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Insurance is only given when EVERYONE pays... single payer health means only SOME people pay... BIG difference... here's a lesson, stop trying to MISLEAD people...
Nope.
Who do you think pays for all the uninsured people who end up in ERs across the country every. Single. Day?
Who do you think pays for hundreds of thousands of personal bankruptcies every year -- due, overwhelmingly, to medical bills?
We ALL end up paying, no matter which way you slice the pie.
But, if you're concerned about having to pay for other insured people, some of us can jump on that. As someone with good health insurance but who rarely goes to the doctor, I'm tired of paying for all the people who eat consistently bad diets, who never exercise, who smoke, who drink excessively, who do hard drugs, etc. I'm sick of having to pay higher insurance premiums, copays, and deductibles to help underwrite the healthcare of those people, whose bodies usually start seriously breaking down by the time they're in their 40s.
FYI, study after study after study shows that countries with single payer UHC have much better health outcomes (i.e. healthier populations) that does the US.
Stabilizing can turn into thousands. Open heart emergency surgeries, surgeries due to gun shot/stab wounds, drug overdose, etc.
The patient only has to be stabilized, not treated or cured. That's how Michelle Obama and David Axelrod got away with dumping indigent patients who showed up at U of Chicago's ER.
...make themselves sound stupid because that's literally what insurance is.
That is absolutely NOT what insurance is.
Your insurance premiums pay YOUR expected healthcare costs, and ONLY your expected healthcare costs, as calculated by the insurer (plus some amount for paperwork, actuaries, and profit). They do not include any component for payment of others' healthcare costs. You could not possibly be more wrong, which is never good when you're calling other people stupid.
FYI, study after study after study shows that countries with single payer UHC have much better health outcomes (i.e. healthier populations) that does the US.
STOP trying to MISLEAD yourselves.
Which is almost entirely due to Americans being fat and lazy along with demographics. Scandinavians have shorter lives than Scandinavian-Americans
Why should anyone else have to? Health care isn't a right. It and/or health insurance is a service one can purchase for oneself.
Liberals forget all about the process of natural selection's role in functional evolution when it comes to issues such as this.
Natural selection is the process by which species adapt to their environment. Natural selection results in evolutionary change when species members with certain characteristics have a greater survival or reproductive rate than other individuals in a species population and pass on those characteristics to their offspring.
Think about the birth statistics in the US. Women on public assistance have a birth rate 3 times higher than those who aren't on public assistance. We're enabling survival of the least fit, and enabling their selection over everyone else.
Poor : Non-poor = 3 : 1
We're interfering with the process of natural selection, and thereby diverting human evolution to devolution.
The satire film Idiocracy explores the exact same issue.
You get more of what you subsidize, and less of what you tax. Our rulers subsidize the non-productive by taxing the productive.
You can see where that will take us -- to universal poverty. Our rulers are misanthropes.
Well given the fact that the nations hospitals are not allowed to turn people away, we all pay for those who do not. When hospitals or providers are going unpaid for services the costs are increased onto the rest of us to compensate for their losses. Only way to avoid that is give hospitals the right to turn away the sick and poor and let them die on the streets. As a nation we will never allow that to happen.
Your insurance premiums pay YOUR expected healthcare costs, and ONLY your expected healthcare costs, as calculated by the insurer (plus some amount for paperwork, actuaries, and profit). They do not include any component for payment of others' healthcare costs. You could not possibly be more wrong, which is never good when you're calling other people stupid.
Common misconception about insurance: my premiums pay for my coverage, nobody else's.
Not quite true. To put it as simply as possible, all premium payers' contributions go into a bucket. The insurance company takes its cut for overhead, salaries, etc. (usually about 15%, give or take), leaving 85% in the bucket. When Policyholder A makes a claim, it is paid from the bucket--which contains premium dollars paid by policyholders B through M. Policyholder A's claim may well be more than A contributed in premium, but A is reimbursed in full, thanks to those premiums paid by B through M.
Next year, A pays the premium, but has no claim. However, Policyholder K does. K's claim is paid from the bucket. So is Policyholder J's claim. Policyholder A paid into the bucket, but got no benefit--indeed, A just paid for K's and J's claims. This is how insurance works: the contributions of the many pay for the claims of a few.
That's a simple explanation, and does not take into account such things as actuarial tables, risk assessment, and pricing the risk, but it does illustrate that all premiums go into a bucket and are paid on a claims-made basis. Whether you like it or not, the nature of insurance is that you are paying for others' claims. Once again, the contributions of the many pay for the claims of a few.
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