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Leftists are like "If Trump repeals Obamacare, millions will lose their health insurance". What they don't realize is they forced millions of Americans to sign up for insurance or pay huge fines. If everyone wanted free healthcare, why make it required by law for people to have health insurance?
Leftists didn't want Obamacare, they wanted single payer.
If you haven't figured it out by now then it's no use explaining to you why young, healthy people need to be in the market AND needed to be . . 'encouraged' to join the market.
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encourage them the way corps do...offer good product, allowing them to buy or not buy w/o penalty.
encourage them the way corps do...offer good product, allowing them to buy or not buy w/o penalty.
Product stinks if you must mandate purchasing it.
That is extortion, not encouragement.
I’m not sure why people like you are ignoring the fact that insurance has been steadily rising way before obamacare.
The aca was supposed to be a stepping stone for healthcare reform. But bipartisan doesn’t exist in the government and the healthcare industry are heavily in the pockets of our congressmen
I've only been in the work force for 17 years, but I remember being part of conversations at work, going back 10-15 years, where the boss was complaining that the costs of our medical plans skyrocketed every year.
We're a small company with a "Cadillac" plan, and so far, the boss has kept the employee contribution to 0. But, every year, for at least the last 15, the boss and our bookkeeper/general office manager/etc. person renegotiates our medical policy to keep prices affordable for the company. As I said above, this has been going on before Obamacare, and will continue without Obamacare, unless a major change happens.
Quote:
Originally Posted by BobNJ1960
encourage them the way corps do...offer good product, allowing them to buy or not buy w/o penalty.
Product stinks if you must mandate purchasing it.
That is extortion, not encouragement.
Not really. If you don't think you need it, it's unlikely that you'll buy it. Unfortunately, lots of people don't think they need insurance, until they do.
I’m not sure why people like you are ignoring the fact that insurance has been steadily rising way before obamacare.
The aca was supposed to be a stepping stone for healthcare reform. But bipartisan doesn’t exist in the government and the healthcare industry are heavily in the pockets of our congressmen
ACA stunk from day 1, as it never dealt with true cost control.
I’m not sure why people like you are ignoring the fact that insurance has been steadily rising way before obamacare.
The insurance I paid for the last 25 years being self employed used to increase 3-5% a year. In 2011 I was paying around $430 a month for a policy. Since 2011 it's gone up on the average of 25-35% a year and now will be over $1200 a month.
So yes your statement is true but it is also dishonest. People like me who actually pay for Ocare can no longer afford it. I've heard family policies can now cost over $22,000 a year.
Any rational health insurance reform requires the elimination of work based primary health insurance. It hurts us in so many ways. No one expects to get any other insurance product through his/her employer. At most, you might be able to get a discount. People get locked into jobs due to health insurance. The would be self-employed stop because of health insurance issues. Our older workers are really screwed if they loose their jobs because age discrimination is real. The fact that health insurance is associated with work and older people are more expensive to insure; this feeds into age discrimination. The exchanges are a step in the right direction but the laws should have been written to encourage people on to them by giving employers a choice. They could provide their own policy or directly subsidize premiums for their employees on the exchange. Over time you would have to get rid of any tax benefit associated with employer based health insurance, and in the end, everyone will be on the exchange.
There are many reasons why health care is expensive in the United States. With regards to prescription drugs, we have cost issues with single source drugs aka brand or single manufacturer generics. Some multi-source generics are dirt cheap. Hopefully, we will start seeing a decrease in biologic prices with the new biosimilar laws. Insurances demand discounts and so, that artificially increases prices. You want to be paid $100 for a service. You will actually have to have a cash price of $130, so you can give a discount to decrease to your wanted price of $100. In pharmacy this can get very bad when the insurer will pay you less than cost and there is nothing you can do. Also, sometimes in pharmacy, they base reimbursement rates on prices which don't really exist. Every insurer has their own rules on becoming a provider for their network. The cost of education to become a high level health provider is high. In turn, the providers demand high salaries to pay off their loans which increase rates.
Some providers are worried about malpractice suits and so practice defensive medicine. Patients don't always understand less is more. In some cases, you should not receive a particular procedure but patient demands and so he/she gets. We actually know how to calculate if a particular therapy is cost effective but no one really looks at the studies. Cost control in health care means you will end up spending more in certain areas to save in other areas. Our health care system is still centered around fee for service and not preventative care. While expensive, insulin is a lot cheaper than dealing with complications due to diabetes.
Obamacare came as a bill that we would find out what was in the bill after the bill was signed into law by lying to the people!
2018 will be the year Obamacare can Rest In Peace and we will be finally released from Obama's lies and deceive!
Even Democrats who would have been paying the penalty for not buying health care should be relieved if another form of health care will be offered. Right now many people who had health care prior to Obamacare, hardly couldn't afford to keep health insurance with the high deductibles.
Anything is better than being lied to.
No bill will be good for everyone but at a minimum it should not be allowed for President Obama to sign a bill under false pretentious.
Another promise will be kept by President Trump.
MAGA!
Trump promised that everyone would get health coverage, better coverage and the government would pay for it. Trump also promised that he would never touch Medicare, Medicaid and Social Security. It looks like those are complete LIES. As it is, the GOP has done everything they possibly can to harm Obamacare and they are going after Medicare, Medicaid and Social Security in 2018. The country deserves all the pain it gets for electing Trump and the GOP - it will be plenty.
Yet we still have the penalty for 2017 taxes. Who we the genius that made open season during the holiday season and who was the idiot that made open season even shorter this year.
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