs. As a result, it might come out just fine.
The above mentioned health insurance is an example. If all you have is $1100 a month, you don't NEED health insurance. Just walk into the emergency room and get treated. People been doing it that way for many years.
Factoring medical costs, from lifestyle changes to direct healthcare payments, would mean admitting that their "HURR DURR IT'S SO EASY" advice is really just common knowledge paired with having perfect luck. And that they're not as smart as they think.
Someone diagnosed with celiac's is gonna have higher food costs than someone without. Someone in a wheelchair can't just rent the cheapest thing on the market because it won't even have doors wide enough to accommodate.
But anyone willing to actually base their financial advice on reality would know that. And would tailor financial advice to the specific needs and situation of the recipient... rather than just blather out platitudes about how "easy" it is to save $30,000 over 5 years.
Quote:
Originally Posted by Listener2307
The above mentioned health insurance is an example. If all you have is $1100 a month, you don't NEED health insurance. Just walk into the emergency room and get treated. People been doing it that way for many years.
... That's not how it works and is really terrible advice.
Not all hospitals will write-off uninsured patients and not all low-income adults qualify for Medicaid. And the ER isn't just gonna give you a month's supply of a medicine that you need but can't afford.
I mean, unless you can show me a hospital that would actually give out a month's supply of insulin to a diabetic that came in with DKA....
Thing is, at 1100 per month you would be eligible for all sort of government hand outs. As a result, it might come out just fine.
The above mentioned health insurance is an example. If all you have is $1100 a month, you don't NEED health insurance. Just walk into the emergency room and get treated. People been doing it that way for many years.
A childless adult with $1100 per month unearned income wouldn't qualify for much assistance...Medicaid in the states which expanded it under Obamacare, and maybe about $25 per month in food stamps (assuming they live in a state which has not yet restored work requirements for SNAP), but that's about it.
I was uninsured for 30 years, by the time I got to the ER I had an irreversible chronic condition. When I got to the ER I was neither conscious nor ambulatory - I was completely unaware of my surroundings for the first few days and by the time I realized where I was, the hospital already had me on Medicaid. Hospitals have employees whose job is to get as many nonpaying patients as possible on some government funding.
So it's the O/P's declared belief that Americans would not strive to succeed or "amount to anything" if they were merely offered a $1,100.00 per month stipend.
So it's the O/P's declared belief that Americans would not strive to succeed or "amount to anything" if they were merely offered a $1,100.00 per month stipend.
I see. Good to know.
Sad, innit? Of course, Maslow's work kinda points to the opposite - that people get going on self-realization once they're sure of the basics. People who worry about a roof over their heads and the next meal tend not to have much in the way of resources to improve the world and their standing in it.
Pays mine for 2 years and still throws money in the bank....
Live in an all brick 2400sqft house, on 3/4 of an acre....house was built in 2004....
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