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Unfortunately you didn't actually read the article. These are not "hospital plans" The fees range from around $65 to $150 a month and that fee allows you to see a primary care physician any time you want, it doesn't cover lab fees or prescriptions and it's debatable whether or not it's a real bargain. I think my medicare plan pays around $44 for a routine primary care visit so $150 a month wouldn't be a break even unless you went to your PCP more than 3 times a month. These plans don't cover surgery, hospitalization, emergency care, ambulance transport or lab tests
Spark MD does offer discounts on xrays and prescriptions, the problem is it's only available in Boise Idaho. Don't get me wrong, There's nothing wrong with using those kinds of services, CVS offers doctor visits for $59 which is probably a better deal than paying a monthly fee unless you go to the Doctor all the time - but routine care is not why we buy insurance, we buy it in case we are in a horrible accident, or get very sick or end up with a serious condition like heart disease or cancer. Spark MD will not provide you with chemo, and the other doctor mentioned in the article with the $150 fee is not going to perform heart surgery on you.
If you pay $50 a month for healthcare, the provider has done the math and figures that you will run up less than $600 a year in healthcare costs, it's simple math
It even says in the article that patients who use these programs STILL need insurance.
"But if a patient were to have a health issue outside the scope of primary care, they wouldn't be protected financially. All the providers Business Insider spoke with said they recommended patients have some form of insurance, and there were many instances where most patients in a practice had insurance or took part in a healthcare sharing plan, a program that functions like insurance in which an amount is sent monthly to people who have medical expenses in the plan."
These programs are good for cutting down wait times to see the doctor, paperwork, etc. (and I pay $100/yr myself for one) but they are just primary care doctors - they can't treat cancer, give lifesaving surgery in case of major accidents, etc. You still need insurance to pay for those things.
Vladimir Lenin: "Socialized Medicine is the Keystone to the Arch of the Socialist State."
Would socialized medicine lead to socialization of other phases of life?
Lenin thought so.
He declared socialized medicine is the keystone to the arch of the socialist state.
Lenin also embraced communism, many of his predictions are not validated.
They will never get rid of forced healthcare. There may not be a Ins comp left to insure anyone but the fine will stay forever. The fine keeps getting higher every year and thanks to that turn coat roberts poor people will be forced to pay the fine year after year. It was never about healthcare from the get go, just a way for the IRS to make trillions on poor peeps.
They will never get rid of forced healthcare. There may not be a Ins comp left to insure anyone but the fine will stay forever. The fine keeps getting higher every year and thanks to that turn coat roberts poor people will be forced to pay the fine year after year. It was never about healthcare from the get go, just a way for the IRS to make trillions on poor peeps.
What is your definition of poor? Because the truly poor will get on Medicaid. A middle class person who doesn't want to pay the fine has a valid complaint but let's not call them poor just bc they don't want to pay it.
What is your definition of poor? Because the truly poor will get on Medicaid. A middle class person who doesn't want to pay the fine has a valid complaint but let's not call them poor just bc they don't want to pay it.
I don't buy it and have not filed in 3 years. I won't pay a dime. Don't need HC and have not seen a DOC since 1990 and make plenty of money. I just went under the table 3 years ago. Not gonna force me to have HC when i never needed it. I have saved so much money the last 30+ years for not having HC. So what is next? What else they gonna forced you buy and get fined??
I don't buy it and have not filed in 3 years. I won't pay a dime. Don't need HC and have not seen a DOC since 1990 and make plenty of money. I just went under the table 3 years ago. Not gonna force me to have HC when i never needed it. I have saved so much money the last 30+ years for not having HC. So what is next? What else they gonna forced you buy and get fined??
I'm not sure how on earth this actually a bipartisan issue.
Almost nobody in the entire country can afford a round of typical cancer treatment - and the odds of getting cancer nowadays for anyone is a coin flip. Heads, you win. Tails, well...
And insurance companies before the ACA ("Obamacare")?
They're in the business of $$$profit$$$. Ka-ching!
To do that, they need to take as much money in as premiums as possible (by creating the illusion that they'll cover your health care coverage) - and then finding any excuse or legal loophole possible to not uphold their end of the deal when you need them the most.
I am a proud fit as a bull rich man stan.. Why pay for something i don't need? I also go bare on flood Ins and HOI on my house on the gulf. I'm living in the highest cost to Insure area in the country and have saved enough to buy 2 more homes. If you want to pay for something that does not work then you are notthe smart one. Maybe i should call you a Parasite dwight?
It even says in the article that patients who use these programs STILL need insurance.
"But if a patient were to have a health issue outside the scope of primary care, they wouldn't be protected financially. All the providers Business Insider spoke with said they recommended patients have some form of insurance, and there were many instances where most patients in a practice had insurance or took part in a healthcare sharing plan, a program that functions like insurance in which an amount is sent monthly to people who have medical expenses in the plan."
These programs are good for cutting down wait times to see the doctor, paperwork, etc. (and I pay $100/yr myself for one) but they are just primary care doctors - they can't treat cancer, give lifesaving surgery in case of major accidents, etc. You still need insurance to pay for those things.
Exactly! And my son has used CVS minute clinic for a $59 check up for his son when he gets a bad cold or is running a high fever, it's cheap and convenient but he still has health insurance to fall back on if the boy is seriously ill.
I'm not sure how on earth this actually a bipartisan issue.
Almost nobody in the entire country can afford a round of typical cancer treatment - and the odds of getting cancer nowadays for anyone is a coin flip. Heads, you win. Tails, well...
And insurance companies before the ACA ("Obamacare")?
They're in the business of $$$profit$$$. Ka-ching!
To do that, they need to take as much money in as premiums as possible (by creating the illusion that they'll cover your health care coverage) - and then finding any excuse or legal loophole possible to not uphold their end of the deal when you need them the most.
You got that. They need to just do away with the whole mess. No way it should cost 1000's for a one nite stay in a pital.
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